austlii:nsw/NSWPICMP/2025/899
General information, not legal advice.
NSWPICMP
2025-11-18
Original judgment source is linked above.
Felsch v Insurance Australia Limited t/as NRMA Insurance [2025] NSWPICMP 899
MOTOR ACCIDENTS - Motor Accident Injuries Act 2017; review of medical assessment; whole person impairment (WPI); prior work injury to both knees; claimant medically retired post-accident; high-speed accident; airbags deployed; head injury; right shoulder girdle injury; lumbar spinal injury; relevant physiotherapy documentation; reduce sensory appreciation in a S1 distribution; external and rib fractures; inaccurate history of right wrist fracture; soft tissue injury to the pelvis; Held - Review Panel assessed 5% WPI; medical certificate revoked.
Certificate issued under s 7.23(1) of the Motor Accident Injuries Act 2017
8 March 2025 and issues a new certificate that, the following injuries caused by the motor accident give rise to a permanent impairment of 5% and IS NOT GREATER THAN 10%: * lumbar spine.
PRE-ACCIDENT MEDICAL HISTORY AND RELEVANT PERSONAL DETAILS
There were no subsequent injuries or new medical problems.
"If the contralateral uninjured joint has a less than average mobility, the impairment value(s) corresponding with the uninjured joint can serve as a baseline, and are subtracted from the calculated impairment for the injured joint only if there is a reasonable expectation that the injured joint would have had similar findings to the uninjured joint before injury. The rationale for this decision must be explained in the impairment evaluation report."
"When using clause 6.51 (above), the medical assessor must subtract the total upper extremity impairment (UEI) for the uninjured joint from the total UEI for the injured joint. The resulting percentage UEI is then converted to WPI. Where more than one joint in the upper limb is injured and clause 6.51 is used, clause 6.51 must be applied to each joint."
Felsch
Insurance Australia Limited t/as NRMA Insurance [2025] NSWPICMP 899;