austlii:nsw/NSWPICMP/2025/259
General information, not legal advice.
NSWPICMP
2025-04-14
Original judgment source is linked above.
Wharram v CIC Allianz Insurance Limited [2025] NSWPICMP 259
MOTOR ACCIDENTS - Motor Accident Injuries Act 2017; review of Medical Assessment Certificate (MAC); ruptured spleen requiring splenectomy; epigastric pain requiring surgery; stent inserted to address superior mesentery artery aneurysm; whether neurological hypoesthesia in the cutaneous nerve supply gives rise to whole person impairment; subsequent development of leukemia requiring all other medications to cease; majority decision of Medical Review Panel; clinical findings; trauma laparotomy; - MAC revoked; new certificate issued determining 7% whole person impairment.
Certificate issued under s 7.23(1) of the Motor Accident Injuries Act 2017 (the Act)
3 October 2023 and issues a new certificate determining that the following injuries were caused by the motor vehicle accident and give rise to a whole person impairment of 7% which is not greater than 10%: * ruptured spleen requiring splenectomy - 3%, and * abdomen - upper digestive tract disease involving superior mesenteric artery false aneurysm requiring stenting and causing ongoing upper gastro intestinal tract (GIT) symptoms - 4%.
29 September 2023 who, in a certificate dated 3 October 2023 determined that the claimant underwent a splenectomy and sustained 0% WPI. 3. The claimant has been assessed by seven medical assessors from the Personal Injury Commission (Commission). What is relevant to this panel's deliberations is that the parties have not agreed that the claimant injuries exceeded 10% WPI. The certificate of Medical Assessor Neil Berry dated 29 September 2023 certified that the claimant had sustained 0% WPI as a consequence of the injuries referred to him for assessment. It is only this certificate which is the subject of this medical Panel deliberation. 4. The claimant sought a review on this assessment and submitted that the assessment of the splenectomy was incorrect as the assessment did not take into account the sequelae of the splenectomy including requirement for prolonged anticoagulation consequent on splenic vein thrombosis. 5. Additionally, the claimant submitted that the epigastric pain he suffered in 2002 which resulted in surgical procedures in August, September and October 2022 was a consequence of the injuries he sustained in the accident. That is, the stent being inserted to address a superior mesenteric artery false aneurysm was a consequence of the motor vehicle accident and accordingly needed to be assessed and considered when WPI. 6. Whilst the insurer opposed any referral to a panel for further consideration the President's delegate, Catherine Freeman, in a certificate dated 15 February 2024, certified that Medical Assessor Berry erred in his assessment of impairment arising from the claimant's splenectomy and accordingly she was satisfied that there was a reasonable cause to suspect that the medical assessment was incorrect in a material respect. Accordingly, the matter was referred to this Panel. 7. The Panel met and considered the matter and noted that there was significant material which was required including all the material which was before Medical Assessor Berry. Additionally, the Panel determined that there was a requirement to examine the claimant to confirm the chronology and history of the injuries, physical examination and treatment of the claimant. 8. This material was uploaded to the portal for the Panel to review. 9. Clause 14F of Schedule 1 of the Personal Injury Commission Act 2020 (the PIC Act) provides that the new review provisions apply in relation to a decision of a new decision-maker. A "new decision maker" is defined in cl 14A(1) of the Schedule 1 of the PIC Act. As the medical assessment, the subject of the review, was made on or after 1 March 2021, the new review provisions apply. 10. The new review provision provide that a review panel consists of two Medical Assessors and a Member assigned by the Motor Accidents Division of the Commission. 11. Part 5 of the PIC Act enables the Commission to make rules with respect to its practice and procedure including proceedings before a panel reviewing a decision of a Medical Assessor. 12. Rules 127 to 130 of the Personal Injury Commission Rules 2021 (PIC Rules) are made pursuant to Part 5 of the PIC Act. A review panel determines how it conducts and determines the proceedings and may determine the matter solely based on the written application. 13. The review of the medical assessment is by way of a new assessment of all the matters with which the medical assessment is concerned.
"...despite making reference to the Claimant experiencing episodes of acute abdominal pain in 2022 resulting in eventual stent placement, made no reference to the causative relationship to the subject injury in his ultimate findings nor the link between that condition and his abdominal complaints as outlined by Dr Conrad."
Dr Conrad gave no impairment rating for these symptoms. However, in a supplementary report, in response to an email from the claimant's representative had suggested additional impairment. 2. The Panel noted there was an entry in the Vascular Outpatients Clinic notes by Dr Timothy Wagner who stated_:_
"Subsequent enlarging SMA false aneurysm, treated recently. Last follow-up appointment with Noel Atkinson., patient says that Noel told him that the false aneurysm was a result of the MVA. ........CTA (computed tomography angiography) 26/1/2023 Stent patent, though tapered distally. Discussion: I explained to Mark that we have had a prior consultation last year. He did not recall. and did not get a copy of my letter he says. Although at the time I suggested that fibromuscular dysplasia or other conditions might be responsible for the aneurysm, I agree the history of major abdominal trauma is certainly a compelling explanation, and the lesion itself fits well with a traumatic cause."
"....if superior mesenteric artery stenosis was diagnosed in February 2022, it is most unlikely that this relates to his motor vehicle accident of 21 May 2019 [sic]. Such an injury would have been immediately apparent."
8 March 2022, and apart from mild erythematous gastritis there were no other abnormalities identified. 2. In reference to the superior mesenteric artery false aneurysm requiring stenting of the superior mesenteric artery:
"This Claimant does not suffer from an overt ischaemic bowel but there are symptoms and signs of ongoing gastrointestinal impairment which include chronic abdominal pain and tenderness, from which this Claimant suffers. The Claimant has multiple gastro-intestinal symptoms such as dietary changes, abdominal pain and changes in bowel habit which may be indicative of chronic mesenteric ischaemia, but they do not appear to be impacting on his nutritional status."
"..going to the toilet in 3 stages. The 1st stage is hard, the 2nd stage is soft and the 3rd stage is liquid. He mainly suffers from constipation every couple of days or a couple of times a week and he has been taking Metamucil since 2016 ...."
History of symptoms and treatment following the motor accident
Details of any relevant injuries or conditions sustained since the motor accident
Findings on clinical examination and consistency of presentation
Summary of injuries listed by the parties and caused by the accident
"Permanent impairment is impairment that has become static or well stabilised with or without medical treatment and is not likely to remit despite medical treatment.
A permanent impairment is considered to be unlikely to change substantially and by more than 3% in the next year with or without medical treatment."
Section 7.4, page 7/205; Clause 1.241, page 55 SIRA guides
There is no indication to apportion WPI between any previous or subsequent conditions
B Pre-existing/subsequent % permanent impairment 0%
Wharram
CIC Allianz Insurance Limited [2025] NSWPICMP 259