31ATransactions involving debit cards—the Act, s 74(1)(c1)

#### 31A Transactions involving debit cards—the Act, s 74(1)(c1) 31A Transactions involving debit cards—the Act, s 74(1)(c1) > > (1) The requirements for a transaction involving a debit card are as follows— > > > > > (a) the transaction must be with the patron to whom the debit card is issued, > > > > > (b) the transaction must be expressly authorised by the patron, > > > > > > Example— > > > > > > The patron may use a PIN or multi-factor authentication to expressly authorise the transaction. > > > > > (c) if the transaction involves the provision of money—the money must be transferred into or from the patron’s deposit account, > > > > > (d) the transaction must not involve the withdrawal of money by a patron from an account the casino operator knows, or could be reasonably expected to know, is overdrawn. > > > (2) A transaction is not expressly authorised for subclause (1)(b) if the patron only authorises the payment through the use of a contactless payment system. > > **cl 31A:** Ins 2024 (374), Sch 1\[22\].