Several provisions in the instrument can easily trap the unwary. First, factor 9(1) applies only to females aged over 35 years who have never been pregnant for more than 8 weeks. This excludes women under 35 and women who have had a pregnancy lasting more than 8 weeks at any point (even if they later miscarried or had an abortion after 8 weeks). The wording "never been pregnant for more than 8 weeks" is strict: a pregnancy that ended before 8 weeks does not count, but any pregnancy that reached 8 weeks and 1 day defeats the factor. This is a binary test with no allowance for the number of pregnancies.
Second, factor 9(2) (oestrogen-only hormone replacement therapy) requires use for at least 6 months before clinical onset, and if ceased, onset must occur within 20 years of cessation. Many women use oestrogen-only HRT for less than 6 months, or cease it and develop cancer more than 20 years later, so the window can easily be missed. The definition of oestrogen-only hormone replacement therapy includes diethylstilbestrol, which is used for other conditions (e.g., prostate cancer) but the instrument does not limit it to menopausal use. However, the condition is female-specific, so in practice that will not arise.
Third, factor 9(3) for cyclical combined HRT is particularly exacting. It requires that oestrogen be combined with cyclical administration of progesterone for less than 15 days during each treatment cycle, for a continuous period of at least 5 years before clinical onset. If the progesterone is given for 15 days or more per cycle, the factor does not apply. Many standard cyclical HRT regimens prescribe progesterone for 12 to 14 days per cycle, so they might satisfy this, but women using continuous combined HRT (where progesterone is given every day) or a progestogen-releasing IUD would not meet this factor because the administration is not cyclical. The cessation window is only 5 years, much shorter than the 20 years for oestrogen-only HRT.
Fourth, factor 9(4) (tamoxifen) applies only to post-menopausal females. Many women take tamoxifen for breast cancer, which may be pre-menopausal. The instrument does not define "post-menopausal"; it must be determined clinically. The factor requires treatment for at least 3 months before clinical onset, and if ceased, onset within 20 years of cessation. The short 3-month requirement seems generous, but the post-menopausal requirement is a key limitation.
Fifth, factor 9(5) (overweight or obese) uses a BMI threshold of 25 or greater. This is a relatively low threshold: a person with a BMI of 25 to 29.9 is overweight, and 30+ is obese. Many people fall into this range, but the factor requires the condition to have existed for at least 10 years within the 20 years before clinical onset. This requires longitudinal weight history, which may be difficult to prove from service records alone. The instrument does not allow for BMI fluctuations; it only requires that the person was overweight or obese for 10 years (not necessarily continuously, but presumably cumulative).
Sixth, factor 9(6) (diabetes mellitus for at least 10 years before clinical onset). Diabetes must be established by medical evidence, and the 10-year period is a minimum. If the diabetes was diagnosed less than 10 years before the endometrial cancer, the factor cannot be used.
Seventh, factor 9(7) (inability to undertake physical activity greater than 3 METs for at least 10 years within the 30 years before clinical onset). Three METs is a very low level of exertion: it equates to walking at about 3 km/h or light housework. Many people can undertake at least that much activity. The factor requires a demonstrated inability, not just a lack of interest. Service records showing a medical condition that limited mobility would be crucial. The 10-year period must be within the 30 years before onset, which is a wide window but hard to prove.
Eighth, factor 9(8) (tibolone) is a newer drug; the instrument requires at least 1 year of treatment before clinical onset, with a 10-year cessation window. Tibolone is used for menopausal symptoms and osteoporosis. Many clinicians may not document it clearly, and patients may not recall it.
Ninth, factor 9(9) is only for clinical worsening of a pre-existing condition. It cannot be used to establish initial onset. The wording requires "inability to obtain appropriate clinical management for malignant neoplasm of the endometrium". This seems to require that the veteran already had the condition and that the inability to obtain care worsened it. Proving both that the management was appropriate and that the inability was related to service will be difficult.
Tenth, the instrument applies only to "relevant service" as defined, which excludes operational service, hazardous service, and British nuclear test defence service. A veteran with a mixture of service types must ensure the claim is framed under the correct service. If the veteran served in a war zone (operational service), this SoP does not apply; a different SoP under s196B(2) would apply with a lower threshold of proof (reasonable hypothesis). Using this instrument for an operational service claim would be a complete error.
Eleventh, the definition of "terminal event" lists only five causes of death. If the veteran died from something not on the list (e.g., renal failure, sepsis), it may not be covered, even if the cancer contributed. The list is exclusive.
Twelfth, the instrument applies only to claims under section 120B of the VEA and section 339 of the MRCA. It does not apply to claims under the Safety, Rehabilitation and Compensation (Defence-related Claims) Act 1988 or other schemes.
Thirteenth, the instrument's effective date is 25 March 2025. Any claim determined before that date must use the 2016 instrument. A decision-maker who issues a decision after 25 March 2025 must use the new instrument, even if the claim was lodged earlier. This may cause confusion during the transition.
Fourteenth, the instrument does not provide for multiple factors to be combined. At least one factor must exist. If a person has multiple weaker factors, they cannot be cumulated unless one individually meets the temporal and definitional requirements.
Fifteenth, the factor 9(5) for being overweight or obese does not require that the obesity itself be related to service, only that the factor exists and is related to service. This means the veteran could be obese due to non-service reasons, but if the obesity itself is related to service (e.g., service-induced diabetes leading to weight gain), then the factor applies. But if the obesity is unrelated to service, the factor cannot be used. This is a common misunderstanding: the factor must be related to service, not just the presence of the condition.