austlii:nsw/NSWPICMP/2026/37
General information, not legal advice.
NSWPICMP
2026-01-22
Original judgment source is linked above.
Fitzsimmons v Insurance Australia Limited t/as NRMA Insurance [2026] NSWPICMP 37
MOTOR ACCIDENTS - Motor Accidents Compensation Act 1999; motor accident; claimant rear seat passenger of vehicle that collided with tree; assessment of whole person impairment for severe facial injuries; previous medical assessment of facial scarring at 7%; other medical assessment of 2% for left eye injury; present medical assessment by Medical Assessor assessed facial scarring at 5% and facial nerve injury at 2% resulting in combined impairment of 9%; whether facial scarring part of this medical dispute or as assessed in previous certificate; evidence relied upon in this medical assessment did not include an assessment of scarring; no application for a further assessment of facial scarring pursuant to section 62; written submissions in support of claim were for body parts not previously assessed; Mandoukos v Allianz Australia Insurance Limited applied; facial scarring not part of this medical assessment matter and not before Medical Review Panel; claimant developed hemifacial spasm caused by facial nerve palsy suffered in the motor accident; assessment of left facial nerve at 2% under Table 4 of the American Medical Association's Guides to the Evaluation of Permanent Impairment, 4th ed 1 March 2021, which coincides with assessment under review; Held - original assessment revoked; combined certificate issued greater than 10%.
WHETHER THE DEGREE OF PERMANENT IMPAIRMENT OF THE INJURED PERSON AS A RESULT OF THE INJURY CAUSED BY THE MOTOR ACCIDENT IS GREATER THAN 10%
The assessment made by the Review Panel under s 63(4) of the Motor Accidents Compensation Act 1999 is as follows:
29 July 2025 and issues a new certificate that the following injuries caused by the motor accident give rise to a whole person impairment which is GREATER THAN 10%: * left facial nerve; * visual system - mild left traumatic optic neuropathy, and * facial scarring.
29 July 2025 assessing overall impairment at 9%.[5] The additional 2% arose from the assessment for the visual system provided by Medical Assessor Wechsler in a medical assessment certificate dated 26 June 2025.[6] 8. The application for referral of a medical assessment certificate issued by Medical Assessor McGlynn to a Review Panel (the Panel) was made by the claimant within 28 days after the parties were issued with the original certificate for the medical assessment for which the review is sought.[7] 9. The delegate of the President referred the medical assessment to the Panel as they were satisfied that there was reasonable cause to suspect that the medical assessment was incorrect in a material respect having regard to the particulars set out in the application.[8] 10. Pursuant to s 63(3) of the MAC Act and Schedule 1, cl 14F (2) of the Personal Injury Commission Act 2020 (the PIC Act), the Panel consists of two Medical Assessors and a Member of the Motor Accidents Division of the Personal Injury Commission (Commission).
There was zigzag readily visible scarring running from above zygomatic arch at level of eye down to level with the corner of the mouth. The scar then ran horizontal towards the corner of the mouth, and down the left lower lip and around the chin to submental region. The multiple scar segments were 60 mm x 5 mm, 55 mm x 5mm, and 55 mm x 5 mm.
The scarring was hyperpigmented with distinct colour, contrast colour slightly raised in firm due to scar hypertrophy, with clearly visible suture marks, palpable trophic features and no adherence.
When viewed from the front, there were soft tissue asymmetry of midface due to flattening of left sheet between left ankle of mouth and left middle cheek.
There was no visible facial skeletal, deformity or asymmetry.
At rest, there was midface asymmetry due to left nasolabial fold more prominently in the right. There was overactivity of the left facial muscles pulling the mouth literally and superiorly. This was accentuated when smiling. There was constant switching of left midface facial muscles scores are repeated active elevation the left side of upper lip and movement of the left alar base and adjacent check.
On command, he could elevate the forehead, close the eyes and smile effectively. However, his smile was asymmetric because of overactivity of left facial muscles.
There was normal sensation in all areas of. the face."
"Thomas Fitzsimmons has left facial scarring left facial nerve dysfunction due to injuries sustained in a motor vehicle accident on 18 January 2013. They both contribute to his facial disfigurement. Facial disfigurement is assessed referencing both MAA permanent impairment guidelines version 1 (for injuries sustained between 5/10/99 & 1/12/2017) and AMA4 chapter 9 'Ear, Nose, Throat and Related Structures. AMA4 Section 9.2 'The Face' informs assessment of impairment of facial disfigurement caused by both facial scarring and facial nerve injury.
I have been directed to assess permanent impairment due to 'Face - Injury to the, nose, throat and related structures - injury to the facial nerve on the left resulting in partial hemifacial spasm.' Facial scarring is not specifically listed as an injury to be assessed; however, it significantly contributes to impairment your injury to the ear, nose, throat, and related structures. My opinion, my assessment must include impairment due to both facial scarring and facial nerve injury."
"There was a noticeable band of scarring and pigmentation extending down the left side of his face from the left temple across the cheek to the corner of his mouth, and then proceeding along the side of his chin into the submandibular region. The scarring was generally about 10 mm wide, but areas on the cheek and beneath the chin were 20-25 mm wide. The scars were soft and flat although some induration could be felt in the tissues of the cheek beneath the scar. There was a distinct colour contrast of the scar with the surrounding skin because of prominent dark brown pigmentation, and much of the scar was also quite pink as well. Multiple suture marks could be seen, and the scar was partially adherent to deeper structures.
There was swelling in the region of the left zygoma which was probably sufficient to cause some obstruction to extreme left lateral gaze. (The swelling no doubt the result of partial lymphatic obstruction due to scarring).
There was no obvious weakness of the facial musculature, but Thomas did have an involuntary movement, a tic, in the left cheek which was in evidence repeatedly during the examination.
There was no sensory loss in the skin of his face."
"ADLs are listed on page 317 of AMA 4. Of those listed, only social and recreational activities have been affected by the facial scarring. The scarring falls into the 5-9% WPI category for the following reasons. The claimant is conscious of the scarring, which is usually and clearly visible with usual clothing or hair style. There is a distinct colour contrast of the scar with surrounding skin due to pigmentation. Stable and suture marks are clearly visible and there is some adherence of the scar. There is a significant contour defect which is easily visible and which appears to cause a minor restriction of his field of vision. Thomas' complaints of social withdrawal are consistent with the extensive and disfiguring nature of the scarring. Although no treatment is required, the disfigurement merits a rating of 7% WPI."
"One may accept that a review panel is engaged in a process of dispute resolution by expert assessment of medical issues arising under the Act. However, the questions arise in a legal context and it is incumbent upon the panel, medical practitioners they may be, to correctly apply the law including the law of causation in the exercise of their powers. This includes the provisions of Division 3 of Part 1A of the Civil Liability Act 2002 (NSW), ss5D and 5E: see s 3B(2)(a) of that Act. Although it may be expected that questions about the appropriate scope of liability will arise but rarely."
"There is no simple common test of causation that is applicable in all cases, but the accepted approach involves determining whether the injury (and the associated impairment) was caused or materially contributed to by the motor accident. The motor accident does not have to be the sole cause as long as it is a contributing cause, which is more than negligible."
Insurer's submissions dated 31 January 2025[20]
14 February 2024. It relied on the joint medical report of Dr Walker, neurologist dated
25 August 2021 when he opined that there was no neurological impairment caused by the motor accident.
Insurer's submissions dated 1 September 2025[21]
Claimant's submissions dated 4 December 2024[22]
6 June 2014 and rehabilitation plans dated 25 August 2014 and
28 November 2014; * on 5 June 2015 the Plastics Clinic noted the scars had significantly reduced and there was function of all the facial nerves; * the claimant underwent further scar revision of the left side of the face on
2 October 2015; * on 15 January 2016 Dr Farhadieh opined that the claimant would require further scar revision with further review in six months; * on 26 October 2016 the claimant underwent further scar revision surgery on the left side of the face; * on 10 March 2017 Dr Farhadieh noted mild left-sided facial weakness and improvement in the facial scarring, and * on 28 June 2018 the claimant underwent further scar revision to the chin and neck.
26 October 2016. Review on this occasion noted mild left-sided facial weakness with further scar revision of the left side of the neck and chin proposed during the next year.[29]
25 August 2021.[30] The doctor did not examine the claimant and undertook a file review. 2. Dr Walker noted that at initial surgery the superior and inferior buccal branches of the facial nerve had been severed together with the parotid duct. Subsequent surgical procedures to minimise scar formation undertaken were in December 2015, October 2016 and June 2018. 3. Dr Walker opined that there was no evidence of any neurological impairment.
14 February 2024.[33] The doctor diagnosed injury to the facial nerves leading to partial hemifacial spasm. 2. Professor Brew AM assessed impairment based on mild facial disfigurement at 2% (Table 4, p 230, AMA4). The doctor did not assess impairment of the scars as it was outside his area of expertise.
"The Panel notes that this review is in respect of the assessment conducted by Medical Assessor McGlynn dated 25 July 2025. There is no application to review the assessment of Medical Assessor Wechsler dated 26 June 2025 (assessment of 2% for visual system). The Panel notes the previous assessment of Medical Assessor Curtin dated 8 February 2023 which assessed facial scarring at 7% and found that the facial nerve injury had resolved. The claimant's submissions dated 4 December 2024 particularised the scope of the present medical dispute (at paragraph 33) as:
'Injury to the visual system - traumatic optic neuritis;
Injury to the optic nerve on the left side with temporal pallor and a loss of the visual field;
Injury to the ear, nose, throat, and related structures - Injury to the face where the Claimant has mild facial disfigurement but minor weakness.'
The reference to "mild facial disfigurement" suggests that facial scarring was to be assessed by the Medical Assessor as well as impairment by reason of the facial nerve injury.
Section 63(3A) of the Motor Accidents Compensation Act, 1999 provides:
'The review of a medical assessment is not limited to a review only of that aspect of the assessment that is alleged to be incorrect and is to be by way of a new assessment of all the matters with which the medical assessment is concerned.'
Our preliminary view is that the assessment of facial scarring was part of the assessment before Medical Assessor McGlynn and is now before the present Panel. This means that any replacement combined certificate will include the assessment provided by Medical Assessor Wechsler but not that provided by Medical Assessor Curtin.
Any submissions addressing our preliminary views should be included in the bundles provided in accordance with the standard directions set out below. The parties are directed to the principles contained in Mandoukos v Allianz Australia Insurance Ltd [2024] NSWCA 71 at [78]- [82]."
"Thus, the medical dispute 'about a medical assessment matter' will, in each case, be a question of fact depending upon the ambit of the dispute between the parties at the relevant time having regard to the competing claims made."
"Injury to the ear, nose, throat and related structures - Injury to the facial nerve on the left resulting in partial hemifacial spasm."
"Timothy was a passenger in a car which was involved in a motor vehicle accident, in Gunning, on 18th January 2013. He sustained very significant lacerations to the left side of his face, which were repaired, by Dr Ross Farhadieh, Plastic Surgeon, at Canberra Hospital on 19th January 2013. According to a letter from Dr Farhadieh, dated 19th January 2013, he reported that, in addition to the facial lacerations, Timothy had sustained the following,
Timothy was discharged from hospital on 23rd January 2013 and his wounds healed, although the scarring was unsatisfactory.
When reviewed at the hospital on 5th June 2015, it was noted that there was almost complete recovery of facial nerve function.
He had the first scar revision on 2nd October 2015. He has had further surgical procedures.
Timothy was examined on 14th January 2026 in the presence of his stepfather, Gino Antoniazzo, and he complained of the following,
However, he had otherwise normal movement and sensation on the left side of his face.
On examination, Timothy was a pleasant, co-operative, well-presented young man of stated age. He had a fair complexion with freckles, and he had extensive scaring as shown in the photographs on the next two pages.
The scars were all soft and mobile, but still pink and slightly hyperpigmented. There were no contour deformities.
Timothy could close his eyes and smile normally as all facial movements were present. However, there was a constant 'tic', every couple of seconds, on the left side of face involving:
Impairment: Timothy's scars have been present for many years, they have completed their maturation, they have the appearance of mature scars and thus they can be considered to have stabilised and to be permanent.
Although Timothy's left facial nerve has recovered, he still has a noticeable dysfunction because of the ever present 'tic'. This will be assessed with reference to Table 4, on page 230 of AMA4 but I will replace the word 'paralysis' with 'dysfunction', the range for a mild dysfunction is between 1% and 4% and I would place his problem in the middle of this range at 2%.
I have read the reports by two plastic surgeons, Dr Paul Curtin, dated 8th February 2023 and Dr Michel McGlynn, dated 22nd July 2025. I disregard the reports of Dr Grant Walker, neurologist, dated 25th August 2021 and Associate Professor Peter Haertsch, dated 15th September 2021, as neither examined Timothy. Rather their assessments were carried out on an examination of photographs which cannot show the extent of Timothy's problem. I note the report of Professor Bruce Brew, neurologist, who assessed Timothy's facial nerve dysfunction at 2% and I agree with his assessment."
[18] See s 3B(2) of the Civil Liability Act 2002.
[19] [2021] NSWSC 13 (Raina) at [65].
[35] [2024] NSWCA 71 (Mandoukos).
[36] [2021] NSWCA 142 (Skates) at [30] per Basten JA and [44]-[50] per Leeming JA.
[37] [2024] NSWCA 34 at [47]-[48], [53] applying Skates at [44].
[40] [2021] NSWCA 287 at [40], [41] and [45].
[41] [2022] NSWCA 31 at [11], [21] and [64].
Fitzsimmons
Insurance Australia Limited t/as NRMA Insurance [2026] NSWPICMP 37;