20Contracting out prohibited

#### 20 Contracting out prohibited 20 Contracting out prohibited > > (1) A provision of an agreement or other instrument (whether in writing or not and whether entered into before or after the commencement of this Act) by which a person seeks to avoid, modify or restrict the operation of this Act is void. > > > (2) A provision of an agreement or other instrument (whether in writing or not and whether entered into before or after the commencement of this Act) by which a person seeks to have a farmer (whether as debtor or guarantor) or a guarantor indemnify a creditor for any loss or liability arising under this Act is void. > > > (3) A creditor who is a party to any such agreement or other instrument is guilty of an offence. > > > > Maximum penalty: 100 penalty units.