CTHIn ForceLegislation
Banking (prudential standard) determination No. 3 of 2025
Classification of ADIsClassification of ADIs
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Classification of ADIs
- For a locally incorporated ADI, APRA will determine whether an ADI is classified as a Liquidity Coverage Ratio ADI (LCR ADI) or a Minimum Liquidity Holdings ADI (MLH ADI) for the purposes of this Prudential Standard.
- A foreign ADI is an LCR ADI, unless APRA determines that the foreign ADI is an MLH ADI. In making a determination, APRA will give consideration to the ADI’s size and complexity with respect to liquidity risk.
- An ADI is required to meet the minimum quantitative requirements associated with its classification on a continuous basis, absent a situation of financial stress.