Div 1Credit sale contracts and loan contracts

Division 1 — Credit sale contracts and loan contracts

30. Application of Part 49

31. Contracts to be in writing 50

32. Form of offer to enter into contract 50

33. Credit provider to give offeror notice of acceptance etc. 53

34. Credit provider to give debtor prescribed statement 53

35. Credit sale contracts, content of 54

36. Loan contracts, content of 56

37. Credit sale contracts that consolidate amounts due under other such contracts, content and rescission of 58

38. Annual percentage rate in contracts 60

39. Annual percentage rates for loan contracts secured by land mortgage 61

40. More than one rate of interest in contract etc. not permitted in contracts 61

41. Variation of contracts ineffective without notice 62

42. Breach of s. 31, 35, 36, 38, 39, 40(1) or 91(1), effect of 62

43. Credit provider not to enter contract that does not comply with this Division 63

44. Minimum credit charge, restrictions as to 63

45. Credit provider, on request, to give debtor etc. statement of payments etc. 64

46. Credit provider, on request, to give debtor etc. copy of some documents 65

47. Tribunal may determine reasonable legal fees etc. 66