Corporations (Relevant Providers Degrees, Qualifications and Courses Standard) Determination 2021

Part 1—Preliminary

1 Name

This instrument is the Corporations (Relevant Providers Degrees, Qualifications and Courses Standard) Determination 2021.

3 Authority

This instrument is made under the Corporations Act 2001.

5 Definitions

Note Code of Ethics and relevant provider are defined in section 910A of the Act. Existing provider is defined in section 1546A of the Act.

Definitions (1) In this determination:

Act means the Corporations Act 2001.

advanced diploma of financial planning means:

(a) a diploma awarded by an NVR registered training organisation within the meaning of the National Vocational Education and Training Regulator Act 2011, being a diploma that:
(i) satisfies the AQF criteria for AQF level 6 or higher; and
(ii) includes 8 units of study that are specific to financial planning or financial advice; or
(b) the Advanced Diploma of Financial Services (Financial Planning); or
(c) the 8 unit Diploma of Financial Planning offered by Financial Advice Association of Australia Limited (formerly Financial Planning Association of Australia Limited); or
(d) the 8 unit Diploma of Financial Advising offered by the Financial Services Institute of Australasia (formerly Securities Institute Australia); or
(e) the 8 unit Diploma of Financial Markets offered by the Financial Services Institute of Australasia (formerly Securities Institute Australia); or
(f) the 8 unit Certificate in Financial Markets offered by the Financial Services Institute of Australasia (formerly Securities Institute Australia) where the units required to be awarded the certificate were completed between 1 January 1982 and 31 December 1990.

approved bridging unit means a unit of study identified in Schedule 2 as:

(a) a Financial Advice Regulatory & Legal Obligations bridging unit; or
(b) an Ethics for Professional Advisers bridging unit; or
(c) a Behavioural Finance: Client and Consumer Behaviour, Engagement and Decision-Making bridging unit.

approved unit of study means a unit of study listed in column 4 of the table in Schedule 1 in respect of a particular degree or qualification.

AQF means Australian Qualifications Framework, 2nd edition (January 2013) published by the Australian Qualifications Framework Council.

Note On the day the Corporations (Relevant Providers Degrees, Qualifications and Courses Standard) Determination 2021 was registered, this publication was available at https://www.aqf.edu.au/.

AQF criteria, for a specified AQF level, means the criteria for the AQF level specified in AQF.

AQF level means a level identified as such in AQF.

completed approved study to attain a professional designation—see subsections (2) and (3).

designated area of study means each of the following:

(a) financial planning (including financial advice in the areas of superannuation, retirement, insurance or estate planning);
(b) investments (for example, shares, derivatives, foreign exchange, options);
(c) finance;
(d) finance law;
(e) business law or commercial law (if the relevant course is approved by the Tax Practitioners Board);
(f) taxation and tax law (if the relevant course is approved by the Tax Practitioners Board);
(g) accounting;
(h) estate law;
(i) banking;
(j) economics.

higher education provider has the meaning given in the Tertiary Education Quality and Standards Agency Act 2011.

non‑relevant degree means a qualification that:

(a) is awarded by a higher education provider; and
(b) satisfies the AQF criteria for AQF level 7 or higher; and
(c) is not a graduate certificate; and
(d) is not a relevant degree.

OUA means Open Universities Australia.

post-graduate relevant degree means a qualification that:

(a) is awarded by a higher education provider; and
(b) is a graduate diploma or Masters degree; and
(c) satisfies the AQF criteria for AQF level 8 or higher; and
(d) includes at least 6 units of study in designated areas of study.

relevant degree means a qualification that:

(a) is awarded by a higher education provider; and
(b) satisfies the AQF criteria for AQF level 7 or higher; and
(c) includes at least 8 units of study in designated areas of study.

Completing approved study to attain a professional designation (1 credit) (2) For this Part, an existing provider has completed approved study to attain a professional designation, recognised as equivalent to AQF level 7 or higher, which is worth 1 credit, if he or she has: (a) completed, during or after 1972, the Chartered Accountant Program offered by the Chartered Accountants Australia and New Zealand (CA); or (b) completed, during or after 1989, the CPA Program offered by CPA Australia Ltd (CPA); or (c) completed, during or after 2005, SMSF Specialist Advisor Program offered by the SMSF Association Ltd (SMSF); or (d) completed the Chartered Financial Analyst Program offered by the CFA Institute (CFA); or (e) completed, during or after 2001, the Certified Investment Management Analyst Program offered by Portfolio Constructions Forum Pty Ltd (CIMA); (f) completed the SAFAA Professional Diploma in Stockbroking offered by the Stockbrokers and Financial Advisers Association (SAFAA); or (g) commenced, during or after 2009 and before December 2013, the Fellow Chartered Financial Practitioner (offered by Mentor Education) (FChFP‑ME) offered by Financial Advice Association of Australia Limited (formerly Association of Financial Advisers Ltd); or (h) commenced, during or after 2009 and before December 2013, the Chartered Life Practitioner (offered by Mentor Education) (ChLP-ME) offered by the Financial Advice Association of Australia Limited (formerly Association of Financial Advisers Ltd); or (i) completed, during or after 2009 and before December 2018 the Life Risk Specialist (LRS), offered by the Financial Advice Association of Australia Limited (formerly Financial Planning Association of Australia Limited); or (j) completed, during or after 2010 and before December 2013 the Accredited Estate Planning strategists (AEPS) offered by the Financial Advice Association of Australia Limited (formerly Financial Planning Association of Australia Limited); or (k) completed, during or after 1985 to December 1988, the Certified Practicing Accountants Associate Designation Program, offered by the CPA Australia Ltd (CPA-AD). Completing approved study to attain a professional designation (2 credits) (3) For this Part, an existing provider has completed approved study to attain a professional designation, recognised as equivalent to AQF level 7 or higher, which is worth 2 credits, if he or she has: (a) completed all the following units of study as part of the 5 unit CFP® Certification Program offered by Financial Advice Association of Australia Limited (formerly Financial Planning Association of Australia Limited): (i) FAAA Proficiency Unit 1: Professionalism and Ethics (formerly CFP1(A)—FPA Professionalism); (ii) FAAA Proficiency Unit 2: Strategy Development and Risk Management (formerly CFP2(A)—Applied Strategies 1); (iii) FAAA Proficiency Unit 3: Estate Planning and Retirement (formerly CFP3(A)—Applied Strategies 2); (iv) FAAA Proficiency Unit 4: Investment Strategies (formerly CFP4(A)—Investment Strategies); (v) CFPC—Certification; or (b) completed all the following units of study as part of the CFP® Certification 1-4 Program offered by Financial Advice Association of Australia Limited (formerly Financial Planning Association of Australia Limited): (i) CFP 1—Professionalism, Ethics & Compliance; (ii) CFP 2—Comprehensive Financial Planning 1; (iii) CFP 3—Comprehensive Financial Planning 2; (iv) CFP 4—Practice Management; or (c) completed, after 2013, all the following units of study as part of the Fellow Chartered Financial Practitioner course offered by Financial Advice Association of Australia Limited (formerly Association of Financial Advisers Ltd): (i) AFA 1—Business Strategy for Financial Advisers; (ii) AFA 2—Client Experience Strategy; (iii) AFA 3—Advanced Advice Solutions; (iv) AFA 4—Professional Conduct & Governance for Financial Advisers; or (d) completed, after 2013, all the following units of study as part of the Chartered Life Practitioner course offered by Financial Advice Association of Australia Limited (formerly Association of Financial Advisers Ltd): (i) AFA 1—Business Strategy for Financial Advisers; (ii) AFA 2—Client Experience Strategy; (iii) AFA 3—Advanced Risk Solutions; (iv) AFA 4—Professional Conduct & Governance for Financial Advisers; or (e) completed, during or after 1989, the CPA Program offered by CPA Australia Ltd, including completing at least 1 of the following electives: (i) Personal Financial Planning and Superannuation; (ii) Financial Planning Fundamentals; (iii) Superannuation and Retirement Planning; (iv) Investment Strategies; (v) Risk Advice and Insurance; (vi) Financial Risk Management.

1 Name

This instrument is the Corporations (Relevant Providers Degrees, Qualifications and Courses Standard) Determination 2021.

3 Authority

This instrument is made under the Corporations Act 2001.

5 Definitions

Note Code of Ethics and relevant provider are defined in section 910A of the Act. Existing provider is defined in section 1546A of the Act.

Definitions (1) In this determination:

Act means the Corporations Act 2001.

advanced diploma of financial planning means:

(a) a diploma awarded by an NVR registered training organisation within the meaning of the National Vocational Education and Training Regulator Act 2011, being a diploma that:
(i) satisfies the AQF criteria for AQF level 6 or higher; and
(ii) includes 8 units of study that are specific to financial planning or financial advice; or
(b) the Advanced Diploma of Financial Services (Financial Planning); or
(c) the 8 unit Diploma of Financial Planning offered by Financial Advice Association of Australia Limited (formerly Financial Planning Association of Australia Limited); or
(d) the 8 unit Diploma of Financial Advising offered by the Financial Services Institute of Australasia (formerly Securities Institute Australia); or
(e) the 8 unit Diploma of Financial Markets offered by the Financial Services Institute of Australasia (formerly Securities Institute Australia); or
(f) the 8 unit Certificate in Financial Markets offered by the Financial Services Institute of Australasia (formerly Securities Institute Australia) where the units required to be awarded the certificate were completed between 1 January 1982 and 31 December 1990.

approved bridging unit means a unit of study identified in Schedule 2 as:

(a) a Financial Advice Regulatory & Legal Obligations bridging unit; or
(b) an Ethics for Professional Advisers bridging unit; or
(c) a Behavioural Finance: Client and Consumer Behaviour, Engagement and Decision-Making bridging unit.

approved unit of study means a unit of study listed in column 4 of the table in Schedule 1 in respect of a particular degree or qualification.

AQF means Australian Qualifications Framework, 2nd edition (January 2013) published by the Australian Qualifications Framework Council.

Note On the day the Corporations (Relevant Providers Degrees, Qualifications and Courses Standard) Determination 2021 was registered, this publication was available at https://www.aqf.edu.au/.

AQF criteria, for a specified AQF level, means the criteria for the AQF level specified in AQF.

AQF level means a level identified as such in AQF.

completed approved study to attain a professional designation—see subsections (2) and (3).

designated area of study means each of the following:

(a) financial planning (including financial advice in the areas of superannuation, retirement, insurance or estate planning);
(b) investments (for example, shares, derivatives, foreign exchange, options);
(c) finance;
(d) finance law;
(e) business law or commercial law (if the relevant course is approved by the Tax Practitioners Board);
(f) taxation and tax law (if the relevant course is approved by the Tax Practitioners Board);
(g) accounting;
(h) estate law;
(i) banking;
(j) economics.

higher education provider has the meaning given in the Tertiary Education Quality and Standards Agency Act 2011.

non‑relevant degree means a qualification that:

(a) is awarded by a higher education provider; and
(b) satisfies the AQF criteria for AQF level 7 or higher; and
(c) is not a graduate certificate; and
(d) is not a relevant degree.

OUA means Open Universities Australia.

post-graduate relevant degree means a qualification that:

(a) is awarded by a higher education provider; and
(b) is a graduate diploma or Masters degree; and
(c) satisfies the AQF criteria for AQF level 8 or higher; and
(d) includes at least 6 units of study in designated areas of study.

relevant degree means a qualification that:

(a) is awarded by a higher education provider; and
(b) satisfies the AQF criteria for AQF level 7 or higher; and
(c) includes at least 8 units of study in designated areas of study.

Completing approved study to attain a professional designation (1 credit) (2) For this Part, an existing provider has completed approved study to attain a professional designation, recognised as equivalent to AQF level 7 or higher, which is worth 1 credit, if he or she has: (a) completed, during or after 1972, the Chartered Accountant Program offered by the Chartered Accountants Australia and New Zealand (CA); or (b) completed, during or after 1989, the CPA Program offered by CPA Australia Ltd (CPA); or (c) completed, during or after 2005, SMSF Specialist Advisor Program offered by the SMSF Association Ltd (SMSF); or (d) completed the Chartered Financial Analyst Program offered by the CFA Institute (CFA); or (e) completed, during or after 2001, the Certified Investment Management Analyst Program offered by Portfolio Constructions Forum Pty Ltd (CIMA); (f) completed the SAFAA Professional Diploma in Stockbroking offered by the Stockbrokers and Financial Advisers Association (SAFAA); or (g) commenced, during or after 2009 and before December 2013, the Fellow Chartered Financial Practitioner (offered by Mentor Education) (FChFP‑ME) offered by Financial Advice Association of Australia Limited (formerly Association of Financial Advisers Ltd); or (h) commenced, during or after 2009 and before December 2013, the Chartered Life Practitioner (offered by Mentor Education) (ChLP-ME) offered by the Financial Advice Association of Australia Limited (formerly Association of Financial Advisers Ltd); or (i) completed, during or after 2009 and before December 2018 the Life Risk Specialist (LRS), offered by the Financial Advice Association of Australia Limited (formerly Financial Planning Association of Australia Limited); or (j) completed, during or after 2010 and before December 2013 the Accredited Estate Planning strategists (AEPS) offered by the Financial Advice Association of Australia Limited (formerly Financial Planning Association of Australia Limited); or (k) completed, during or after 1985 to December 1988, the Certified Practicing Accountants Associate Designation Program, offered by the CPA Australia Ltd (CPA-AD). Completing approved study to attain a professional designation (2 credits) (3) For this Part, an existing provider has completed approved study to attain a professional designation, recognised as equivalent to AQF level 7 or higher, which is worth 2 credits, if he or she has: (a) completed all the following units of study as part of the 5 unit CFP® Certification Program offered by Financial Advice Association of Australia Limited (formerly Financial Planning Association of Australia Limited): (i) FAAA Proficiency Unit 1: Professionalism and Ethics (formerly CFP1(A)—FPA Professionalism); (ii) FAAA Proficiency Unit 2: Strategy Development and Risk Management (formerly CFP2(A)—Applied Strategies 1); (iii) FAAA Proficiency Unit 3: Estate Planning and Retirement (formerly CFP3(A)—Applied Strategies 2); (iv) FAAA Proficiency Unit 4: Investment Strategies (formerly CFP4(A)—Investment Strategies); (v) CFPC—Certification; or (b) completed all the following units of study as part of the CFP® Certification 1-4 Program offered by Financial Advice Association of Australia Limited (formerly Financial Planning Association of Australia Limited): (i) CFP 1—Professionalism, Ethics & Compliance; (ii) CFP 2—Comprehensive Financial Planning 1; (iii) CFP 3—Comprehensive Financial Planning 2; (iv) CFP 4—Practice Management; or (c) completed, after 2013, all the following units of study as part of the Fellow Chartered Financial Practitioner course offered by Financial Advice Association of Australia Limited (formerly Association of Financial Advisers Ltd): (i) AFA 1—Business Strategy for Financial Advisers; (ii) AFA 2—Client Experience Strategy; (iii) AFA 3—Advanced Advice Solutions; (iv) AFA 4—Professional Conduct & Governance for Financial Advisers; or (d) completed, after 2013, all the following units of study as part of the Chartered Life Practitioner course offered by Financial Advice Association of Australia Limited (formerly Association of Financial Advisers Ltd): (i) AFA 1—Business Strategy for Financial Advisers; (ii) AFA 2—Client Experience Strategy; (iii) AFA 3—Advanced Risk Solutions; (iv) AFA 4—Professional Conduct & Governance for Financial Advisers; or (e) completed, during or after 1989, the CPA Program offered by CPA Australia Ltd, including completing at least 1 of the following electives: (i) Personal Financial Planning and Superannuation; (ii) Financial Planning Fundamentals; (iii) Superannuation and Retirement Planning; (iv) Investment Strategies; (v) Risk Advice and Insurance; (vi) Financial Risk Management.

Part 2—Approvals of degrees and qualifications

6 Approvals of degrees and qualifications

(1) Under subsection 921B(6) of the Act, each of the degrees and qualifications specified in an item in Schedule 1 is approved for the purposes of subparagraph 921B(2)(a)(i) of the Act. (2) Under subsection 921B(6) of the Act, each of the following conditions, for which a person must satisfy in relation to completing an approved degree or qualification, is approved for the purposes of subparagraph 921B(2)(a)(ii) of the Act: (a) the person completes an Ethics for Professional Advisers bridging unit, but this paragraph does not apply if the relevant item in Schedule 1 states that this paragraph does not apply; (b) any other condition specified in the item in Schedule 1 for the degree or qualification.

Note 2 Ethics for Professional Advisers bridging units are identified, by provider, in Schedule 2.

(2A) Under subsection 921B(6) of the Act, each of the following ways for satisfying the conditions approved under subsection (2) of this instrument for completing an approved degree or qualification is approved for the purposes of subparagraph 921B(2)(a)(ii) of the Act: (a) the person has one or more academic transcripts, issued by the provider of the approved degree or qualification, which demonstrates that the person has met each of the approved conditions in relation to that approved degree or qualification; (b) the person has one or more statements, issued by the provider of the approved degree or qualification, confirming that the person has met each of the approved conditions in relation to that approved degree or qualification. (3) Under subsection 921B(6) of the Act, any Masters degree awarded by a higher education provider listed in Schedule 1 is approved for the purposes of paragraph 921B(2)(a) of the Act for a person, subject to the following condition being satisfied, namely, that the person has completed the units required to meet a Graduate Diploma listed in Schedule 1 offered by the higher education provider.

Part 3—Existing providers: qualifications equivalent to the education and training standard

Note Requirements for new entrants (that is, relevant providers who are not existing providers) are set out in Part 2.

7 Summary of requirements

(1) A summary of the requirements for an existing provider to achieve qualifications equivalent to the education and training standard is set out below.

<table cellspacing="0" cellpadding="0" style="width:357.45pt; margin-left:62.1pt; border-collapse:collapse"><tbody><tr><td style="width:13.95pt; border-top:1.5pt solid #000000; border-bottom:1.5pt solid #000000; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#ffffff"><p style="line-height:normal; font-size:9pt"><span style="font-weight:bold"></span></p></td><td colspan="2" style="width:179.7pt; border-top:1.5pt solid #000000; border-bottom:1.5pt solid #000000; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#ffffff"><p style="line-height:normal; font-size:9pt"><span style="font-weight:bold">An existing adviser with …</span></p></td><td colspan="15" style="width:130.05pt; border-top:1.5pt solid #000000; border-bottom:1.5pt solid #000000; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#ffffff"><p style="line-height:normal; font-size:9pt"><span style="font-weight:bold">must complete this number of additional units of study …</span></p></td><td style="vertical-align:top"></td></tr><tr style="height:7.65pt"><td rowspan="2" style="width:13.95pt; border-top:1.5pt solid #000000; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#ffffff"><p style="line-height:normal; font-size:9pt"><span>1</span></p></td><td colspan="2" rowspan="2" style="width:179.7pt; border-top:1.5pt solid #000000; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#ffffff"><p style="line-height:normal; font-size:9pt"><span>Approved Degree*</span></p><p style="line-height:normal; font-size:9pt"><span></span></p></td><td colspan="2" rowspan="2" style="width:9pt; border-top:1.5pt solid #000000; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#ffffff"><p style="line-height:normal; font-size:9pt"><span>1</span></p></td><td colspan="2" style="width:5pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#70ad47"><p style="line-height:normal; font-size:9pt"><span></span></p></td><td colspan="11" rowspan="2" style="width:94.45pt; border-top:1.5pt solid #000000; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top"><p style="line-height:normal; font-size:9pt"><span></span></p></td><td style="vertical-align:top"></td></tr><tr style="height:7.6pt"><td colspan="2" style="width:5pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#ffffff"><p style="line-height:normal; font-size:9pt"><span></span></p></td><td style="vertical-align:top"></td></tr><tr style="height:8.35pt"><td rowspan="2" style="width:13.95pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#ffffff"><p style="line-height:normal; font-size:9pt"><span>2</span></p></td><td colspan="2" rowspan="2" style="width:179.7pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#ffffff"><p style="line-height:normal; font-size:9pt"><span>Relevant degree +ADFP</span></p></td><td colspan="2" rowspan="2" style="width:9pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#ffffff"><p style="text-align:center; line-height:normal; font-size:9pt"><span>1</span></p></td><td colspan="2" style="width:5pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#70ad47"><p style="line-height:normal; font-size:9pt"><span></span></p></td><td colspan="11" style="width:94.45pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top"><p style="line-height:normal; font-size:9pt"><span></span></p></td><td style="vertical-align:top"></td></tr><tr style="height:8.3pt"><td colspan="13" style="width:110.25pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top"><p style="line-height:normal; font-size:9pt"><span></span></p></td><td style="vertical-align:top"></td></tr><tr style="height:8.35pt"><td rowspan="2" style="width:13.95pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#ffffff"><p style="line-height:normal; font-size:9pt"><span>3</span></p></td><td colspan="2" rowspan="2" style="width:179.7pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#ffffff"><p style="line-height:normal; font-size:9pt"><span>Relevant degree + professional study (2 credits)</span></p></td><td colspan="2" rowspan="2" style="width:9pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#ffffff"><p style="text-align:center; line-height:normal; font-size:9pt"><span>1</span></p></td><td colspan="2" style="width:5pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#70ad47"><p style="line-height:normal; font-size:9pt"><span></span></p></td><td colspan="11" style="width:94.45pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#ffffff"><p style="line-height:normal; font-size:9pt"><span></span></p></td><td style="vertical-align:top"></td></tr><tr style="height:2.8pt"><td colspan="13" style="width:110.25pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top"><p style="line-height:normal; font-size:9pt"><span></span></p></td><td style="vertical-align:top"></td></tr><tr style="height:8.35pt"><td rowspan="2" style="width:13.95pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#ffffff"><p style="line-height:normal; font-size:9pt"><span>4</span></p></td><td colspan="2" rowspan="2" style="width:179.7pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#ffffff"><p style="line-height:normal; font-size:9pt"><span>Non-relevant degree + 4-7 units + an ADFP + professional study (2 credits)</span></p></td><td colspan="2" rowspan="2" style="width:9pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#ffffff"><p style="text-align:center; line-height:normal; font-size:9pt"><span>1</span></p></td><td colspan="2" style="width:5pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#70ad47"><p style="line-height:normal; font-size:9pt"><span></span></p></td><td colspan="11" style="width:94.45pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#ffffff"><p style="line-height:normal; font-size:9pt"><span></span></p></td><td style="vertical-align:top"></td></tr><tr style="height:8.3pt"><td colspan="13" style="width:110.25pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top"><p style="line-height:normal; font-size:9pt"><span></span></p></td><td style="vertical-align:top"></td></tr><tr style="height:8.35pt"><td rowspan="2" style="width:13.95pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#ffffff"><p style="line-height:normal; font-size:9pt"><span>5</span></p></td><td colspan="2" rowspan="2" style="width:179.7pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#ffffff"><p style="line-height:normal; font-size:9pt"><span>Relevant degree + professional study (CPA, CA, SMSF) (1 credit)</span></p></td><td colspan="2" rowspan="2" style="width:9pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#ffffff"><p style="text-align:center; line-height:normal; font-size:9pt"><span>2</span></p></td><td colspan="3" style="width:16.35pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#70ad47"><p style="line-height:normal; font-size:9pt"><span></span></p></td><td colspan="10" style="width:83.1pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#ffffff"><p style="line-height:normal; font-size:9pt"><span></span></p></td><td style="vertical-align:top"></td></tr><tr style="height:8.3pt"><td colspan="13" style="width:110.25pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top"><p style="line-height:normal; font-size:9pt"><span></span></p></td><td style="vertical-align:top"></td></tr><tr style="height:8.55pt"><td colspan="2" rowspan="2" style="width:15.1pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#ffffff"><p style="line-height:normal; font-size:9pt"><span>5A</span></p></td><td colspan="2" rowspan="2" style="width:179.7pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#ffffff"><p style="line-height:normal; font-size:9pt"><span>Relevant degree + post-graduate relevant degree</span></p></td><td colspan="2" rowspan="2" style="width:9pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#ffffff"><p style="text-align:center; line-height:normal; font-size:9pt"><span>2</span></p></td><td colspan="3" style="width:16.45pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#70ad47"><p style="line-height:normal; font-size:9pt"><span></span></p></td><td colspan="9" rowspan="2" style="width:81.85pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#ffffff"><p style="line-height:normal; font-size:9pt"><span></span></p></td><td style="vertical-align:top"></td></tr><tr style="height:8.5pt"><td colspan="3" style="width:16.45pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top"><p style="line-height:normal; font-size:9pt"><span></span></p></td><td style="vertical-align:top"></td></tr><tr style="height:8.35pt"><td rowspan="2" style="width:13.95pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#ffffff"><p style="line-height:normal; font-size:9pt"><span>6</span></p></td><td colspan="2" rowspan="2" style="width:179.7pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#ffffff"><p style="line-height:normal; font-size:9pt"><span>Non-relevant degree + 4-7 units + ADFP + professional study (1 credit)</span></p></td><td colspan="2" rowspan="2" style="width:9pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#ffffff"><p style="text-align:center; line-height:normal; font-size:9pt"><span>2</span></p></td><td colspan="5" style="width:19.65pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#70ad47"><p style="line-height:normal; font-size:9pt"><span></span></p></td><td colspan="8" style="width:79.8pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#ffffff"><p style="line-height:normal; font-size:9pt"><span></span></p></td><td style="vertical-align:top"></td></tr><tr style="height:8.3pt"><td colspan="13" style="width:110.25pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top"><p style="line-height:normal; font-size:9pt"><span></span></p></td><td style="vertical-align:top"></td></tr><tr style="height:10.25pt"><td rowspan="2" style="width:13.95pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#ffffff"><p style="line-height:normal; font-size:9pt"><span>7</span></p></td><td colspan="2" rowspan="2" style="width:179.7pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#ffffff"><p style="line-height:normal; font-size:9pt"><span>Relevant degree + professional study (CIMA, CFA) (1 credit)</span></p></td><td colspan="2" rowspan="2" style="width:9pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#ffffff"><p style="text-align:center; line-height:normal; font-size:9pt"><span>3</span></p></td><td colspan="7" style="width:34.3pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#70ad47"><p style="line-height:normal; font-size:9pt"><span></span></p></td><td colspan="6" style="width:65.15pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#ffffff"><p style="line-height:normal; font-size:9pt"><span></span></p></td><td style="vertical-align:top"></td></tr><tr style="height:10.25pt"><td colspan="13" style="width:110.25pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#ffffff"><p style="line-height:normal; font-size:9pt"><span></span></p></td><td style="vertical-align:top"></td></tr><tr style="height:7pt"><td rowspan="2" style="width:13.95pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#ffffff"><p style="line-height:normal; font-size:9pt"><span>8</span></p></td><td colspan="2" rowspan="2" style="width:179.7pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#ffffff"><p style="line-height:normal; font-size:9pt"><span>Non-relevant degree + 2 of the following: 4-7 units </span><span style="font-style:italic">or</span><span> ADFP </span><span style="font-style:italic">or</span><span> professional study (2 credits)</span></p></td><td colspan="2" rowspan="2" style="width:9pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#ffffff"><p style="text-align:center; line-height:normal; font-size:9pt"><span>3</span></p></td><td colspan="8" style="width:36.6pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#70ad47"><p style="line-height:normal; font-size:9pt"><span></span></p></td><td colspan="5" style="width:62.85pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#ffffff"><p style="line-height:normal; font-size:9pt"><span></span></p></td><td style="vertical-align:top"></td></tr><tr style="height:7pt"><td colspan="13" style="width:110.25pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#ffffff"><p style="line-height:normal; font-size:9pt"><span></span></p></td><td style="vertical-align:top"></td></tr><tr style="height:7pt"><td rowspan="2" style="width:13.95pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#ffffff"><p style="line-height:normal; font-size:9pt"><span>9</span></p></td><td colspan="2" rowspan="2" style="width:179.7pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#ffffff"><p style="line-height:normal; font-size:9pt"><span>Non-relevant degree + 4-7 units + ADFP</span><br><span></span></p></td><td colspan="2" rowspan="2" style="width:9pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#ffffff"><p style="text-align:center; line-height:normal; font-size:9pt"><span>3</span></p></td><td colspan="8" style="width:36.6pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#70ad47"><p style="line-height:normal; font-size:9pt"><span></span></p></td><td colspan="5" style="width:62.85pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#ffffff"><p style="line-height:normal; font-size:9pt"><span></span></p></td><td style="vertical-align:top"></td></tr><tr style="height:7pt"><td colspan="13" style="width:110.25pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#ffffff"><p style="line-height:normal; font-size:9pt"><span></span></p></td><td style="vertical-align:top"></td></tr><tr style="height:7pt"><td rowspan="2" style="width:13.95pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#ffffff"><p style="line-height:normal; font-size:9pt"><span>10</span></p></td><td colspan="2" rowspan="2" style="width:179.7pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#ffffff"><p style="line-height:normal; font-size:9pt"><span>Non-relevant degree + (4-7 units </span><span style="font-style:italic">or</span><span> ADFP) </span><span style="font-style:italic">+ </span><span>professional study (1 credit)</span></p></td><td colspan="2" rowspan="2" style="width:9pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#ffffff"><p style="text-align:center; line-height:normal; font-size:9pt"><span>4</span></p></td><td colspan="8" style="width:36.6pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#70ad47"><p style="line-height:normal; font-size:9pt"><span></span></p></td><td colspan="5" style="width:62.85pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#ffffff"><p style="line-height:normal; font-size:9pt"><span></span></p></td><td style="vertical-align:top"></td></tr><tr style="height:7pt"><td colspan="13" style="width:110.25pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#ffffff"><p style="line-height:normal; font-size:9pt"><span></span></p></td><td style="vertical-align:top"></td></tr><tr style="height:7pt"><td rowspan="2" style="width:13.95pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#ffffff"><p style="line-height:normal; font-size:9pt"><span>11</span></p></td><td colspan="2" rowspan="2" style="width:179.7pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#ffffff"><p style="line-height:normal; font-size:9pt"><span>Relevant degree</span></p></td><td colspan="2" rowspan="2" style="width:9pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#ffffff"><p style="text-align:center; line-height:normal; font-size:9pt"><span>4</span></p></td><td colspan="2" style="width:5pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#70ad47"><p style="line-height:normal; font-size:9pt"><span></span></p></td><td colspan="4" style="width:5pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#70ad47"><p style="line-height:normal; font-size:9pt"><span></span></p></td><td colspan="2" style="width:5pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#70ad47"><p style="line-height:normal; font-size:9pt"><span></span></p></td><td style="width:5pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#70ad47"><p style="line-height:normal; font-size:9pt"><span></span></p></td><td colspan="4" style="width:47.05pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#ffffff"><p style="line-height:normal; font-size:9pt"><span></span></p></td><td style="vertical-align:top"></td></tr><tr style="height:7pt"><td colspan="13" style="width:110.25pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#ffffff"><p style="line-height:normal; font-size:9pt"><span></span></p></td><td style="vertical-align:top"></td></tr><tr style="height:7pt"><td rowspan="2" style="width:13.95pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#ffffff"><p style="line-height:normal; font-size:9pt"><span>12</span></p></td><td colspan="2" rowspan="2" style="width:179.7pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#ffffff"><p style="line-height:normal; font-size:9pt"><span>No degree + ADFP + professional study (2</span><span> </span><span>credits)</span></p></td><td colspan="2" rowspan="2" style="width:9pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#ffffff"><p style="text-align:center; line-height:normal; font-size:9pt"><span>4</span></p></td><td colspan="2" style="width:5pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#70ad47"><p style="line-height:normal; font-size:9pt"><span></span></p></td><td colspan="4" style="width:5pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#70ad47"><p style="line-height:normal; font-size:9pt"><span></span></p></td><td colspan="2" style="width:5pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#70ad47"><p style="line-height:normal; font-size:9pt"><span></span></p></td><td style="width:5pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#70ad47"><p style="line-height:normal; font-size:9pt"><span></span></p></td><td colspan="4" style="width:47.05pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#ffffff"><p style="line-height:normal; font-size:9pt"><span></span></p></td><td style="vertical-align:top"></td></tr><tr style="height:7pt"><td colspan="13" style="width:110.25pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#ffffff"><p style="line-height:normal; font-size:9pt"><span></span></p></td><td style="vertical-align:top"></td></tr><tr style="height:7pt"><td rowspan="2" style="width:13.95pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#ffffff"><p style="line-height:normal; font-size:9pt"><span>13</span></p></td><td colspan="2" rowspan="2" style="width:179.7pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#ffffff"><p style="line-height:normal; font-size:9pt"><span>No degree + ADFP + professional study (1</span><span> </span><span>credit)</span></p></td><td colspan="2" rowspan="2" style="width:9pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#ffffff"><p style="text-align:center; line-height:normal; font-size:9pt"><span>5</span></p></td><td colspan="10" style="width:68.2pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#70ad47"><p style="line-height:normal; font-size:9pt"><span></span></p></td><td colspan="3" rowspan="8" style="width:31.25pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#ffffff"><p style="line-height:normal; font-size:9pt"><span></span></p></td><td style="vertical-align:top"></td></tr><tr style="height:7pt"><td colspan="10" style="width:68.2pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#ffffff"><p style="line-height:normal; font-size:9pt"><span></span></p></td><td style="vertical-align:top"></td></tr><tr style="height:7pt"><td rowspan="2" style="width:13.95pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#ffffff"><p style="line-height:normal; font-size:9pt"><span>14</span></p></td><td colspan="2" rowspan="2" style="width:179.7pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#ffffff"><p style="line-height:normal; font-size:9pt"><span>Non-relevant degree + 4-7 units</span><br><span></span></p></td><td colspan="2" rowspan="2" style="width:9pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#ffffff"><p style="text-align:center; line-height:normal; font-size:9pt"><span>5</span></p></td><td colspan="10" style="width:68.2pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#70ad47"><p style="line-height:normal; font-size:9pt"><span></span></p></td><td style="vertical-align:top"></td></tr><tr style="height:7pt"><td colspan="10" style="width:68.2pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#ffffff"><p style="line-height:normal; font-size:9pt"><span></span></p></td><td style="vertical-align:top"></td></tr><tr style="height:7pt"><td rowspan="2" style="width:13.95pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#ffffff"><p style="line-height:normal; font-size:9pt"><span>15</span></p></td><td colspan="2" rowspan="2" style="width:179.7pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#ffffff"><p style="line-height:normal; font-size:9pt"><span>Non-relevant degree + ADFP</span><br><span></span></p></td><td colspan="2" rowspan="2" style="width:9pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#ffffff"><p style="text-align:center; line-height:normal; font-size:9pt"><span>5</span></p></td><td colspan="10" style="width:68.2pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#70ad47"><p style="line-height:normal; font-size:9pt"><span></span></p></td><td style="vertical-align:top"></td></tr><tr style="height:7pt"><td colspan="10" style="width:68.2pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#ffffff"><p style="line-height:normal; font-size:9pt"><span></span></p></td><td style="vertical-align:top"></td></tr><tr style="height:8.35pt"><td rowspan="2" style="width:13.95pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#ffffff"><p style="line-height:normal; font-size:9pt"><span>16</span></p></td><td colspan="2" rowspan="2" style="width:179.7pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#ffffff"><p style="line-height:normal; font-size:9pt"><span>Non-relevant degree + professional study (2</span><span> </span><span>credits)</span></p></td><td colspan="2" rowspan="2" style="width:9pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#ffffff"><p style="text-align:center; line-height:normal; font-size:9pt"><span>5</span></p></td><td colspan="10" style="width:68.2pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#70ad47"><p style="line-height:normal; font-size:9pt"><span></span></p></td><td style="vertical-align:top"></td></tr><tr style="height:8.3pt"><td colspan="10" style="width:68.2pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top"><p style="line-height:normal; font-size:9pt"><span></span></p></td><td style="vertical-align:top"></td></tr><tr style="height:8.35pt"><td rowspan="2" style="width:13.95pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#ffffff"><p style="line-height:normal; font-size:9pt"><span>17</span></p></td><td colspan="2" rowspan="2" style="width:179.7pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#ffffff"><p style="line-height:normal; font-size:9pt"><span>Non-relevant degree + professional study (1</span><span> </span><span>credit)</span></p></td><td colspan="2" rowspan="2" style="width:9pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#ffffff"><p style="text-align:center; line-height:normal; font-size:9pt"><span>6</span></p></td><td colspan="11" style="width:84pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#70ad47"><p style="line-height:normal; font-size:9pt"><span></span></p></td><td colspan="2" style="width:15.45pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#ffffff"><p style="line-height:normal; font-size:9pt"><span></span></p></td><td style="vertical-align:top"></td></tr><tr style="height:8.3pt"><td colspan="13" style="width:110.25pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top"><p style="line-height:normal; font-size:9pt"><span></span></p></td><td style="vertical-align:top"></td></tr><tr style="height:8.35pt"><td rowspan="2" style="width:13.95pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#ffffff"><p style="line-height:normal; font-size:9pt"><span>18</span></p></td><td colspan="2" rowspan="2" style="width:179.7pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#ffffff"><p style="line-height:normal; font-size:9pt"><span>No degree + ADFP</span><br><span></span></p></td><td colspan="2" rowspan="2" style="width:9pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#ffffff"><p style="text-align:center; line-height:normal; font-size:9pt"><span>6</span></p></td><td colspan="11" style="width:84pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#70ad47"><p style="line-height:normal; font-size:9pt"><span></span></p></td><td colspan="2" rowspan="4" style="width:15.45pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#ffffff"><p style="line-height:normal; font-size:9pt"><span></span></p></td><td style="vertical-align:top"></td></tr><tr style="height:8.3pt"><td colspan="11" style="width:84pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top"><p style="line-height:normal; font-size:9pt"><span></span></p></td><td style="vertical-align:top"></td></tr><tr style="height:8.35pt"><td rowspan="2" style="width:13.95pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#ffffff"><p style="line-height:normal; font-size:9pt"><span>19</span></p></td><td colspan="2" rowspan="2" style="width:179.7pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#ffffff"><p style="line-height:normal; font-size:9pt"><span>No degree + professional study (2 credits)</span><br><span></span></p></td><td colspan="2" rowspan="2" style="width:9pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#ffffff"><p style="text-align:center; line-height:normal; font-size:9pt"><span>6</span></p></td><td colspan="11" style="width:84pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#70ad47"><p style="line-height:normal; font-size:9pt"><span></span></p></td><td style="vertical-align:top"></td></tr><tr style="height:8.3pt"><td colspan="11" style="width:84pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top"><p style="line-height:normal; font-size:9pt"><span></span></p></td><td style="vertical-align:top"></td></tr><tr style="height:8.35pt"><td rowspan="2" style="width:13.95pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#ffffff"><p style="line-height:normal; font-size:9pt"><span>20</span></p></td><td colspan="2" rowspan="2" style="width:179.7pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#ffffff"><p style="line-height:normal; font-size:9pt"><span>No degree + professional study (1 credit)</span><br><span></span></p></td><td colspan="2" rowspan="2" style="width:9pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#ffffff"><p style="text-align:center; line-height:normal; font-size:9pt"><span>7</span></p></td><td colspan="12" style="width:99.8pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#70ad47"><p style="line-height:normal; font-size:9pt"><span></span></p></td><td colspan="2" rowspan="4" style="width:1pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#ffffff"><p style="line-height:normal; font-size:9pt"><span></span></p></td></tr><tr style="height:8.3pt"><td colspan="12" style="width:99.8pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top"><p style="line-height:normal; font-size:9pt"><span></span></p></td></tr><tr style="height:8.35pt"><td rowspan="2" style="width:13.95pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#ffffff"><p style="line-height:normal; font-size:9pt"><span>21</span></p></td><td colspan="2" rowspan="2" style="width:179.7pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#ffffff"><p style="line-height:normal; font-size:9pt"><span>Non-relevant degree</span><br><span></span></p></td><td colspan="2" rowspan="2" style="width:9pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#ffffff"><p style="text-align:center; line-height:normal; font-size:9pt"><span>7</span></p></td><td colspan="12" style="width:99.8pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#70ad47"><p style="line-height:normal; font-size:9pt"><span></span></p></td></tr><tr style="height:8.3pt"><td colspan="12" style="width:99.8pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top"><p style="line-height:normal; font-size:9pt"><span></span></p></td></tr><tr style="height:8.35pt"><td rowspan="2" style="width:13.95pt; border-bottom:1.5pt solid #000000; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#ffffff"><p style="line-height:normal; font-size:9pt"><span>22</span></p></td><td colspan="2" rowspan="2" style="width:179.7pt; border-bottom:1.5pt solid #000000; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#ffffff"><p style="line-height:normal; font-size:9pt"><span>No degree</span><br><span></span></p></td><td colspan="2" rowspan="2" style="width:9pt; border-bottom:1.5pt solid #000000; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#ffffff"><p style="text-align:center; line-height:normal; font-size:9pt"><span>8</span></p></td><td colspan="13" style="width:110.25pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top; background-color:#70ad47"><p style="line-height:normal; font-size:9pt"><span></span></p></td><td style="vertical-align:top"></td></tr><tr style="height:8.3pt"><td colspan="13" style="width:110.25pt; border-bottom:1.5pt solid #000000; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top"><p style="line-height:normal; font-size:9pt"><span></span></p></td><td style="vertical-align:top"></td></tr><tr style="height:0pt"><td style="width:24.75pt"></td><td style="width:1.15pt"></td><td style="width:189.35pt"></td><td style="width:1.15pt"></td><td style="width:18.65pt"></td><td style="width:1.15pt"></td><td style="width:14.65pt"></td><td style="width:11.35pt"></td><td style="width:1.25pt"></td><td style="width:2.05pt"></td><td style="width:1.15pt"></td><td style="width:13.5pt"></td><td style="width:2.3pt"></td><td style="width:15.8pt"></td><td style="width:15.8pt"></td><td style="width:15.8pt"></td><td style="width:15.8pt"></td><td style="width:10.45pt"></td><td style="width:1.35pt"></td></tr></tbody></table>

Note The requirement for an existing provider with an approved degree to complete 1 additional unit of study is subject to section 6(2).

(2) In the table:

ADFP means advanced diploma of financial planning.

professional study means completed approved study to attain a professional designation worth 1 credit or 2 credits, as indicated.

4-7 units means completed 4-7 units of study in a designated area of study.

CA means completed approved study to attain the professional designation, during or after 1972, being the Chartered Accountant Program offered by the Chartered Accountants Australia and New Zealand.

CFA means completed approved study to attain the professional designation, being the Chartered Financial Analyst Program offered by the CFA Institute.

CIMA means completed approved study to attain the professional designation, during or after 2001, the Certified Investment Management Analyst Program offered by Portfolio Constructions Forum Pty Ltd.

CPA means completed approved study to attain the professional designation, during or after 1989, the CPA Program offered by CPA Australia Ltd.

SMSF means completed approved study to attain the professional designation, during or after 2005, the SMSF Specialist Advisor Program offered by the SMSF Association Ltd.

8 Determination

Under subsection 1684E(1) of the Act, for the purposes of paragraph 1684A(2)(b), subparagraph 1684C(3)(b)(ii), paragraph 1684D(3)(b) and subparagraph 1684D(4)(a)(ii) of the Act, for an existing adviser described in column 2 of the following table, the course or unit of study, or all the courses or units of study, specified in column 3 of the table for the adviser are determined to be courses that give the provider qualifications equivalent to the education and training standard in subsection 921B(2).