austlii:nsw/NSWPICMP/2025/333
General information, not legal advice.
NSWPICMP
2025-05-13
Original judgment source is linked above.
Insurance Australia Limited t/as NRMA Insurance v Mihajlovski [2025] NSWPICMP 333
MOTOR ACCIDENTS - ; review of Medical Assessment Certificate (MAC); claimant hit by a car while walking at a pedestrian crossing; claimant fell onto the ground on left side suffering left knee tibial plateau fracture requiring immediate surgery (open reduction and internal fixation); injuries to left shoulder, cervical spine, and lumbar spine emerged later; MAC assessed 13% whole person impairment (WPI); - causation established for all injuries referred for assessment; plausible that claimant could have sustained injuries to her cervical spine, lumbar spine, and left shoulder given the mechanism of injury (pedestrian vs motor vehicle) and the serious nature of the left knee tibial plateau fracture; differences in shoulder range of motion found by different medical practitioners not considered inconsistencies; MAC revoked; claimant sustained injuries that give rise to 11% WPI.
10 October 2024 and issues a new certificate as follows:
(a) The Review Panel certifies the following injuries were caused by the motor accident:
(i) cervical spine - soft tissue injury;
(ii) lumbar spine - soft tissue injury;
(iii) left shoulder - soft tissue injury with the development of post-traumatic capsulitis, and
(iv) left knee - tibial plateau fracture.
(b) The Review Panel finds that the above injuries result in a whole person impairment of 11% which is greater than 10%.
Dr Smith noted frozen shoulder and proceeded with a left shoulder capsular release on
22 November 2021. 4. On examination, Medical Assessor Kuru did not find the presence of CRPS for either the left knee or the right shoulder. He evaluated the left knee on the basis of a tibial fracture and assessed 4% WPI. There was loss of range of motion in the right shoulder and this was assessed at 8% WPI. The surgical scarring from the left knee and right shoulder surgical procedures was assessed under the TEMSKI at 1% WPI. 5. Medical Assessor Kuru concluded that the degree of permanent impairment caused by the motor accident was 13% WPI.
Claimant's original application submissions dated 30 April 2024
Insurer's original reply submissions dated 21 May 2024
Dr Keller's finding of 1% WPI for left shoulder loss of range of motion. 3. The insurer submits that the claimant's surgical scarring results in 0% WPI as Dr Keller found no present complaints and did not provide an assessment in relation to scarring. 4. The insurer says any swelling in the upper or lower extremities are not related to the motor accident and does not meet the criteria for a finding of CRPS. In this regard, the insurer relies in the most recent assessment of Dr Keller[5] and the opinion of treating physiotherapist, Anna Wilkonski[6] who recommended that the claimant consult a lymphatic specialist in relation to her "constant swelling". 5. In relation to the claimant's cervical spine and lumbar spine, the insurer says there was no injury or impairment as found by Dr Keller and the claimant's own expert, Dr Lee.[7]
Insurer's review application submissions dated 5 November 2024
Claimant's review reply submissions dated 26 November 2024
6 May 2021 - Open reduction left tibial plateau. 4. St George Hospital Discharge Referral - Discharged 10 May 2021. Left knee swollen and tender. X-ray showed tibial plateau fracture in the left leg. Operative repair of the fracture by Dr Keeley (orthopaedic surgeon). 5. Report of Dr Anthony Keeley dated 11 August 2021 - Wound well healed. Leg neurologically intact. Knee range is 10º to 110º flexion. No coronal plane laxity. X-rays demonstrate fracture united in satisfactory alignment. 6. Report of Dr Anthony Keeley dated 8 November 2021 - Good progress. Some wasting in calf and thigh and swelling in ankle at end of the day. Some tenderness over plate itself but no pain in knee. No sensation of instability. On examination there is coronal plane alignment and coronal plane instability. Knee range is 2º fixed flexion to 120º flexion. 7. Operation report of Dr Anthony Keeley dated 9 August 2022 - Removal of hardware from left tibial plateau. 8. Report of Dr Anthony Keeley dated 5 October 2022 - Pain decreasing. Numbness lateral to the scar. On examination wound well healed. Normal gait. Foot neurologically intact. Knee range is 0º to 125º flexion. 9. Report of Dr Bassam Moses, sport and exercise physician, dated 24 August 2021 - Cervical spine global reduction in passive and active range of motion. Forward flexion and abduction limited to 40º, external rotation 10º, internal rotation is to the level of the greater trochanter, extension 20º and her adductor is 10. First corticosteroid injection into left glenohumeral joint. 10. Report of Dr Bassam Moses dated 14 September 2021 - Noted increased ROM following first corticosteroid injection. Second injection administered. 11. Report of Dr Bassam Moses dated 5 October 2021 - Review following intra-articular corticosteroid injections. Range of motion not improving. Third injection. External rotation range from 0º to 50º. Forward flexion improved from 80º to 130º and adduction improved from 0º to 30º. 12. Report of Dr Geoffrey Smith, orthopaedic surgeon, dated 16 August 2021 - FE 80; ER1 0; ER2 not testable; IR buttock. Passive range of motion: unchanged. Strength testing of rotator cuff and subacromial impingement tests not possible due to pain. Proposed non-operative treatment in the form of an ultrasound guided glenohumeral cortisone injection. 13. Operation report of Dr Geoffrey Smith dated 22 November 2021 - Left shoulder arthroscopy; capsular release. 14. Report of Dr Geoffrey Smith dated 8 February 2022 - Three months since surgery. Pain levels well controlled. FE 150; ER1 70. She still feels a little stiff but this is good range of motion for this stage after surgery. 15. Report of Dr Geoffrey Smith dated 6 September 2022 - Nine months since surgery. Pain levels well controlled. FE 170; ER1 70. Main residual symptom of breast asymmetry with left side feeling larger than normal. Breast ultrasound and mammogram normal. MRI of breast next logical investigation.
Impairment evaluation: Left shoulder 3% upper extremity impairment (UEI). Right shoulder 11% UEI. 11-3 = 8% UEI which is equivalent to 5% WPI. Left knee flexed to 100º. Rated 10% lower extremity impairment (LEI) or 4% WPI. Scar on left knee is 2% WPI. Total WPI is 11%.
Diagnosis/causation: left tibial plateau fracture healed after surgical fixation and left shoulder soft tissue injury with subsequent capsulitis that has improved post arthroscopic release and cortisone injections. Left knee and left shoulder complaint relate to the motor accident.
Impairment evaluation: Left knee - Table 64 undisplaced tibial plateau fracture 2% WPI. Left shoulder - Figure 38 flexion 170 degrees 1% UEI; extension 50 degrees 0% UEI; adduction 40 degrees 0% UEI; abduction 180 degrees 0% UEI; internal and external rotation 90 degrees 0% UEI. Table 3, 1% UEI equals 1% WPI. Total WPI is 3%.
"Ms Mihajlovski was unaccompanied to the assessment. She said that her and her husband had travelled to St Leonards by train and he was waiting elsewhere whilst the examination was performed. She brought some imaging studies with her to the assessment, the reports for these studies were in the panel documentation. There was no additional imaging since her assessment with Dr Kuru.
Ms Mihajlovski stated there were no prior accidents or injuries. More specifically, she denied having any symptoms or injuries to the body regions referred for assessment. There was no relevant medical or surgical history.
Ms Mihajlovski lives with her husband and two daughters, aged 20 and 22 years in a three-bedroom, two-bathroom unit. She said that there are 18 steps to enter their apartment. She said one of her daughters is working full-time and the other is studying Law.
She said that at the time of the subject accident, she was employed as a filler with Woolworths in Kogarah, and had been in the job for at least 16 years. She worked between 7am and 3pm on Monday to Friday.
Prior to her job with Woolworths, she had worked in various roles in hospitality and had worked in a cafe.
She said the last day she was at work with Woolworths was on the day prior to the subject accident of 5 May 2021. She said she had been was terminated from her position on 3 December 2024.
She has not worked in any paid capacity since the subject accident.
Ms Mihajlovski said that she had been on her way to work at about 640am in the morning. She said she had a 10-or 15-minute walk to work. She was wearing a backpack and carrying an umbrella, as the weather was wet. She had started walking on the pedestrian crossing when she saw a car approaching from her left. She assumed the vehicle would stop, but the next thing she remembered was being struck to the ground. She remembered lying on the ground. When she had tried to get to her feet, she couldn't weight bear over her left leg. There was very severe pain in her left leg. She said her left shoulder was also painful at the time. When asked about the neck and low back, she said that she had had symptoms in these areas ever since the accident.
An ambulance arrived and she was conveyed to St George Public Hospital. The ambulance report from the day of the accident had noted Ms Mihajlovski had reported crossing the road and being struck by the car to her left leg and falling onto her right elbow. She had been complaining of 10 on 10 pain left knee, she denied head strike, any loss of consciousness, any neck tenderness, chest pain, abdominal pain or pelvic pain. There was no shortness of breath. She had a minor abrasion to her right elbow. There was swelling and tenderness in left knee.
The following day Dr Keeley performed open reduction and internal fixation of a left tibial plateau fracture. She was eventually in the hospital for 12 days before being discharged home. The discharge summary from St George Hospital noted she was struck on the left-hand side and landed on her right-hand side. There was no loss of consciousness. She did not strike her head. X-ray had shown tibial plateau fracture left leg. There was no mention of left shoulder symptoms. The CT scan of the knee performed on 5 May 2021 had demonstrated Schatzker II tibial plateau fracture and recorded performance of an open reduction of left tibial plateau.
Dr Anthony Keeley reported on 11 August 2021, then 3 months post ORIF left tibial plateau plus bone grafting. He noted she was progressing well, weight bearing as tolerated without walking aids, left knee movement ranged from 10 degrees to 110 degrees flexion, with no laxity in the coronal plane. X-ray showed the fracture had united satisfactorily. At further review on 8 November 2021, Dr Keeley recorded fixed flexion to 120 degrees, tenderness over the plate, otherwise no pain elsewhere. On 5 October 2022, six weeks post removal of hardware from left tibial plateau, he indicated she was progressing well, knee movements ranged from 0 to 125 degrees flexion.
There were ongoing symptoms in her left shoulder and she was later diagnosed with capsulitis. She said that surgery was delayed because of the COVID epidemic. In the interim, she had three steroid injections with some improvement in that the pain had reduced.
Dr Geoffrey Smith, orthopaedic surgeon performed a left shoulder capsular release on 22 November 2021. Ms Mihajlovski said she had commenced physiotherapy several weeks after the surgery, and she has been having physiotherapy treatment to her left shoulder and left knee for the last few years.
Dr Smith reported on 16 August 2021, noting Ms Mihajlovski had felt immediate pain in left shoulder but that the left lower limb injury had taken priority. There was reduced range of left shoulder movements. He recommended ultrasound-guided glenohumeral cortisone injection. He diagnosed posttraumatic capsulitis. On 8 February 2022, he performed left shoulder arthroscopy and capsular release.
Ms Mihajlovski underwent a further procedure in August 2022 to remove the plate from her left leg. She said that this had been done in the hope that her symptoms would improve and the swelling would reduce. However, despite the surgery she has ongoing issues with movements of her left knee and there is recurrent knee swelling. She has difficulty squatting and is unable to kneel on the affected knee.
She was referred to neurosurgeon, Dr Bassam Moses. He reported 24 August 2021 noting cervical spine examination was unremarkable. He discussed the capsulitis and suggested ultrasound-guided injection. There were further reviews, 14 September, 5 October 2021.
Ms Mihajlovski said that in 2024, she was referred to the pain service at Royal Prince Alfred Hospital Clinic. She had seen Dr Zhao. He prescribed TENS and physiotherapy. She had also seen a psychiatrist and a nurse. She said Dr Zhao had prescribed medication for the pain but this had caused a lot of nausea. He had also prescribed an anaesthetic cream. She said it was okay when she applied it, it was compounded, but it does not seem she has continued this.
Ms Mihajlovski reported ongoing pain and stiffness in her left knee. She has difficulty squatting and can't kneel on the affected knee. Her left knee and lower leg swell. She emphasised that her left leg was the most concerning issue.
There is still restricted range of motion of her shoulder, and pain over the deltoid. She said she lacks power in her left arm, has issues with any reaching above head or any lifting.
When she drives she needs to take a break after 30 minutes because her knee becomes too uncomfortable in a fixed position. She has to have a rest after 30 minutes of walking. She tends to ice her knee when she gets home as it swells.
In relation to domestic chores, she said everyone chips in and she tries to do as much as she can. She said they rarely use the clothesline at home and use an airer instead.
Ms Mihajlovski takes Pristiq (Desvenlafaxine) 100mg a day, which is prescribed by her general practitioner. She uses one Endone tablet each night, and prior to that she was using Panadeine Forte. She takes paracetamol and ibuprofen as required.
MRI scan left shoulder performed on 21 June 2021 showed a small intrasubstance partial thickness tear of supraspinatus, not necessarily acute, but on the background of minimal tendinopathy, no discreet rotator cuff tear, subacromial subdeltoid bursal effusion suggesting mild bursitis, no significant marrow oedema to suggest bony injury, low grade AC joint arthrosis, no labral tear, no high-grade chondral loss.
MRI scan full spine performed on 28 June 2021 showed moderate left paracentral focal disc extrusion at T7/8, minimally indenting the cord, with potential irritation left T8 nerve root, multilevel spondylotic change, most marked lower cervical spine and L4/5, no significant disc bulge or protrusion otherwise, no canal or foraminal stenosis.
Plain x-ray left shoulder performed on 13 August 2021 showed some sclerosis of the greater tuberosity, mild narrowing of the subacromial space, no soft tissue calcification, AC joint and glenohumeral joints are preserved.
Plain x-ray left knee performed on 6 May 2022 showed that the fracture line was no longer visible, screws were in place in the lateral tibial plateau.
Ms Mihajlovski was 173cm tall and weighed 90kg. She had a mildly antalgic gait and had difficulty walking on toes, but could walk on heels, but noting left knee discomfort.
On examination of the cervical spine, she reported some tightness over the left side of the neck with movements, but she had a normal range of movement in flexion and extension and ¾ normal rotation bilaterally and full lateral flexion bilaterally. There was no asymmetry, muscle spasm or guarding. at end, three quarters normal range at end.
On examination of the upper limbs, circumferential measurements were consistent with right hand dominance, arms measuring 30cm (10cm above the olecranon process) and right forearm 27cm and left 26cm (10cm below the olecranon process). Upper limb reflexes were present and symmetrical. Upper limb power was normal, but with some pain related giving way when testing the left upper limb. There were variable sensory changes over the left upper limb, which did not have a radicular distribution.
On examination of the shoulders, movements were consistent at assessment today on three repetitions. Active movements measured using a goniometer were as follows:
When asked about the other assessments where the movements differed, she couldn't recall how her shoulder was at those times.
On examination of the lower back, she had three quarters flexion and extension and normal lateral flexion and rotation. There was no asymmetry, muscle spasm or guarding.
On examination of the lower limbs, circumferential measurements were 41cm at both thighs (measured 10cm above the upper pole of patella). Maximal calf girth was 41cm on the right and 42cm on the left, the latter due to swelling. There were normal reflexes bilaterally. There was reduced sensation over the lateral aspect of the left lower leg, consistent with the territory of the superficial peroneal nerve.
On examination of both knees. There was swelling around and distal to the left knee. Knee flexion was 110 degrees on the left movements and 130 degrees on the right, with full extension bilaterally.
The surgical scar over the lateral aspect of the left knee and leg measured 15cm. There was mild contour defect. The scar was sensitive to touch and there were obvious suture marks. There was mild colour contrast. When asked, she said that she tends to wear baggy pants or shorts as the scar becomes irritated if she wears tight trousers. There was no specific treatment of the scar.
There was scarring over the left shoulder from arthroscopy ports. These 1cm with no suture marks and no significant colour contrast. She also had scarring over the front of her right shoulder. This measured 7cm. There were no suture marks. When asked about this, she said that she had a large lipoma removed six weeks previously at Royal Prince Alfred Hospital.
On examination of both upper and lower limbs there was no mottling or cyanosis of the skin, there was no asymmetry of temperature, there was mild left lower limb oedema, but there was no dryness or moisture of the overlying skin, and skin texture was normal with no evidence of soft tissue atrophy. There were no hair or nail changes."
"6.7 There is no simple common test of causation that is applicable to all cases, but the accepted approach involves determining whether the injury (and the associated impairment) was caused or materially contributed to by the motor accident. The motor accident does not have to be a sole cause as long as it is a contributing cause, which is more than negligible. Considering the question 'Would this injury (or impairment) have occurred if not for the accident?' may be useful in some cases, although this is not a definitive test and may be inapplicable in circumstances where there are multiple contributing causes."
[2] Report of Dr Lee dated 15 February 2023 (A7).
[3] Report of Dr Keeley dated 11 August 2021 (A13).
[4] Report of Dr Keller dated 11 July 2023 (R2).
[9] In accordance with section 7.25 of the MAI Act "Agreement between parties as to matters in dispute - further assessments and reviews".
Insurance Australia Limited t/as NRMA Insurance
Mihajlovski [2025] NSWPICMP 333