CTHIn ForceLegislation
Banking (prudential standard) determination No. 2 of 2025
Retail exposuresRetail exposures
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Retail exposures
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A retail exposure is any exposure to one or more individuals (that is, natural persons), that is not a property exposure or margin lending exposure.
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An ADI must apply the risk weights in Table 14 to its retail exposures, based on the product type.
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Risk weights for retail exposures
| Risk weight (%) | |
|---|---|
| Credit card exposures | 75 |
| Other retail exposures | 100 |