Division Table 10: Impact Of Stress Margin — All - Financial Sector (Collection of Data) (reporting standard) determination No. 120 of 2023 - Table 10: Impact Of Stress Margin — All Benefits — All Business — As At Reporting Date

Table 10: Impact Of Stress Margin – All Benefits – All Business – As At Reporting Date

Reporting basis

This section relates to:

life companies including friendly societies (approved benefit funds, which write defined benefit risk products (i.e. APRA product group F4));
all benefits (but report by each of the listed insurance benefit types); and
all business.

Report this table for each statutory fund for life insurers and each benefit fund for friendly societies.

Report the change in risk-free best estimate liabilities or participating policy liability (net of reinsurance), whichever that is applicable, as a result of applying the individual insurance stresses for each APRA product group as at the reporting date.

Report this table on a quarterly and an annual basis.

Units of measurement

Report the dollar values in this table in whole Australian dollars.

	Name	Valid values	Description
1	Life Company Fund Type	Statutory fundBenefit fund	Report life company fund.
2	Life Company Fund Name	Free text	Report the name of life company fund.
3	APRA Product Group	L1 - ConventionalL2 - Annuity with longevity riskL3_1 - Individual lump sum risk - stepped premiumL6 - Individual disability income insurance - stepped premiumL7_1 - Individual lump sum risk - otherL10 - Individual disability income insurance - otherL11_1 - Group lump sum riskL14 - Group disability income insuranceL15 - Investment linkedL16 - Investment policy with discretionary additionsL17 - Other investment policyL18 - Annuity without longevity riskL19 - OtherF4 - Defined benefit risk	Report APRA product group.
4	Insurance Benefit Type	Non-participating benefitsParticipating benefitsFriendly society benefits	Report insurance benefit type.
5	Mortality Random Pre-Diversified	Whole dollars	Report mortality random pre-diversified amount.
6	Mortality Future Pre-Diversified	Whole dollars	Report mortality future pre-diversified amount.
7	Morbidity Random Pre-Diversified	Whole dollars	Report morbidity random pre-diversified amount.
8	Morbidity Future Pre-Diversified	Whole dollars	Report morbidity future pre-diversified amount.
9	Event Pre-Diversified	Whole dollars	Report event pre-diversified amount.
10	Longevity Pre-Diversified	Whole dollars	Report longevity pre-diversified amount.
11	Total Stress Post-Diversified	Whole dollars	Report total stress post-diversified amount.

Table 10: Impact Of Stress Margin — All Table 10: Impact Of Stress Margin — All Benefits — All Business — As At Reporting Date

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