austlii:nsw/NSWPIC/2025/319
General information, not legal advice.
NSWPIC
2025-07-03
Original judgment source is linked above.
Kajo v QBE Insurance (Australia) Ltd [2025] NSWPIC 319
MOTOR ACCIDENTS - Motor Accident Injuries Act 2017; claims assessment dispute as to whether the claim is not suitable for assessment; insurer and claimant made an application matter be exempted on discretionary basis under section 7.34(1)(b) on the grounds that the claim involves issue of liability, including contributory negligence, fault or causation pursuant to rule 99(3)(c) of the Personal Injury Commission Rules 2021; insurer has admitted breach of duty of care but alleged 10% contributory negligence which will impact upon the claimant's mental harm claim and the other claims which have already been commenced in the jurisdiction of the District Court; submitted the matter ought to be exempted and allowed to proceed in the appropriate forum where the legal and factual complexities can be properly considered; Held - determined the claim is not suitable for assessment; recommendation subsequently approved by the Division Head, as the President's delegate.
Recommendations claim not suitable for assessment
Issued under s 7.34(1)(b) of the Motor Accident Injuries Act 2017
My preliminary assessment of the claim and I recommend to the President that:
(a) the claim involves issues of liability, including contributory negligence, fault or causation (rule 99 (3) (b) of the PIC Rules).
"99 Consideration of discretionary exemption from claims assessment
(1) A claimant or insurer may apply for an exemption from assessment under section 92(1)(b) of the MAC Act or section 7.34(1)(b) of the MAI Act by lodging an application.
(2) In determining whether a claim is not suitable for assessment for the purposes of section 92(1)(b) of the MAC Act or section 7.34(1)(b) of the MAI Act, the Commission must consider the objects of the PIC Act and the circumstances of the claim.
(3) Without limiting the matters that may be considered, the Commission may consider the following -
(a) whether the claim involves complex legal or factual issues, or complex issues in the assessment of the amount of the claim,
(b) whether the claim involves issues of liability, including contributory negligence, fault or causation,
(c) whether a claimant or witness, considered by the Commission to be a material witness, resides outside the State,
(d) whether a claimant or insurer seeks to proceed against one or more non-CTP parties,
(e) whether the insurer alleges that a person has made a false or misleading statement in a material particular in relation to the injuries, loss or damage sustained by the claimant in the accident giving rise to the claim."
Kajo
QBE Insurance