Division Table 2: Prescribed Capital Amount (Priv - Financial Sector (Collection of Data) (reporting standard) determination No. 100 of 2023 - Table 2: Prescribed Capital Amount (Private Health Insurer)

Reporting basis

Report information related to the private health insurer’s prescribed capital amount.

Units of measurement

Report the dollar values in this table in whole Australian dollars.

Column 1	Report the value for each of the items listed below.

1. Insurance Risk Charge

Item 1	Report the Insurance Risk Charge.

2. Asset Risk Charge

Item 2	Report the Asset Risk Charge.

3. Asset Concentration Risk Charge

Item 3	Report the Asset Concentration Risk Charge.

4. Operational Risk Charge

Item 4	Report the Operational Risk Charge.

5. Aggregation benefit

Item 5	Report the aggregation benefit.An aggregation benefit which would result in a decrease to prescribed capital amount should be reported as a positive value.

6. Tax benefits

Item 6	Report the tax benefits.

7. Adjustments to prescribed capital amount as approved by APRA

Item 7	Report the adjustments to prescribed capital amount as approved by APRA.Report increases in the prescribed capital amount as positive values.

8. Prescribed capital amount

Item 8	The prescribed capital amount is a derived item and is calculated as the sum of:Item 1;Item 2;Item 3;Item 4; andItem 7less:Item 5; andItem 6.The prescribed capital amount for a private health insurer will be automatically increased where the calculated sum of risk charge components is less than the minimum of $5 million for a health benefits fund of the private health insurer.

Table 2: Prescribed Capital Amount (PrivTable 2: Prescribed Capital Amount (Private Health Insurer)