Section 18 - Financial Sector (Collection of Data) (reporting standard) determination No. 10 of 2022

Unless the contrary intention appears, any reference to an Act, Prudential Standard, Reporting Standard, Australian Accounting or Auditing Standard is a reference to the instrument as in force or existing from time to time.

ARF_743_0: ABS/RBA Housing Finance

Australian Business Number	Institution Name

Reporting Period	Scale Factor
Monthly
Reporting Consolidation
Domestic

0.New applications for housing loans

	Number of facilities	Value
	(1)	(2)
1.0. Applications received for housing loans by residents
1.0.0. Owner-occupied
1.0.0.0. Fixed interest rate
1.0.0.1. Variable interest rate
1.0.1. Investment
1.0.1.0. Fixed interest rate
1.0.1.1. Variable interest rate
1.1. Applications received for housing loans by non-residents

2. New borrower-accepted commitments for housing loans - by location and purpose

<table cellspacing="0" cellpadding="0" style="width:695.35pt; margin-right:9pt; margin-left:9pt; border-collapse:collapse; float:left"><tbody><tr style="height:20.8pt"><td style="width:126.9pt; border-top:0.75pt solid #000000; border-right:0.75pt solid #000000; border-left:0.75pt solid #000000; padding-right:5.03pt; padding-left:5.03pt; vertical-align:bottom">Location of property</td><td style="width:122.45pt; border-top:0.75pt solid #000000; border-right:0.75pt solid #000000; padding-right:5.03pt; padding-left:5.4pt; vertical-align:bottom">Resident loan purpose sub-class</td><td style="width:132.25pt; border-top:0.75pt solid #000000; border-right:0.75pt solid #000000; padding-right:5.03pt; padding-left:5.4pt; vertical-align:bottom">Property purpose</td><td style="width:132.25pt; border-top:0.75pt solid #000000; border-right:0.75pt solid #000000; border-left:0.75pt solid #000000; padding-right:5.03pt; padding-left:5.03pt; vertical-align:bottom">Number of facilities</td><td style="width:126.75pt; border-top:0.75pt solid #000000; border-right:0.75pt solid #000000; padding-right:5.03pt; padding-left:5.4pt; vertical-align:bottom">Value</td></tr><tr style="height:15.85pt"><td style="width:126.9pt; border-right:0.75pt solid #000000; border-left:0.75pt solid #000000; border-bottom:0.75pt solid #000000; padding-right:5.03pt; padding-left:5.03pt; vertical-align:bottom">(1)</td><td style="width:122.45pt; border-right:0.75pt solid #000000; border-bottom:0.75pt solid #000000; padding-right:5.03pt; padding-left:5.4pt; vertical-align:bottom">(2)</td><td style="width:132.25pt; border-right:0.75pt solid #000000; border-bottom:0.75pt solid #000000; padding-right:5.03pt; padding-left:5.4pt; vertical-align:bottom">(3)</td><td style="width:132.25pt; border-right:0.75pt solid #000000; border-left:0.75pt solid #000000; border-bottom:0.75pt solid #000000; padding-right:5.03pt; padding-left:5.03pt; vertical-align:bottom">(4)</td><td style="width:126.75pt; border-right:0.75pt solid #000000; border-bottom:0.75pt solid #000000; padding-right:5.03pt; padding-left:5.4pt; vertical-align:bottom">(5)</td></tr><tr style="height:15.85pt"><td style="width:126.9pt; border:0.75pt solid #000000; padding-right:5.03pt; padding-left:5.03pt; vertical-align:bottom"></td><td style="width:122.45pt; border-top:0.75pt solid #000000; border-right:0.75pt solid #000000; border-bottom:0.75pt solid #000000; padding-right:5.03pt; padding-left:5.4pt; vertical-align:bottom"></td><td style="width:132.25pt; border-top:0.75pt solid #000000; border-right:0.75pt solid #000000; border-bottom:0.75pt solid #000000; padding-right:5.03pt; padding-left:5.4pt; vertical-align:bottom"></td><td style="width:132.25pt; border:0.75pt solid #000000; padding-right:5.03pt; padding-left:5.03pt; vertical-align:bottom"></td><td style="width:126.75pt; border-top:0.75pt solid #000000; border-right:0.75pt solid #000000; border-bottom:0.75pt solid #000000; padding-right:5.03pt; padding-left:5.4pt; vertical-align:bottom"></td></tr><tr style="height:15.85pt"><td style="width:126.9pt; border-top:0.75pt solid #000000; border-right:0.75pt dotted #000000; border-left:0.75pt dotted #000000; border-bottom:0.75pt dotted #000000; padding-right:5.03pt; padding-left:5.03pt; vertical-align:bottom">New South Wales</td><td style="width:122.45pt; border-top:0.75pt solid #000000; border-right:0.75pt dotted #000000; border-left:0.75pt dotted #000000; border-bottom:0.75pt dotted #000000; padding-right:5.03pt; padding-left:5.03pt; vertical-align:bottom">Finance for the purchase of residential land</td><td style="width:132.25pt; border-top:0.75pt solid #000000; border-right:0.75pt dotted #000000; border-left:0.75pt dotted #000000; border-bottom:0.75pt dotted #000000; padding-right:5.03pt; padding-left:5.03pt; vertical-align:bottom">Owner-occupied</td><td style="width:132.25pt; border-top:0.75pt solid #000000; border-left:0.75pt dotted #000000; padding-right:5.4pt; padding-left:5.03pt; vertical-align:bottom"></td><td style="width:126.75pt; border-top:0.75pt solid #000000; padding-right:5.4pt; padding-left:5.4pt; vertical-align:bottom"></td></tr><tr style="height:15.85pt"><td style="width:126.9pt; border:0.75pt dotted #000000; padding-right:5.03pt; padding-left:5.03pt; vertical-align:bottom">Victoria</td><td style="width:122.45pt; border:0.75pt dotted #000000; padding-right:5.03pt; padding-left:5.03pt; vertical-align:bottom">Finance for the construction of new dwellings</td><td style="width:132.25pt; border:0.75pt dotted #000000; padding-right:5.03pt; padding-left:5.03pt; vertical-align:bottom">Investment</td><td style="width:132.25pt; border-left:0.75pt dotted #000000; padding-right:5.4pt; padding-left:5.03pt; vertical-align:bottom"></td><td style="width:126.75pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:bottom"></td></tr><tr style="height:15.85pt"><td style="width:126.9pt; border:0.75pt dotted #000000; padding-right:5.03pt; padding-left:5.03pt; vertical-align:bottom">Queensland</td><td style="width:122.45pt; border:0.75pt dotted #000000; padding-right:5.03pt; padding-left:5.03pt; vertical-align:bottom">Finance for the purchase of newly erected dwellings</td><td style="width:132.25pt; border-top:0.75pt dotted #000000; padding-right:5.4pt; padding-left:5.4pt; vertical-align:bottom"></td><td style="width:132.25pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:bottom"></td><td style="width:126.75pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:bottom"></td></tr><tr style="height:15.85pt"><td style="width:126.9pt; border:0.75pt dotted #000000; padding-right:5.03pt; padding-left:5.03pt; vertical-align:bottom">South Australia</td><td style="width:122.45pt; border:0.75pt dotted #000000; padding-right:5.03pt; padding-left:5.03pt; vertical-align:bottom">Finance for the purchase of existing dwellings</td><td style="width:132.25pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:bottom"></td><td style="width:132.25pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:bottom"></td><td style="width:126.75pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:bottom"></td></tr><tr style="height:15.85pt"><td style="width:126.9pt; border:0.75pt dotted #000000; padding-right:5.03pt; padding-left:5.03pt; vertical-align:bottom">Western Australia</td><td style="width:122.45pt; border:0.75pt dotted #000000; padding-right:5.03pt; padding-left:5.03pt; vertical-align:bottom">Finance for alterations, additions and repairs</td><td style="width:132.25pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:bottom"></td><td style="width:132.25pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:bottom"></td><td style="width:126.75pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:bottom"></td></tr><tr style="height:15.85pt"><td style="width:126.9pt; border:0.75pt dotted #000000; padding-right:5.03pt; padding-left:5.03pt; vertical-align:bottom">Tasmania</td><td style="width:122.45pt; border:0.75pt dotted #000000; padding-right:5.03pt; padding-left:5.03pt; vertical-align:bottom">External refinance</td><td style="width:132.25pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:bottom"></td><td style="width:132.25pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:bottom"></td><td style="width:126.75pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:bottom"></td></tr><tr style="height:15.85pt"><td style="width:126.9pt; border:0.75pt dotted #000000; padding-right:5.03pt; padding-left:5.03pt; vertical-align:bottom">Northern Territory</td><td style="width:122.45pt; border:0.75pt dotted #000000; padding-right:5.03pt; padding-left:5.03pt; vertical-align:bottom">Internal refinance</td><td style="width:132.25pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:bottom"></td><td style="width:132.25pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:bottom"></td><td style="width:126.75pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:bottom"></td></tr><tr style="height:15.85pt"><td style="width:126.9pt; border:0.75pt dotted #000000; padding-right:5.03pt; padding-left:5.03pt; vertical-align:bottom">Australian Capital Territory</td><td style="width:122.45pt; border-top:0.75pt dotted #000000; border-left:0.75pt dotted #000000; padding-right:5.4pt; padding-left:5.03pt; vertical-align:bottom"></td><td style="width:132.25pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:bottom"></td><td style="width:132.25pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:bottom"></td><td style="width:126.75pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:bottom"></td></tr><tr style="height:15.85pt"><td style="width:126.9pt; border:0.75pt dotted #000000; padding-right:5.03pt; padding-left:5.03pt; vertical-align:bottom">Other Australian territories & overseas</td><td style="width:122.45pt; border-left:0.75pt dotted #000000; padding-right:5.4pt; padding-left:5.03pt; vertical-align:bottom"></td><td style="width:132.25pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:bottom"></td><td style="width:132.25pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:bottom"></td><td style="width:126.75pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:bottom"></td></tr><tr style="height:15.85pt"><td style="width:126.9pt; border-top:0.75pt dotted #000000; padding-right:5.4pt; padding-left:5.4pt; vertical-align:bottom"></td><td style="width:122.45pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:bottom"></td><td style="width:132.25pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:bottom"></td><td style="width:132.25pt; border-bottom:0.75pt solid #000000; padding-right:5.4pt; padding-left:5.4pt; vertical-align:bottom"></td><td style="width:126.75pt; border-bottom:0.75pt solid #000000; padding-right:5.4pt; padding-left:5.4pt; vertical-align:bottom"></td></tr><tr style="height:15.85pt"><td colspan="3" style="width:403.2pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:bottom">2.0. Total new borrower-accepted commitments for housing loans to residents</td><td style="width:132.25pt; border:0.75pt solid #000000; padding-right:5.03pt; padding-left:5.03pt; vertical-align:bottom; background-color:#a6a6a6"></td><td style="width:126.75pt; border:0.75pt solid #000000; padding-right:5.03pt; padding-left:5.03pt; vertical-align:bottom; background-color:#a6a6a6"></td></tr><tr style="height:15.85pt"><td colspan="3" style="width:403.2pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:bottom">2.0.0. Owner-occupied</td><td style="width:132.25pt; border:0.75pt solid #000000; padding-right:5.03pt; padding-left:5.03pt; vertical-align:bottom; background-color:#a6a6a6"></td><td style="width:126.75pt; border:0.75pt solid #000000; padding-right:5.03pt; padding-left:5.03pt; vertical-align:bottom; background-color:#a6a6a6"></td></tr><tr style="height:15.85pt"><td colspan="3" style="width:403.2pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:bottom">2.0.0.0. of which: Serviced by foreign-sourced income</td><td style="width:132.25pt; border:0.75pt solid #000000; padding-right:5.03pt; padding-left:5.03pt; vertical-align:bottom"></td><td style="width:126.75pt; border:0.75pt solid #000000; padding-right:5.03pt; padding-left:5.03pt; vertical-align:bottom"></td></tr><tr style="height:15.85pt"><td colspan="3" style="width:403.2pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:bottom">2.0.1. Investment</td><td style="width:132.25pt; border:0.75pt solid #000000; padding-right:5.03pt; padding-left:5.03pt; vertical-align:bottom; background-color:#a6a6a6"></td><td style="width:126.75pt; border:0.75pt solid #000000; padding-right:5.03pt; padding-left:5.03pt; vertical-align:bottom; background-color:#a6a6a6"></td></tr><tr style="height:15.85pt"><td colspan="3" style="width:403.2pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:bottom">2.0.1.0. of which: Serviced by foreign-sourced income</td><td style="width:132.25pt; border:0.75pt solid #000000; padding-right:5.03pt; padding-left:5.03pt; vertical-align:bottom"></td><td style="width:126.75pt; border:0.75pt solid #000000; padding-right:5.03pt; padding-left:5.03pt; vertical-align:bottom"></td></tr><tr style="height:15.85pt"><td colspan="3" style="width:403.2pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:bottom">2.1. Total new borrower-accepted commitments for housing loans to non-residents</td><td style="width:132.25pt; border:0.75pt solid #000000; padding-right:5.03pt; padding-left:5.03pt; vertical-align:bottom"></td><td style="width:126.75pt; border:0.75pt solid #000000; padding-right:5.03pt; padding-left:5.03pt; vertical-align:bottom"></td></tr><tr style="height:15.85pt"><td colspan="3" style="width:403.2pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:bottom">2.1.0. of which: Serviced by foreign-sourced income</td><td style="width:132.25pt; border:0.75pt solid #000000; padding-right:5.03pt; padding-left:5.03pt; vertical-align:bottom"></td><td style="width:126.75pt; border:0.75pt solid #000000; padding-right:5.03pt; padding-left:5.03pt; vertical-align:bottom"></td></tr></tbody></table> ``` <table cellspacing="0" cellpadding="0" style="width:695.35pt; margin-right:9pt; margin-left:9pt; border-collapse:collapse; float:left"><tbody><tr style="height:15.85pt"><td style="width:160.95pt; border-top:0.75pt solid #000000; border-right:0.75pt solid #000000; border-left:0.75pt solid #000000; padding-right:5.03pt; padding-left:5.03pt; vertical-align:bottom">Location of property</td><td style="width:155.35pt; border-top:0.75pt solid #000000; border-right:0.75pt solid #000000; border-left:0.75pt solid #000000; padding-right:5.03pt; padding-left:5.03pt; vertical-align:bottom">Property purpose</td><td style="width:167.55pt; border-top:0.75pt solid #000000; border-right:0.75pt solid #000000; border-left:0.75pt solid #000000; padding-right:5.03pt; padding-left:5.03pt; vertical-align:bottom">Number of facilities</td><td style="width:167.55pt; border-top:0.75pt solid #000000; border-right:0.75pt solid #000000; border-left:0.75pt solid #000000; padding-right:5.03pt; padding-left:5.03pt; vertical-align:bottom">Value</td></tr><tr style="height:15.85pt"><td style="width:160.95pt; border-right:0.75pt solid #000000; border-left:0.75pt solid #000000; border-bottom:0.75pt solid #000000; padding-right:5.03pt; padding-left:5.03pt; vertical-align:bottom">(1)</td><td style="width:155.35pt; border-right:0.75pt solid #000000; border-left:0.75pt solid #000000; border-bottom:0.75pt solid #000000; padding-right:5.03pt; padding-left:5.03pt; vertical-align:bottom">(2)</td><td style="width:167.55pt; border-right:0.75pt solid #000000; border-left:0.75pt solid #000000; border-bottom:0.75pt solid #000000; padding-right:5.03pt; padding-left:5.03pt; vertical-align:bottom">(3)</td><td style="width:167.55pt; border-right:0.75pt solid #000000; border-left:0.75pt solid #000000; border-bottom:0.75pt solid #000000; padding-right:5.03pt; padding-left:5.03pt; vertical-align:bottom">(4)</td></tr><tr style="height:15.85pt"><td style="width:160.95pt; border:0.75pt solid #000000; padding-right:5.03pt; padding-left:5.03pt; vertical-align:bottom"></td><td style="width:155.35pt; border:0.75pt solid #000000; padding-right:5.03pt; padding-left:5.03pt; vertical-align:bottom"></td><td style="width:167.55pt; border:0.75pt solid #000000; padding-right:5.03pt; padding-left:5.03pt; vertical-align:bottom"></td><td style="width:167.55pt; border:0.75pt solid #000000; padding-right:5.03pt; padding-left:5.03pt; vertical-align:bottom"></td></tr><tr style="height:15.85pt"><td style="width:160.95pt; border-top:0.75pt solid #000000; border-right:0.75pt dotted #000000; border-left:0.75pt dotted #000000; border-bottom:0.75pt dotted #000000; padding-right:5.03pt; padding-left:5.03pt; vertical-align:bottom">New South Wales</td><td style="width:155.35pt; border-top:0.75pt solid #000000; border-right:0.75pt dotted #000000; border-left:0.75pt dotted #000000; border-bottom:0.75pt dotted #000000; padding-right:5.03pt; padding-left:5.03pt; vertical-align:bottom">Owner-occupied</td><td style="width:167.55pt; border-top:0.75pt solid #000000; border-left:0.75pt dotted #000000; padding-right:5.4pt; padding-left:5.03pt; vertical-align:bottom"></td><td style="width:167.55pt; border-top:0.75pt solid #000000; padding-right:5.4pt; padding-left:5.4pt; vertical-align:bottom"></td></tr><tr style="height:15.85pt"><td style="width:160.95pt; border:0.75pt dotted #000000; padding-right:5.03pt; padding-left:5.03pt; vertical-align:bottom">Victoria</td><td style="width:155.35pt; border:0.75pt dotted #000000; padding-right:5.03pt; padding-left:5.03pt; vertical-align:bottom">Investment</td><td style="width:167.55pt; border-left:0.75pt dotted #000000; padding-right:5.4pt; padding-left:5.03pt; vertical-align:bottom"></td><td style="width:167.55pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:bottom"></td></tr><tr style="height:15.85pt"><td style="width:160.95pt; border:0.75pt dotted #000000; padding-right:5.03pt; padding-left:5.03pt; vertical-align:bottom">Queensland</td><td style="width:155.35pt; border-top:0.75pt dotted #000000; border-left:0.75pt dotted #000000; padding-right:5.4pt; padding-left:5.03pt; vertical-align:bottom"></td><td style="width:167.55pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:bottom"></td><td style="width:167.55pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:bottom"></td></tr><tr style="height:15.85pt"><td style="width:160.95pt; border:0.75pt dotted #000000; padding-right:5.03pt; padding-left:5.03pt; vertical-align:bottom">South Australia</td><td style="width:155.35pt; border-left:0.75pt dotted #000000; padding-right:5.4pt; padding-left:5.03pt; vertical-align:bottom"></td><td style="width:167.55pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:bottom"></td><td style="width:167.55pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:bottom"></td></tr><tr style="height:15.85pt"><td style="width:160.95pt; border:0.75pt dotted #000000; padding-right:5.03pt; padding-left:5.03pt; vertical-align:bottom">Western Australia</td><td style="width:155.35pt; border-left:0.75pt dotted #000000; padding-right:5.4pt; padding-left:5.03pt; vertical-align:bottom"></td><td style="width:167.55pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:bottom"></td><td style="width:167.55pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:bottom"></td></tr><tr style="height:15.85pt"><td style="width:160.95pt; border:0.75pt dotted #000000; padding-right:5.03pt; padding-left:5.03pt; vertical-align:bottom">Tasmania</td><td style="width:155.35pt; border-left:0.75pt dotted #000000; padding-right:5.4pt; padding-left:5.03pt; vertical-align:bottom"></td><td style="width:167.55pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:bottom"></td><td style="width:167.55pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:bottom"></td></tr><tr style="height:15.85pt"><td style="width:160.95pt; border:0.75pt dotted #000000; padding-right:5.03pt; padding-left:5.03pt; vertical-align:bottom">Northern Territory</td><td style="width:155.35pt; border-left:0.75pt dotted #000000; padding-right:5.4pt; padding-left:5.03pt; vertical-align:bottom"></td><td style="width:167.55pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:bottom"></td><td style="width:167.55pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:bottom"></td></tr><tr style="height:15.85pt"><td style="width:160.95pt; border:0.75pt dotted #000000; padding-right:5.03pt; padding-left:5.03pt; vertical-align:bottom">Australian Capital Territory</td><td style="width:155.35pt; border-left:0.75pt dotted #000000; padding-right:5.4pt; padding-left:5.03pt; vertical-align:bottom"></td><td style="width:167.55pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:bottom"></td><td style="width:167.55pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:bottom"></td></tr><tr style="height:15.85pt"><td style="width:160.95pt; border:0.75pt dotted #000000; padding-right:5.03pt; padding-left:5.03pt; vertical-align:bottom">Other Australian territories & overseas</td><td style="width:155.35pt; border-left:0.75pt dotted #000000; padding-right:5.4pt; padding-left:5.03pt; vertical-align:bottom"></td><td style="width:167.55pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:bottom"></td><td style="width:167.55pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:bottom"></td></tr><tr style="height:15.85pt"><td style="width:160.95pt; border-top:0.75pt dotted #000000; padding-right:5.4pt; padding-left:5.4pt; vertical-align:bottom"></td><td style="width:155.35pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:bottom"></td><td style="width:167.55pt; border-bottom:0.75pt solid #000000; padding-right:5.4pt; padding-left:5.4pt; vertical-align:bottom"></td><td style="width:167.55pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:bottom"></td></tr><tr style="height:15.85pt"><td colspan="2" style="width:327.1pt; border-right:0.75pt solid #000000; padding-right:5.03pt; padding-left:5.4pt; vertical-align:bottom">3.0. Total new borrower-accepted commitments for housing loans to resident first home buyers</td><td style="width:167.55pt; border-top:0.75pt solid #000000; border-left:0.75pt solid #000000; border-bottom:0.75pt solid #000000; padding-right:5.4pt; padding-left:5.03pt; vertical-align:bottom; background-color:#a6a6a6"></td><td style="width:167.55pt; border:0.75pt solid #000000; padding-right:5.03pt; padding-left:5.03pt; vertical-align:bottom; background-color:#a6a6a6"></td></tr><tr style="height:15.85pt"><td colspan="2" style="width:327.1pt; border-right:0.75pt solid #000000; padding-right:5.03pt; padding-left:5.4pt; vertical-align:bottom">3.0.0. Owner-occupied</td><td style="width:167.55pt; border-top:0.75pt solid #000000; border-left:0.75pt solid #000000; border-bottom:0.75pt solid #000000; padding-right:5.4pt; padding-left:5.03pt; vertical-align:bottom; background-color:#a6a6a6"></td><td style="width:167.55pt; border:0.75pt solid #000000; padding-right:5.03pt; padding-left:5.03pt; vertical-align:bottom; background-color:#a6a6a6"></td></tr><tr style="height:15.85pt"><td colspan="2" style="width:327.1pt; border-right:0.75pt solid #000000; padding-right:5.03pt; padding-left:5.4pt; vertical-align:bottom">3.0.0.0. of which: Serviced by foreign-sourced income</td><td style="width:167.55pt; border-top:0.75pt solid #000000; border-left:0.75pt solid #000000; border-bottom:0.75pt solid #000000; padding-right:5.4pt; padding-left:5.03pt; vertical-align:bottom"></td><td style="width:167.55pt; border:0.75pt solid #000000; padding-right:5.03pt; padding-left:5.03pt; vertical-align:bottom"></td></tr><tr style="height:15.85pt"><td colspan="2" style="width:327.1pt; border-right:0.75pt solid #000000; padding-right:5.03pt; padding-left:5.4pt; vertical-align:bottom">3.0.1. Investment</td><td style="width:167.55pt; border-top:0.75pt solid #000000; border-left:0.75pt solid #000000; border-bottom:0.75pt solid #000000; padding-right:5.4pt; padding-left:5.03pt; vertical-align:bottom; background-color:#a6a6a6"></td><td style="width:167.55pt; border:0.75pt solid #000000; padding-right:5.03pt; padding-left:5.03pt; vertical-align:bottom; background-color:#a6a6a6"></td></tr><tr style="height:18.85pt"><td colspan="2" style="width:327.1pt; border-right:0.75pt solid #000000; padding-right:5.03pt; padding-left:5.4pt; vertical-align:bottom">3.0.1.0. of which: Serviced by foreign-sourced income</td><td style="width:167.55pt; border-top:0.75pt solid #000000; border-left:0.75pt solid #000000; border-bottom:0.75pt solid #000000; padding-right:5.4pt; padding-left:5.03pt; vertical-align:bottom"></td><td style="width:167.55pt; border:0.75pt solid #000000; padding-right:5.03pt; padding-left:5.03pt; vertical-align:bottom"></td></tr></tbody></table> ``` <table cellspacing="0" cellpadding="0" style="width:695.35pt; margin-right:9pt; margin-left:9pt; border-collapse:collapse; float:left"><tbody><tr style="height:20.8pt"><td style="width:126.9pt; border-top:0.75pt solid #000000; border-right:0.75pt solid #000000; border-left:0.75pt solid #000000; padding-right:5.03pt; padding-left:5.03pt; vertical-align:bottom">Funds available to meet future repayments</td><td style="width:122.45pt; border-top:0.75pt solid #000000; border-right:0.75pt solid #000000; padding-right:5.03pt; padding-left:5.4pt; vertical-align:bottom">Property purpose</td><td style="width:132.25pt; border-top:0.75pt solid #000000; border-right:0.75pt solid #000000; padding-right:5.03pt; padding-left:5.4pt; vertical-align:bottom">Repayment type</td><td style="width:132.25pt; border-top:0.75pt solid #000000; border-right:0.75pt solid #000000; border-left:0.75pt solid #000000; padding-right:5.03pt; padding-left:5.03pt; vertical-align:bottom">Number of facilities</td><td style="width:126.75pt; border-top:0.75pt solid #000000; border-right:0.75pt solid #000000; padding-right:5.03pt; padding-left:5.4pt; vertical-align:bottom">Average facility credit limit</td></tr><tr style="height:15.85pt"><td style="width:126.9pt; border-right:0.75pt solid #000000; border-left:0.75pt solid #000000; border-bottom:0.75pt solid #000000; padding-right:5.03pt; padding-left:5.03pt; vertical-align:bottom">(1)</td><td style="width:122.45pt; border-right:0.75pt solid #000000; border-bottom:0.75pt solid #000000; padding-right:5.03pt; padding-left:5.4pt; vertical-align:bottom">(2)</td><td style="width:132.25pt; border-right:0.75pt solid #000000; border-bottom:0.75pt solid #000000; padding-right:5.03pt; padding-left:5.4pt; vertical-align:bottom">(3)</td><td style="width:132.25pt; border-right:0.75pt solid #000000; border-left:0.75pt solid #000000; border-bottom:0.75pt solid #000000; padding-right:5.03pt; padding-left:5.03pt; vertical-align:bottom">(4)</td><td style="width:126.75pt; border-right:0.75pt solid #000000; border-bottom:0.75pt solid #000000; padding-right:5.03pt; padding-left:5.4pt; vertical-align:bottom">(5)</td></tr><tr style="height:15.85pt"><td style="width:126.9pt; border:0.75pt solid #000000; padding-right:5.03pt; padding-left:5.03pt; vertical-align:bottom"></td><td style="width:122.45pt; border-top:0.75pt solid #000000; border-right:0.75pt solid #000000; border-bottom:0.75pt solid #000000; padding-right:5.03pt; padding-left:5.4pt; vertical-align:bottom"></td><td style="width:132.25pt; border-top:0.75pt solid #000000; border-right:0.75pt solid #000000; border-bottom:0.75pt solid #000000; padding-right:5.03pt; padding-left:5.4pt; vertical-align:bottom"></td><td style="width:132.25pt; border:0.75pt solid #000000; padding-right:5.03pt; padding-left:5.03pt; vertical-align:bottom"></td><td style="width:126.75pt; border-top:0.75pt solid #000000; border-right:0.75pt solid #000000; border-bottom:0.75pt solid #000000; padding-right:5.03pt; padding-left:5.4pt; vertical-align:bottom"></td></tr><tr style="height:15.85pt"><td style="width:126.9pt; border-top:0.75pt solid #000000; border-right:0.75pt dotted #000000; border-left:0.75pt dotted #000000; border-bottom:0.75pt dotted #000000; padding-right:5.03pt; padding-left:5.03pt; vertical-align:bottom">>=0 to <=1 month</td><td style="width:122.45pt; border-top:0.75pt solid #000000; border-right:0.75pt dotted #000000; border-left:0.75pt dotted #000000; border-bottom:0.75pt dotted #000000; padding-right:5.03pt; padding-left:5.03pt; vertical-align:bottom">Owner-occupied</td><td style="width:132.25pt; border-top:0.75pt solid #000000; border-right:0.75pt dotted #000000; border-left:0.75pt dotted #000000; border-bottom:0.75pt dotted #000000; padding-right:5.03pt; padding-left:5.03pt; vertical-align:bottom">Amortising</td><td style="width:132.25pt; border-top:0.75pt solid #000000; border-left:0.75pt dotted #000000; padding-right:5.4pt; padding-left:5.03pt; vertical-align:bottom"></td><td style="width:126.75pt; border-top:0.75pt solid #000000; padding-right:5.4pt; padding-left:5.4pt; vertical-align:bottom"></td></tr><tr style="height:15.85pt"><td style="width:126.9pt; border:0.75pt dotted #000000; padding-right:5.03pt; padding-left:5.03pt; vertical-align:bottom">>1 to <=3 months</td><td style="width:122.45pt; border:0.75pt dotted #000000; padding-right:5.03pt; padding-left:5.03pt; vertical-align:bottom">Investment</td><td style="width:132.25pt; border:0.75pt dotted #000000; padding-right:5.03pt; padding-left:5.03pt; vertical-align:bottom">Interest-only</td><td style="width:132.25pt; border-left:0.75pt dotted #000000; padding-right:5.4pt; padding-left:5.03pt; vertical-align:bottom"></td><td style="width:126.75pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:bottom"></td></tr><tr style="height:15.85pt"><td style="width:126.9pt; border:0.75pt dotted #000000; padding-right:5.03pt; padding-left:5.03pt; vertical-align:bottom">>3 to <=6 months</td><td style="width:122.45pt; border-top:0.75pt dotted #000000; border-left:0.75pt dotted #000000; padding-right:5.4pt; padding-left:5.03pt; vertical-align:bottom"></td><td style="width:132.25pt; border-top:0.75pt dotted #000000; padding-right:5.4pt; padding-left:5.4pt; vertical-align:bottom"></td><td style="width:132.25pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:bottom"></td><td style="width:126.75pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:bottom"></td></tr><tr style="height:15.85pt"><td style="width:126.9pt; border:0.75pt dotted #000000; padding-right:5.03pt; padding-left:5.03pt; vertical-align:bottom">>6 to <= 9 months</td><td style="width:122.45pt; border-left:0.75pt dotted #000000; padding-right:5.4pt; padding-left:5.03pt; vertical-align:bottom"></td><td style="width:132.25pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:bottom"></td><td style="width:132.25pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:bottom"></td><td style="width:126.75pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:bottom"></td></tr><tr style="height:15.85pt"><td style="width:126.9pt; border:0.75pt dotted #000000; padding-right:5.03pt; padding-left:5.03pt; vertical-align:bottom">>9 to <= 12 months</td><td style="width:122.45pt; border-left:0.75pt dotted #000000; padding-right:5.4pt; padding-left:5.03pt; vertical-align:bottom"></td><td style="width:132.25pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:bottom"></td><td style="width:132.25pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:bottom"></td><td style="width:126.75pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:bottom"></td></tr><tr style="height:15.85pt"><td style="width:126.9pt; border:0.75pt dotted #000000; padding-right:5.03pt; padding-left:5.03pt; vertical-align:bottom">>12 to <= 24 months</td><td style="width:122.45pt; border-left:0.75pt dotted #000000; padding-right:5.4pt; padding-left:5.03pt; vertical-align:bottom"></td><td style="width:132.25pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:bottom"></td><td style="width:132.25pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:bottom"></td><td style="width:126.75pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:bottom"></td></tr><tr style="height:15.85pt"><td style="width:126.9pt; border:0.75pt dotted #000000; padding-right:5.03pt; padding-left:5.03pt; vertical-align:bottom">>24 months</td><td style="width:122.45pt; border-left:0.75pt dotted #000000; padding-right:5.4pt; padding-left:5.03pt; vertical-align:bottom"></td><td style="width:132.25pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:bottom"></td><td style="width:132.25pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:bottom"></td><td style="width:126.75pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:bottom"></td></tr><tr style="height:15.85pt"><td style="width:126.9pt; border-top:0.75pt dotted #000000; padding-right:5.4pt; padding-left:5.4pt; vertical-align:bottom"></td><td style="width:122.45pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:bottom"></td><td style="width:132.25pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:bottom"></td><td style="width:132.25pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:bottom"></td><td style="width:126.75pt; border-bottom:0.75pt solid #000000; padding-right:5.4pt; padding-left:5.4pt; vertical-align:bottom"></td></tr><tr style="height:15.85pt"><td colspan="4" style="width:546.25pt; border-right:0.75pt solid #000000; padding-right:5.03pt; padding-left:5.4pt; vertical-align:bottom">7.0. Average number of monthly repayments for amortising loans</td><td style="width:126.75pt; border:0.75pt solid #000000; padding-right:5.03pt; padding-left:5.03pt; vertical-align:bottom"></td></tr><tr style="height:15.85pt"><td colspan="4" style="width:546.25pt; border-right:0.75pt solid #000000; padding-right:5.03pt; padding-left:5.4pt; vertical-align:bottom">7.1. Average number of monthly repayments for interest-only loans</td><td style="width:126.75pt; border:0.75pt solid #000000; padding-right:5.03pt; padding-left:5.03pt; vertical-align:bottom"></td></tr></tbody></table> ```

	Owner-occupied	Investment
	(1)	(2)
5.0. Fixed-term housing loan credit outstanding at the end of the previous month
5.1. Drawdowns for new loans
5.2. Other drawdowns
5.3. Credit sold
5.3.0. of which: Off-balance sheet securitised
5.4. Credit purchased
5.5. Interest charged
5.6. Scheduled repayments
5.7. Excess repayments due to discharge of loan
5.8. Other excess repayments
5.9. Repayment deficiencies
5.10. Net write-offs
5.11. Net change in opening balances due to switching between investment and owner-occupied
5.12. Other changes to the balance of loan credit outstanding between reporting periods
5.13. Fixed-term housing loan credit outstanding as at the end of the month

	Owner-occupied	Investment
	(1)	(2)
6.0. Closing balance of offset accounts
6.1. Number of facilities with offset accounts
6.2. Available redraw balances
6.3. Number of facilities with redraw accounts
6.4. Stock of other excess repayments that can be used to meet future scheduled payments
6.5. Value of offset balances, available redraw balances and other excess repayments

Item 1.1	Report applications received from resident households for finance for the purpose of housing.Item 1.1 is a derived item. Report applications received from resident households for finance for the purpose of housing in item 1.1 as the sum of item 1.1.1 and item 1.1.2.
Item 1.1.1	Report applications received from resident households for finance for the purpose of owner-occupied housing.Item 1.1.1 is a derived item. Report applications received from resident households for finance for the purpose of owner-occupied housing in item 1.1.1 as the sum of item 1.1.1.1 and item 1.1.1.2.
Item 1.1.1.1	Report applications received from resident households for finance for the purpose of owner-occupied housing with a fixed interest rate.
Item 1.1.1.2	Report applications received from resident households for finance for the purpose of owner-occupied housing with a variable interest rate.
Item 1.1.2	Report applications received from resident households for finance for the purpose of investment housing.Item 1.1.2 is a derived item. Report applications received from resident households for finance for the purpose of investment housing in item 1.1.2 as the sum of item 1.1.2.1 and item 1.1.2.2.
Item 1.1.2.1	Report applications received from resident households for finance for the purpose of investment housing with a fixed interest rate.
Item 1.1.2.2	Report applications received from resident households for finance for the purpose of investment housing with a variable interest rate.
Item 1.2	Report applications received from non-resident households for finance for the purpose of housing (both owner-occupied and investment).

Column 1	Report according to the location of the residential property that the finance is used for (see item 2 for further details).
Column 2	Report according to the loan purpose sub-class of the housing finance (see item 2 for further details).
Column 3	Report according to the property purpose (see item 2 for further details).
Column 4	Report the total number of new facilities for the purpose of housing.
Column 5	Report the total value of new borrower-accepted commitments for finance for the purpose housing.

Item 2	Report new housing borrower-accepted commitments to residents for each combination of location, loan purpose sub-class, and property purpose.The location categories are:New South Wales;Victoria;Queensland;South Australia;Western Australia;Tasmania;Northern Territory;Australian Capital Territory; andOther Australian territories & overseas. Other territories include Jervis Bay Territory, Territory of Christmas Island, and Territory of Cocos (Keeling) Islands.The loan purpose sub-classes of borrower-accepted commitments for housing are:finance for the purchase of residential land. Include only those borrower-accepted commitments that do not also include finance for the construction of a new dwelling or purchase of an existing dwelling on that land;finance for the construction of new dwellings. Include borrower-accepted commitments that provide finance for the construction of a new dwelling and the purchase of the land together;finance for the purchase of newly erected dwellings;finance for the purchase of existing dwellings. Exclude borrower-accepted commitments for the purpose of refinancing (discharging) existing loans. Report these as either internal refinancing or external refinancing;finance for alterations, additions and repairs to residential property. Report only borrower-accepted commitments where alterations, additions and repairs is the predominant loan purpose;finance to be used to refinance an existing housing loan with an institution that other than the reporting institution (external refinancing). Report the total value of the new borrower-accepted commitment; andfinance where an existing loan with the ADI or RFC has been refinanced (internal refinancing). Report the total value of the new borrower-accepted commitment. Exclude all loans that have been refinanced for the purpose of a purchase, construction or any other alterations, additions and repairs, or other improvements on a different residential property. Report these in the appropriate item above.The property purposes are:owner-occupied; andinvestment.
Item 2.1	Report total new borrower-accepted commitments for finance for the purposes of housing to resident households.Item 2.1 is a derived item. Report total borrower-accepted commitments to resident households for the purpose of housing in item 2.1 as the sum of item 2.1.1 and item 2.1.2.
Item 2.1.1	Report total new borrower-accepted commitments for finance for the purpose of owner-occupied housing to resident households.Item 2.1.1 is a derived item. Report total new borrower-accepted commitments to resident households for the purpose of owner-occupied housing for each column in item 2.1.1 as the sum of all combinations of residential property location categories and loan purpose sub-classes reported for owner-occupied housing finance in the corresponding column in item 2.
Item 2.1.1.1	Of the amount reported in item 2.1.1, report total new borrower-accepted commitments to residents for the purpose of owner-occupied housing where foreign-sourced income was used in the ADI’s or RFC’s serviceability assessment of the application.
Item 2.1.2	Report total new borrower-accepted commitments for finance for the purpose of investment housing to resident households.Item 2.1.2 is a derived item. Report total new borrower-accepted commitments to resident households for the purpose of investment housing for each column in item 2.1.2 as the sum of all combinations of residential property location categories and loan purpose sub-classes reported for investment housing finance in the corresponding column in item 2.
Item 2.1.2.1	Of the amount reported in item 2.1.2, report total new borrower-accepted commitments to residents for investment housing loans where foreign-sourced income was used in the ADI’s or RFC’s serviceability assessment of the application.
Item 2.2	Report total new borrower-accepted commitments to non-residents for the purpose of housing.Do not report borrower-accepted commitments to non-residents by location and/or purpose.
Item 2.2.1	Of the amount reported in item 2.2, report total new borrower-accepted commitments to non-residents for the purpose of housing where foreign-sourced income was used in the ADI’s or RFC’s serviceability assessment of the application.

	Owner-occupied	Investment
	(1)	(2)
4.0. New borrower-accepted commitments during the month
4.1. Cancellations of and reductions in previously committed (and accepted) credit limits during the month
4.2. Total credit limits available (including credit outstanding) as at the end of the month

Item 3	Report new borrower-accepted commitments to resident first‑home buyers for each combination of location and property purpose.The location categories are:New South Wales;Victoria;Queensland;South Australia;Western Australia;Tasmania;Northern Territory;Australian Capital Territory; andOther Australian territories & overseas. Other territories include Jervis Bay Territory, Territory of Christmas Island, and Territory of Cocos (Keeling) Islands.The property purposes are:owner-occupied; andinvestment.
Item 3.1	Report total new borrower-accepted commitments for finance for the purposes of housing to resident first-home buyers.Item 3.1 is a derived item. Report total borrower-accepted commitments to resident first‑home buyers for the purpose of housing in item 3.1 as the sum of item 3.1.1 and item 3.1.2.
Item 3.1.1	Report total new borrower-accepted commitments for finance for the purpose of owner-occupied housing to resident first-home buyers.Item 3.1.1 is a derived item. Report total new borrower-accepted commitments to resident first-home buyers for the purpose of owner-occupied housing for each column in item 3.1.1 as the sum of all combinations of residential property location categories reported for owner-occupied housing finance in item 3.
Item 3.1.1.1	Of the amount reported in item 3.1.1, report total new borrower-accepted commitments to resident first-home buyers for the purpose of owner-occupied housing where foreign-sourced income was used in the ADI’s or RFC’s serviceability assessment of the application.
Item 3.1.2	Report total new borrower-accepted commitments for finance for the purpose of investment housing to resident first-home buyers.Item 3.1.2 is a derived item. Report total new borrower-accepted commitments to resident first-home buyers for the purpose of investment housing for each column in item 3.1.2 as the sum of all combinations of residential property location categories reported for investment housing finance in the corresponding column in item 3.
Item 3.1.2.1	Of the amount reported in item 3.1.2, report total new borrower-accepted commitments to resident first-home buyers for investment housing loans where foreign-sourced income was used in the ADI’s or RFC’s serviceability assessment of the application.

Item 5.1	Report credit outstanding for the stock of fixed-term housing loans to resident households as at the end of the previous reporting period.This item equals item 5.14 as reported in the previous reporting period.SBR: submit item 5.1 with accounting type of debit (assets).
Item 5.2	Report all amounts drawn down on fixed-term housing loans to resident households newly funded during the reporting period.Where the loan is disbursed over a period of time (as for a loan for construction purposes), include only the portion newly drawn in each reporting period.Include drawdowns where:the loan is an internal refinance; andthe loan is an external refinance.Exclude drawdowns from redraw facilities on existing fixed-term loans during the reporting period. Report these in item 5.3.SBR: submit item 5.2 with accounting type of debit (assets).
Item 5.3	Report all other loan amounts drawn down during the reporting period that are not recorded in item 5.2.Include drawdowns from redraw facilities on existing fixed-term loans during the reporting period.SBR: submit item 5.3 with accounting type of debit (assets).
Item 5.4	Report the credit sold during the reporting period (excluding any premium or discount).Only include loans that are no longer recorded as being on-balance sheet as a result of this sale.SBR: submit item 5.4.1 with accounting type of credit (negative assets).
Item 5.4.1	Of the amount reported at item 5.4, report loans that are no longer recorded on-balance sheet because they were classified as off-balance sheet securitised during the reporting period.SBR: submit item 5.4.1 with accounting type of credit (negative assets).
Item 5.5	Report the credit purchased during the reporting period (excluding any premium or discount).Include loans that were not previously recorded as being on-balance sheet but are now recorded as on-balance sheet as a result of the purchase of credit.SBR: submit item 5.5 with accounting type of debit (asset).
Item 5.6	Report the interest charged by the lender on outstanding loan balances during the reporting period, whether or not it is actually received from the borrower. Report this amount in accordance with Australian Accounting Standards.SBR: submit item 5.6 with accounting type of debit (asset).
Item 5.7	Report the total (interest and other charges plus principal as applicable) repayments due during the reporting period in accordance with the loan conditions, whether or not the payments were actually received from the borrower (scheduled repayments). This is the contracted, agreed or minimum repayment amount.SBR: submit item 5.7 with accounting type of credit (negative assets).
Item 5.8	Report the total value of loans, net of scheduled repayments that are repaid in full during the reporting period due to the discharge of the loan.Include repayments due to:internal refinance;external refinance; andfinal repayments.SBR: submit item 5.8 with accounting type of credit (negative assets).
Item 5.9	Report the value of any other excess repayments over the reporting period for each loan that made excess repayments over the reporting period.To be calculated at the loan level. Include payments into redraw facilities.Exclude:loans for which scheduled repayments exceeded actual repayments (i.e. payment deficiencies). Report these in item 5.10;loans that were repaid in full during the reporting period due to the discharge of the loan. Report these in item 5.8; andpayments into offset accounts. Report these on ARF 747.0A/B ABS/RBA Deposits Stocks, Flows and Interest Rates (Standard)/(Reduced) (ARF 747.0A/B).SBR: submit item 5.9 with accounting type of credit (negative assets).
Item 5.10	Report the sum of the amounts by which scheduled repayments (interest and other charges plus principal as applicable) exceeded actual repayments for each loan where repayments were deficient over the reporting period.Calculate this at the loan level. Exclude loans that did not record a payment deficiency.SBR: submit item 5.10 with accounting type of debit (assets).
Item 5.11	Report the value of loans written off during the reporting period less the amount recovered during the reporting period from any previously written-off loans. Exclude amounts recovered through sales of collateral.SBR: submit item 5.11 with accounting type of credit (negative assets).
Item 5.12	Record the net value as at the end of the previous reporting period of any loans that switched between owner-occupied and investment in the current reporting period.In each column, report the net value of loans that have moved into each category.SBR: submit item 5.12 with accounting type of debit (assets).
Item 5.13	Report any other adjustments to the outstanding loan balance during the reporting period that are not reported in items 5.2 to 5.12.Include changes due to exchange rate valuation adjustments for foreign-currency-denominated loans, fees associated with the loan that are not paid by the borrower and which are instead capitalised against the loan balance during the current reporting period, changes in the purpose class of the loan, and changes due to write-offs or write-backs in the previous reporting period or during the reporting period etc.Exclude adjustments arising from the switching of loans between owner‑occupied and investment. Report these at item 5.12.Item 5.13 is a derived item. Report any other adjustments to the outstanding loan balance during the reporting period that are not reported in items 5.2 to 5.12 as item 5.14 less: the sum of items 5.1 to 5.3 inclusive, item 5.5, item 5.6, item 5.10 and item 5.12; plus the sum of item 5.4, item 5.7 to item 5.9 inclusive and item 5.11.Report item 5.13 as a positive or negative number as appropriate.SBR: submit item 5.13 with accounting type of debit (assets). For example, for an increase to the stock of credit outstanding report as a positive value.
Item 5.14	Report credit outstanding for the stock of fixed-term housing loans to resident households as at the end of the reporting period.SBR: submit item 5.14 with accounting type of debit (assets).

Item 6.1	Report the gross balance in all deposit accounts that are offset against the balance of an outstanding housing loan when calculating the interest owing (value of offset accounts).SBR: submit item 6.1 with accounting type of credit (liability).
Item 6.2	Report the number of housing loan facilities outstanding as at the end of the reporting period with an offset account attached to them (regardless of whether there is a positive value in the offset account).In the case of loans with a mix of interest rate or repayment types, report each facility once; do not report individual facilities with more than one interest rate type or repayment type as multiple facilities.
Item 6.3	Report the total value of accumulated excess (advance) repayments in redraw facilities as at the end of the reporting period that are accessible to households at a later date. This item represents the maximum amount of redraw balances that could be drawn down without bringing the balance of the loan account above that specified in the loan schedule.SBR: submit item 6.3 with accounting type credit (negative asset).
Item 6.4	Report the number of housing loan facilities outstanding as at the end of the reporting period with a redraw facility attached to them (regardless of whether there are any available funds in the redraw facility).In the case of loans with a mix of interest rates or repayment types, report each facility once; do not report individual facilities with more than one interest rate type or repayment type as multiple facilities.
Item 6.5	Report the total value of accumulated excess (advance) repayments not in redraw facilities as at the end of the reporting period that are accessible to households at a later date to meet future scheduled repayments. This item represents the maximum amount that could be drawn down without bringing the balance of the loan account above that specified in the loan schedule.SBR: submit item 6.5 with accounting type credit (negative asset).
Item 6.6	Report the total gross balances in any offset accounts linked to housing loans and the total value of accumulated excess repayments that can be used to meet future scheduled repayments (whether in redraw facilities or not).Item 6.6 is a derived item. Report item 6.6 as the sum of item 6.1, item 6.3, and item 6.5.SBR: submit item 6.6 with accounting type credit (negative asset).

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