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Banking (prudential standard) determination No. 3 of 2025
Net stable funding ratioNet stable funding ratio
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Net stable funding ratio
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A locally incorporated ADI classified as an LCR ADI must meet the NSFR requirements in this Prudential Standard.
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A locally incorporated LCR ADI must maintain an NSFR of at least 100 per cent at all times.
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APRA may require an LCR ADI to maintain a higher minimum NSFR where APRA considers it appropriate to do so, including if it has concerns about the ADI’s funding or liquidity risk profile or the quality of its liquidity risk management.