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Reporting Form ARF 920.3

Australian Government SME Guarantee Scheme Phase 2 (Loan Level Details)

Instruction Guide

This instruction guide is designed to assist in the completion of Reporting Form ARF 920.3 Australian Government SME Guarantee Scheme Phase 2 (Loan Level Details) (ARF 920.3). This form collects information on an authorised deposit-taking institution’s (ADI’s) or registered financial corporation’s (RFC’s) scheme backed-loans to SMEs.

General directions and notes

Reporting entity

ARF 920.3 must be completed by all ADIs and RFCs to which this Reporting Standard applies under paragraph 3.

Reporting period

This form is to be completed in respect of each reporting period. For the first reporting period include all loans originated from the start of Phase 2 of the Scheme.

Unit of measurement

This form must be completed in whole Australian dollars (no decimal place).

Definitions

Terms highlighted in bold italics indicate that the definition is provided in these instructions.

Approval date	Means the date when the borrower has accepted the commitment for the scheme-backed loan.
Final repayment date	For scheme-backed loans, the assigned maturity date for the loan initially calculated based on the term length of the loan and based on the approval date.
Guarantor names	The complete list of full names of all the guarantors for the scheme-backed loan.For individuals this is the full name of the natural person, as opposed to the legal entity.For legal entities, this is the full name of the company as registered with the Australian Securities and Investments Commission (ASIC) and may include the suffix Pty Ltd.
Interest rate	Means annual interest rate when loan is written (exclusive of fees).
Loan identifier	The identifier within the entity used to uniquely identify the loan.
Loan value approved	Means borrower-accepted commitment as defined in Reporting Standard ARS 701.0 ABS/RBA Definitions for the EFS Collection (ARS 701.0).
Phase 1	Means those loans written under the Scheme up to 30 September 2020.
Phase 2	Means those loans written under the Scheme from 1 October 2020 to 30 June 2021.

Column 1	Report the loan identifier.
Column 2	Report the primary borrower name.
Column 3	Report the primary borrower ABN.
Column 4	Report the loan value approved.
Column 5	Report the interest rate.
Column 6	Report the guarantor names.Separate guarantor names using a semicolon.If there are no guarantors, populate this field with “Nil.”
Column 7	Report the approval date.
Column 8	Report the final repayment date.
Column 9	Report whether the customer had an active lending relationship with the entity before commencement of the scheme-backed loan.Report Yes if the customer had an active lending relationship with the entity before commencement of the scheme-backed loan. Otherwise, report No. Additionally, if the customer relationship was limited to transactional deposit accounts, report No.
Column 10	Report whether the scheme-backed loan has security in addition to a personal or director guarantee.Report Yes if the loan has security in addition to the director guarantee. Otherwise, report No.
Column 11	Report the value of the Phase 2 loan amount that is for the purpose of refinancing an existing Phase 1 loan.
Column 12	Report the loan identifier of the original Phase 1 loan that has been refinanced in Phase 2.

Reporting Form ARF 920.3Reporting Form ARF 920.3