3AAccounts kept outside Australia

#### 3A Accounts kept outside Australia A reference in this Act to a debit made to an account kept outside Australia includes a reference to a debit made to an account (in this section called a non‑bank account) kept outside Australia with a building society, credit union or similar body (including an account kept by way of withdrawable share capital in, or money deposited with, the body) where: (a) another account is kept with a bank in the name of the body; and (b) the non‑bank account has characteristics such that a cheque may be drawn on the bank by the body and, at a time when it is incomplete, be delivered by the body to a customer under an agreement under which: (i) the customer is authorised to fill up the cheque; and (ii) the body is authorised, for the purpose of making a payment to the bank to enable the bank to honour the cheque, to debit the non‑bank account.