CTHIn ForceLegislation
Banking (prudential standard) determination No. 3 of 2025
Minimum liquidity holdings ADIsMinimum liquidity holdings ADIs
Start here
Get a plain-English read of Minimum liquidity holdings ADIs
Turn the raw legal text into a practical explanation grounded in Banking (prudential standard) determination No. 3 of 2025.
Minimum liquidity holdings ADIs
- An MLH ADI must maintain a minimum holding of nine per cent of its liabilities in specified liquid assets, in accordance with Attachment B.
- APRA may require an MLH ADI to maintain higher minimum liquidity holdings if APRA has concerns about the ADI’s liquidity risk profile or the quality of its liquidity risk management.