[2025] FCA 212
General information, not legal advice.
Federal Court of Australia
2025-03-18
Collier J
Original judgment source is linked above.
THE AUSTRALIAN FINANCIAL COMPLAINTS AUTHORITY LIMITED
(a) Payment of the amount of $73,990.00 into Court by way of cash deposit; or
(b) The provision of a bank guarantee with an Australian bank in a form acceptable to a Registrar of the Court; or
(c) Otherwise providing security in a form satisfactory to the first respondent and acceptable to a Registrar of the Court.
Note: Entry of orders is dealt with in Rule 39.32 of the Federal Court Rules 2011.
(1) Whether the Authority failed to consider a mandatory relevant consideration;
(2) The definition of "pre-existing medical condition";
(3) The proper construction of the words "not related to" in cl 6.2(b) of the Insurance Terms; and
(4) The application of the Insurance Contracts Act 1984 (Cth).
Dear Parties,
Please be advised that as I have previously stated,
I am currently unrepresented and I am too unwell to represent myself.
If a letter from my treating psychiatrist is required outlining the above then he has agreed to provide it.
I request of the court that my matter be held in abeyance indefinitely given the circumstances.
This case has already severely compounded the already severe psychological injury which I am left suffering from as a result of the subject injury of my TPD claim.
I have previously requested that the court appoint a lawyer for me but heard nothing by way of reply to this request.
Regards,
Shanon Edser
Ph: [redacted]
I strongly object to any application to place my home as a bond based on the following reasons:
I did my job at the Princess Alexandra Hospital by alerting the authorities to patient abuse via my PID statement.
I was merely adhering to my moral and legal obligations in reporting the criminal behaviour which I witnessed towards vulnerable hospital patients by my security department colleagues in particular "Team Smash'em" as they were known.
I could not continue in my job as I had been asked to be moved but this request had been refused after being made aware I that threats had been made against my personal safety.
The AHRC found Qld Health liable for workplace bullying and harassment.
Apparently "everyone knew" about the patient abuse and those involved were all subsequently sacked.
I became quite unwell because I had suffered a massive amount of stress in addition to having to live with the fear of retribution.
I applied for a TPD insurance payout as a result of my injury. To this day I have sought a copy of the contract but which still has not been provided to me. I didn't know I had one until I suffered the injury. It was taken out by Qld Health on my behalf and signed by someone whose name I still don't know. The payments were duly deducted from my superannuation account.
When my claim was rejected I made application to AFCA which was successful by way of a 'Recommendation' in my favour.
Q Super did not accept that decision which caused the decision to go to the next step which was a 'Determination' which did not go in my favor, I then appealed that decision to the Federal Court. Justice Perram also found in my favor. He ordered the matter be sent back to AFCA with very explicit instructions which I do not believe AFCA followed.
AFCA gave directions to Professor Alexander MacFarlane who had been recommended by Q Super as the expert witness. AFCA refused to share those instructions with my lawyers Harmers Workplace Lawyers.
Professor Alexander MacFarlane wrote a report about me without ever examining me or speaking to me. I believe that this was an egregious breach of my human rights and the court has erred by allowing this report to be used in this process.
Professor McFarlane was the only expert witness.
I appealed the decision to the Federal Court again and Justice Meagher found in favor of AFCA/Q Super.
I appealed that decision. It is my contention that I have not received Natural Justice as the Rules of Administrative Law were not abided by nor the rules pertaining to an Expert Witness and that my Human Rights have been trampled on in the process.
I am a part time student of engineering I don't have a law degree I am simply aware that I have done everything right and was caused an injury in the process.
I have become aware of nefarious practices used in the superannuation industry to deny claims which the lawyers all seem to know about and which people are used for which reasons on a regular basis.
None of the many lawyers I've spoken to are at all surprised by the behaviour of Psychiatrist Dr Bradley Ng and his nefarious relationship with Q Super.
I will now have to seek the help of law professors from around the country to opine on my case as I am unrepresented in an effort to defend myself in the best way I can think of.
If the Rules of Natural Justice had been adhered to I would not find myself in this position today.
I consider the behavior of Q Super and some expert witnesses such as Psychiatrist Dr Bradley Ng and Psychiatrist Professor Alexander McFarlane who have been used over and over again by Q Super to be so serious that I will be seeking to start a class action for those similarly affected to myself to bring a claim for damages and compensation. It's the only way the public will be made aware of the nefarious practices used to deny their legitimate claims.
I also believe that there needs to be an investigation/enquiry conducted into the behaviour of lawyer David Slatyer and his firm Mills Oakley Lawyers as to what they knew about these to expert witnesses previously and to what extent they and
Q Super have misled the court in this case and many other cases previously.
Sincerely,
Shanon Edser
P.S. Any lawyers or law professors who wish to assist me in my case in any capacity who read this correspondence are most welcome to contact me via my email address: [redacted]
Dear Justice Collier,
I am writing to notify the court that I am simply too unwell to attend tomorrow's hearing.
My letter to the court today serves as my response.
Sincerely,
Shanon Edser.
(1) He was providing his response to the interlocutory application on the basis that the hearing would proceed in his absence; or
(2) He was seeking an adjournment of the hearing of the interlocutory application. Any such adjournment was opposed by QSuper Board.
· If Mr Edser did not object to the hearing of the interlocutory application proceeding in his absence - the hearing would proceed, albeit I would have regard to his letter of 10 March 2025.
· If Mr Edser was seeking an adjournment of the hearing of the interlocutory application:
· A decision to adjourn a hearing is made in the exercise of the Court's discretion.
· The discretion to order or refuse an adjournment miscarries where the refusal of an adjournment results in one of the parties being unable adequately to present his case.
· Where there is a proper basis for an application for an adjournment, and refusal would seriously prejudice the party seeking the adjournment and not prejudice the other party, there is authority that adjournment should ordinarily be granted.
· Plainly, the interests of case management are to be taken into consideration, and the decision whether or not to adjourn must be made against the background of the procedural history of the proceedings: Aon Risk Services Australia Ltd v Australian National University (2009) 239 CLR 175; [2009] HCA 27.
· Mr Edser had not complied with Order 4 of the Orders of 7 August 2024 (as extended to 20 December 2024) to file and serve an outline of argument in respect of the interlocutory application. He had provided no explanation for that non-compliance. To the extent that his letter dated 10 March 2025 purported to be an outline of argument, the letter was significantly out of time.
· The hearing of the interlocutory application had already been adjourned once before, as it was originally listed for 24 November 2024.
· In an endeavour to assist Mr Edser, the Court had issued a certificate on 30 August 2024 to refer his case to pro bono lawyers. To that extent, the Court has endeavoured to promote the interests of justice in respect of Mr Edser's case.
· Despite Mr Edser's email stating that he was unwell and unable to attend Court, no medical evidence in support of that claim was provided. The most recent medical evidence on the Court file was a letter which appeared to be from Mr Edser's psychiatrist, stating that, as at 1 August 2024, Mr Edser was too unwell to represent himself in court. However, I note that Mr Edser appeared by Microsoft Teams at a case management hearing on 7 August 2024.
· The interests of justice to the respondents favoured the hearing of the security for costs application proceeding.
· In these circumstances, I was not prepared to grant an adjournment of the security for costs application.
SUBMISSIONS OF QSUPER BOARD IN RESPECT OF THE INTERLOCUTORY APPLICATION
· QSuper Board relied on the affidavit of its lawyer Mr David Leslie Slatyer sworn 28 August 2024.
· The principles discussed in Kiefel v Victoria [2014] FCA 604 at [27]- [46], Lehrmann v Network Ten Pty Limited [2024] FCA 1226 at [16]- [26], Nyoni v Shire of Kellerberrin (No. 9) [2016] FCA 472 at [6]- [8], Renshaw v Queensland Mining Corporation Ltd [2016] FCA 994 were particularly relevant.
· In relation to the grounds of appeal before the Full Court, Mr Edser simply sought to reagitate the grounds before the primary Judge without indicating how the primary Judge had erred.
· As Mr Slatyer deposed in his affidavit at [18]-[20], the primary Judge had ordered costs against Mr Edser at first instance in favour of QSuper Board. That costs order remained unpaid.
· The only known income of Mr Edser was Centrelink benefits.
· The only known asset of Mr Edser was real property with an unimproved value of $500,000.00. Mr Edser's equity in that property was unknown.
· Mr Edser had not advanced any evidence as to his ability to meet a costs order in the appeal, in addition to the costs order made against him at first instance.
· Mr Edser had already had multiple occasions to have access to justice according to law in this matter.
· There was no evidence before the Court that an order for security for costs would stifle the appeal.
· There was no evidence to suggest that Mr Edser was impecunious and could not raise security for costs, nor that any alleged impecuniosity arose out of conduct which was the subject of the complaint in the proceedings.
(1) The Court or a Judge may order an applicant in a proceeding in the Court, or an appellant in an appeal under Division 2 of Part III, to give security for the payment of costs that may be awarded against him or her.
(2) The security shall be of such amount, and given at such time and in such manner and form, as the Court or Judge directs.
(1) A party may apply to the Court for an order that:
(a) the appellant give security for the costs of the appeal, and for the manner, time and terms for giving the security; and
(b) the appeal be stayed until security is given; and
(c) if the appellant fails to comply with the order to provide security within the time specified in the order--the appeal be stayed or dismissed.
An application under subrule (1) must be accompanied by an affidavit stating the facts in support of the application.
The general rule is that poverty is no bar to a litigant, that, from time immemorial, has been the rule at common law ... There is an exception in the case of appeals, but there the appellant has had the benefit of a decision by one of Her Majesty's Courts, and so an insolvent party is not excluded from the Courts, but only prevented, if he cannot find security, from dragging his opponent from one Court to another.
More recently Spender J in Tait v Bindal People [2002] FCA 322 at [4] observed:
In a sense, it would be giving to a person who has been on the receiving end so to speak of a determination by the courts a free hit at great cost to the other party in the appeal proceedings ...
- Otherwise, relevant factors for consideration in applications for security for costs include the prospects of success, the risk that a costs order would not be satisfied, whether the order would stifle a reasonably arguable claim, whether any impecuniosity of the appellant arises out of conduct that is the subject of the complaint, and whether there are particular discretionary matters peculiar to the circumstances of the case: Dubow v Official Receiver (NSW) [2013] FCA 709.
· Ground of appeal 1 to the Full Court reagitates ground 3 before the primary Judge;
· Ground of appeal 2 to the Full Court reagitates ground 4 before the primary Judge;
· Ground of appeal 3 to the Full Court reagitates ground 5 before the primary Judge.
METHODOLOGY
- I set out below a table of different categories of costs likely to be incurred by different legal fee-earners in the conduct of this appeal. My basic methodology has been to adopt the main categories of professional cost items provided for in Schedule 3 of the Federal Court Rules, and to quantify a likely and conservative number of items that will be required to be performed for each particular category of costs/step in the action.
- I have not exhaustively applied every scale item, but have instead limited those estimates to the common attendance; document preparation; reading; delegation; research; and copying tasks. I have also estimated the likely outlays to be incurred in each category of costs/steps in the action. In this matter I am informed that it will be mainly limited to the counsel's fees.
- I have allowed for more than one lawyer to be involved in preparing for the appeal and this reflects the scale allowance for the efficient delegation of some work. However, I have made what I consider are very modest allowances for the partner's involvement in the appeal given it will be primarily managed by the junior lawyer.
- I have also provided for a skill, care and responsibility allowance for the professional costs component provided for at Item 11 of Schedule 3. In my experience, a 10% uplift may be allowed by a taxing officer of this court as that would represent a reasonable uplift of the base professional costs in a matter of some factual and legal complexity in an appeal, particularly where the solicitors may do extra work to assist the single counsel, and it is within the range in the former court Guide to Discretionary Items. I accept that such percentage is at the higher end of the guide noted in GPN-Costs, however I consider it is appropriate given the above factors.
- I firstly make an assessment of the past costs and disbursements incurred in the matter to date, noting that there have been some steps undertaken. GST is not included on anticipated disbursements because the Respondent would be registered for GST and cannot claim it back in any bill of costs per GPN-Costs.
Based on the above analysis and as evidenced in the above table, I summarise below the Respondents' reasonable costs and disbursements in defending the application up to and including only the first day of trial:
Past costs (range) - $6,000-$8,000
Professional Costs - $36,900.00
Disbursements - $60,820.00
Total (rounded) = $103,700.00-105,700.00
I certify that the preceding thirty-two (32) numbered paragraphs are a true copy of the Reasons for Judgment of the Honourable Justice Collier.
Edser
QSuper Board [2025] FCA 212
(2009) 239 CLR 175
(2001) 117 FCR 424