Debt Collectors (Field Agents and Collection Agents) Act 2014
sec.19Automatic authorisation for limited debt collection activity
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sec.19 Automatic authorisation for limited debt collection activity
A person may, as an agent for others for reward and without a licence or registration certificate, perform a debt collection activity but only— to the extent the person does not engage in face-to-face communication with the debtor; and if the person is suitable to perform a debt collection activity under part 6 . The person may perform the debt collection activity in the following capacities— in the carrying on of a regulated business, either alone or with others; as an employee of someone else. A person performing a debt collection activity under the authority of this section is a collection agent . (sec.19-ssec.1) A person may, as an agent for others for reward and without a licence or registration certificate, perform a debt collection activity but only— to the extent the person does not engage in face-to-face communication with the debtor; and if the person is suitable to perform a debt collection activity under part 6 . (sec.19-ssec.2) The person may perform the debt collection activity in the following capacities— in the carrying on of a regulated business, either alone or with others; as an employee of someone else. (sec.19-ssec.3) A person performing a debt collection activity under the authority of this section is a collection agent .
- (a) to the extent the person does not engage in face-to-face communication with the debtor; and
- (b) if the person is suitable to perform a debt collection activity under part 6 .
- (a) in the carrying on of a regulated business, either alone or with others;
- (b) as an employee of someone else.