austlii:nsw/NSWPICMP/2025/260
General information, not legal advice.
NSWPICMP
2025-04-15
Original judgment source is linked above.
Insurance Australia Limited t/as NRMA Insurance v Miller [2025] NSWPICMP 260
MOTOR ACCIDENTS - Motor Accident Injuries Act 2017; review of Medical Assessment Certificate (MAC); assessment of treatment and care; causation; C5/6 cervical discectomy and fusion; pre-existing cervical degenerative changes; neck, shoulder and arm; pain with upper limb paraesthesia; loss of sensation on the left in the C6 distribution; consistency in presentation; disc prolapse C5/6; compressing the left C6 nerve root: pre-existing degenerative disease aggravated by the motor vehicle accident; - discectomy and fusion relate to the injuries caused by the accident and is reasonable and necessary in the circumstances; MAC confirmed.
Certificate issued under s 7.23(1) of the Motor Accident Injuries Act 2017 (the Act)
The Panel confirms the findings of Medical Assessor Drew Dixon dated 17 July 2024 and certifies:
24 July 2024 Medical Assessor Drew Dixon issued a certificate that the proposed treatment is reasonable and necessary in the circumstances. 3. The insurer sought a review of this certificate and in a certificate dated 3 October 2024 the President's delegate, Tajan Baba, certified that they were satisfied there is a reasonable cause to suspect that the medical assessment was incorrect in a material respect and accordingly the matter has been referred to this Medical Review Panel. 4. The Panel issued directions for the uploading of additional material which is yet to be provided to the Panel. Noting these matters the Panel determined that it was appropriate that a re-examination of the claimant take place once all the material as requested by the Panel has been uploaded on to the portal. 5. Clause 14F of Schedule 1 of the Personal Injury Commission Act 2020 (the PIC Act) provides that the new review provisions apply in relation to a decision of a new decision-maker. A "new decision maker" is defined in cl 14A(1) of the Schedule 1 of the PIC Act. As the medical assessment, the subject of the review, was made on or after 1 March 2021, the new review provisions apply. 6. The new review provision provide that a review panel consists of two Medical Assessors and a Member assigned by the Motor Accidents Division of the Personal Injury Commission (Commission). 7. Part 5 of the PIC Act enables the Commission to make rules with respect to its practice and procedure including proceedings before a panel reviewing a decision of a Medical Assessor. 8. Rules 127 to 130 of the Personal Injury Commission Rules 2021 (PIC Rules) are made pursuant to Part 5 of the PIC Act. A review panel determines how it conducts and determines the proceedings and may determine the matter solely based on the written application. 9. The review of the medical assessment is by way of a new assessment of all the matters with which the medical assessment is concerned.
History of symptoms and treatment following the motor accident
Dr Ivan Goh at Richmond who advised her to return to the Emergency Department which she did. More imaging studies were performed of her brain and an EEG as she had headaches with a sensation of burning in her face. She was admitted for approximately nine hours and then discharged. 2. She was subsequently referred by Dr Goh to Dr Liu, neurosurgeon, and a bone scan was performed. The report of Dr Shinuo Liu (neurosurgeon) dated 7 April 2022 described neck, shoulder and arm pain with some upper limb paraesthesia which occurred at the time of the subject motor vehicle accident three weeks prior to his review. He noted she had occipital pain and headaches and that she had recent low back pain without dermatomal paraesthesia. He noted that her neck movements were restricted but did not feel there was neurological abnormality in the upper limbs. 3. She was referred to Dr Dutta, a pain specialist, in July 2022. Further scans were arranged of her neck. She had further review by Dr Liu who at that stage felt that surgery was not required but may be needed in the future. Because of headaches he had arranged for a brain scan which he described as unremarkable and he noted an MRI of the cervical spine showing disc osteophytes complex at C5/6. His report on 28 April 2022 noted an MRI of the thoracolumbar spine and of the brain which showed no evidence of a CSF leak. A subsequent whole body bone scan with SPECT/CT showed no evidence of increased uptake, no spinal fracture or traumatic arthritis. 4. She attended Hawkesbury Physiotherapy from August 2022. She developed post-traumatic stress disorder and saw a psychologist, Dr Nguyen and had psychological counselling and group therapy at St Johns God of God. She saw Dr Peter Puhl, neurologist and he noted imaging of the cervical spine on 22 April 2022 showed narrowing of the cervical canal between C2 and C6 with cord contact around C3/4 and at C5/6 with minor flattening of the cord without evidence of myelomalacia with evidence of bilateral C6 nerve root impingement. At that stage, he found significant muscle tenderness at the shoulders and that power and reflexes were normal. He concluded that Ms Miller sustained a whiplash injury with rebound in the subject motor vehicle accident and developed sensory changes with numbness in her left arm - nerve conduction studies of her arms which showed no abnormality. 5. She was referred to neurosurgeons A/Prof Kevin Seex and Dr Steven Nshuti on
28 March 2023. She reported neck pain and stiffness with left arm pain in a C6 distribution with numbness and a feeling of weakness in her left hand. She reported that she was dropping things. He found on examination there was loss of sensation on the left in the C6 distribution and on review of her MRI of the cervical spine in July 2022, he noted a disc prolapse at C5/6 with neuroforaminal stenosis on the left, mainly compressing the left C6 nerve root. 6. Ms Miller reported to me that A/Prof Seex had said that the original report had understated the severity of the disc changes. A/Prof Seex and Dr Nshuti noted she had exhausted all non-operative management and that she would like to proceed with surgery - they advised anterior cervical fusion at C5/6.
Details of any relevant injuries or conditions sustained since the motor accident
Summary of relevant radiological and medical imaging and other investigations
MRI of the cervical spine on 23 March 2022 - showed disc bulges from C2 to C6 with anterior cord contact at C3/4 and subtly at C4/5 and mild foraminal narrowing at C5/6 with a potential irritation of the C6 nerve root bilaterally. No fracture or haematoma was seen or ligamentous tear nor rupture described.
X-ray of the cervical spine at Blacktown Hospital on 21 April 2020 - showed mild reversal of upper cervical lordosis with degenerative change at C5/67 and no bony injury.
MRI of the whole cord at Blacktown Hospital on 22 April 2022 - showed minor disc bulges at C3/4 and C5/6.
MRI of the cervical spine in July 2022 - noted a disc prolapse at C5/6 with neuroforaminal stenosis on the left, mainly compressing the left C6 nerve root.
The following treatment and care relates to the injuries caused by the motor accident
Dr Steven Nshuti and A/Prof Kevin Seex on 28 March 2023.
The following treatment and care is reasonable and necessary in the circumstances
Dr Steven Nshuti and A/Prof Kevin Seex on 28 March 2023.
Insurance Australia Limited t/as NRMA Insurance
Miller [2025] NSWPICMP 260