18ACreditor-initiated mediation

#### 18A Creditor-initiated mediation 18A Creditor-initiated mediation > > (1) A creditor under a farm mortgage may give a farmer who is in default under the mortgage a notice of invitation to participate in mediation (a notice inviting mediation) in respect of the farm debt concerned. > > > (2) The notice must specify that a failure of the farmer to respond to the notice within the period required by this section may constitute a ground for the grant of an exemption certificate. > > > (3) The farmer must respond to the notice within 20 business days after receiving the notice. > > > (4) A notice inviting mediation, or a farmer’s response, is to be in writing in the approved form. > > **pt 2, div 2 (ss 16–18B):** Ins 2018 No 16, Sch 1 \[10\].