austlii:nsw/NSWPICMP/2025/398
General information, not legal advice.
NSWPICMP
2025-06-05
Leeming JA, Beazley P, Basten JA
Original judgment source is linked above.
15 December 2021. The report includes a pre-accident history and details of the accident. The pre-existing history included matters relating to the claimant's daughter. It was noted that the claimant had experienced depressive symptoms. Those symptoms resolved prior to the accident. The description of the claimant's functioning has been considered, and the doctor's PIRS assessment as been evaluated. 3. Dr Dayalan diagnosed post-traumatic stress disorder as a result of the accident. The claimant also had a history indicative of alcohol use disorder. The claimant's symptoms fluctuated. In the doctor's opinion the claimant was partially incapacitated for work. He would be restricted from performing duties that required him to drive a truck. He could work in an alternative role for up to 20 hours a week. The doctor apportioned 50% of the claimant's partial incapacity for work to the accident and 50% to the other factors referred to in the report. The claimant required further treatment, including medication and counselling. The doctor declined to assess permanent impairment on the basis that the claimant "has not attained maximum medical improvement and his impairment is not permanent". 4. Dr Teoh reported again on 7 March 2022. The doctor was asked to comment on various matters arising from Dr Dayalan's report. Dr Teoh disagreed that the claimant was able to work and that he had not achieved maximum medical improvement. In the doctor's opinion the claimant had reached maximum medical improvement and was not able to work due to persistent symptoms of post-traumatic stress disorder. 5. Dr Dayalan reported on 17 November 2022. He recorded that the claimant remained unemployed. His symptoms and functioning were recorded. The doctor thought there was inconsistency between what the claimant reported and the records from treatment providers; entries made by his GP since late 2021 indicated that his mood had been normal and that he had been sleeping well. He reported feeling happier, and it was also noted he had worked in fencing which was contrary to the claimant's account of not having worked since the accident. In the doctor's opinion the claimant's presentation was not indicative of someone suffering from a major mental illness. In his opinion the claimant's post-traumatic stress disorder was largely in remission. He may have some residual symptoms. The claimant continued to suffer from alcohol use disorder and reported he was drinking excessively daily. The claimant required ongoing medication and psychological consultations. 6. In Dr Dayalan's opinion the claimant's capacity for work had been affected by the post- traumatic stress disorder. The extent of the impact has varied over the years. Given the fluctuations in the symptoms and his capacity for work, the doctor recorded that it "is not possible to define a period", but it would be reasonable that there has been some impairment in his functioning since the accident. 7. In the doctor's opinion, due to his psychiatric condition the claimant has been, and will be, restricted from working as a truck driver. The doctor "did not have any reasons to disagree" with the opinion that the claimant would have the capacity to work five days a week, five hours a day as a farm hand or chemical sprayer. The claimant's main restriction would be that his capacity for work as a truck driver is impaired due to his psychiatric condition. Unless he addresses his alcohol use disorder the doctor had a "guarded view on his ability to resume a normal life". 8. The doctor's PIRS assessments, including his reasons for those assessments, have been evaluated. The doctor assessed a 7% whole person impairment. 9. Dr Teoh reported on 2 June 2024. The claimant reported that he had not been able to work since the accident. He has persistent insomnia and nightmares and has been socially isolated. He had lost his confidence and has been irritable and argumentative. The claimant continued to take antidepressant medication. The claimant reported that he was in prison for 10 months and was involved in a fight two and a half years ago. He reported being intoxicated at the time. In the doctor's opinion the claimant's presentation is consistent with chronic post-traumatic stress disorder and alcohol use disorder. These conditions were caused by the accident. The claimant had no capacity for work. His prognosis was poor and was likely to persist "in the long term". The claimant would benefit from ongoing treatment.
"...41 yr ols [sic] truck driver abuses amphetamines and drives under sleep deprivation
he was then diagnosed as possible Complex partial seizures and
and a letter was written to RTA to stop him from driving for at
and refused to take his medications and to have a sleep -deprived
but he refused and asked that Dr Richard writes another letter to
Dr Richard wrote a short letter to RTA advising that his
prcsntataion [sic] is a possible complex partial seizures and that he is
not safe on the road (even with his sleep deprivation and
and we need to eb [sic] aware that this is an angry pt and a very
(b) 30 January 2013 - "RTA have cancelled license. Insist he sees addiction medicine specialist or addiction pstychiatrist [sic]..."
(c) 2 January 2015 - had AMI on 2 December 2014 in Darwin. Admitted to Royal Darwin Hospital. "had thrombolysis and one stent..."
(d) 24 March 2015 - "No licence until 28th April due to DUI"
(e) 22 September 2015 - "was stopped by police for drug screen, faintly positive police said that anti-hypertensives can cause a positive test not charged...binge drinks on weekends 10-15 schooners no alcohol on weekdays..."
(f) 16 February 2016 - "...came to see me to have check up caught by police last night ? drug issues and seen by after hrs Dr past hist of IHD- no regular follow up, non complaince with medication..."
(g) 12 April 2017 - "...as he was going through relationship issues with his partner he has lost his driving liscence as well currently lives with his mother c/o sad, depressed speciallt when he is alone..."
(h) 2 May 2017 -" dass 21 al[l] in ext severe range..."
(i) 14 June 2017 - "...said his depression not good...he says he still takes fluoxetine daily..."
(j) 15 June 2017 - "Used of Amphethamines last used 12 mos ago. and stopped due to the ceased truck driving..."
(k) 27 June 2019 - "...MVA someone died Forrest Hil The other driver fell asleep and went under his truck Scared could not drive now +++ Not his fault Unable to sleep having nightmares Psych: Poor sleep. No early morning wakening. Depressed mood. Low self esteem. No suicidal thoughts." Post-traumatic stress disorder.
(l) reports of psychological symptoms after 27 June 2019, including poor sleep, dreams about the accident, depressed mood, referral to a psychologist and anti-depressants being prescribed.
(m) 19 January 2020 - "Doing great loves life now...was helping mate in the coast with bushfires...Normal sleep. No early morning waking. No compulsive behaviours. No suicidal thoughts. No substance abuse."
(n) 20 February 2020 - "suitable duties now fo 1 month, but feeling great going back to work after around Feb 2020..."
(o) 4 February 2020 - "Unfortunately wife left 3 weeks also with his dog, and he's not happy...trying to work it out with misses..."
(p) 23 March 2020 - DUI charge...court hearing...feels this incident triggered his nightmares.
(q) 23 June 2020 - court hearing for DUI. Suspended for 12 months - so cannot work.
(r) 7 September 2020 - "Tarcutta Hotel Had a punch up with another bloke Other bloke though he was talking to his girl No cops involved Also saw psychiatrist say increase antidepressant..."
(s) 29 March 2021 - concerned about drinking.
(t) 4 June 2021 - still having flashback of the accident. Discussion around binge drinking.
4 February 2022 it was recorded that the claimant was "doing fencing now 4 hours per day cash on hand". The various referrals contained in the records, together with reports from specialists, have been considered, as has correspondence from the delegate of the South Australian Register of Motor Vehicles, Queanbeyan Drug and Alcohol Service, and Royal Darwin Hospital. A letter from Dr So to the claimant dated 4 May 2015 refers to his "recent myocardial infarction". 2. Clinical records of the KRS Health Family Medical Practice as at 5 July 2023 cover the period 4 March 2022 to 5 July 2023. The notes include references to the claimant completing a number of courses and applying for work. There is reference to the claimant binge drinking and being in gaol. Notes recorded on 20 December 2022 refer to the claimant having assaulted a female and partner at a pub while intoxicated three weeks earlier. 3. Records from KRS Health Family Medical Practice printed on 10 April 2024 cover the period 1 July 2023 to 8 February 2024. The notes include reference to "PTSD", legal matters associated with criminal charges, and the claimant's dog. In a number of entries, the following is recorded "Psych: Normal sleep. No early morning wakening. Normal mood. No suicidal thoughts." 4. The clinical records from KRS Health Family Medical Practice covering the period
8 April 2024 to 19 March 2025 have been considered. Attendances in 2024 refer to "PTSD" and depression. There is reference to the claimant seeing a psychologist and being prescribed medication. Notes relating to attendances in January, February, and March 2025 also refer to depression and "PTSD". On 17 January 2025 Dr Saldevar recorded "Psych: Normal sleep. No early morning wakening. Normal mood. No suicidal thoughts." 5. In a report dated 8 February 2024 Maddie Lawler recorded that the claimant had been referred after expressing suicidal ideation. He declined further follow up as he advised that "the SI was expressed out of frustration and that he [had] an upcoming appointment with a counsellor and psychiatrist." 6. Dr Grama, psychiatrist, reported to Employers Mutual Limited, on 13 March 2024. The doctor diagnosed post-traumatic stress disorder as a result of the accident. The claimant reported that he used to drink excessively prior to going to gaol. "He did not seem to report drinking excessively at the current time". The claimant's prognosis was guarded, as was the likelihood of him returning to work. He did not have any work capacity.
26 October 2023 have been noted. Various certificates of capacity refer to "MVA-Post Traumatic". The claimant was certified as having no capacity for any employment from
May 2024 to April 2025. 2. There are DASS 21 forms dated 12 April 2017, 15 June 2017, 4 July 2019, 21 November 2019 and 2 April 2020 together with a trauma screening questionnaire dated 21 November 2019. This material has been evaluated by the Panel. 3. A mental health care plan was prepared on 15 June 2017. The plan refers to the claimant's relationship of 20 years breaking up, and loss of license due to log book fines. There was a referral to Wagga Applied Psychology Services on 15 June 2017. 4. A Centrelink certificate dated 2 May 2017 refers to the claimant being sad, depressed, not motivated and experiencing insomnia. The certificate dated 16 June 2017 is in similar terms. 5. The claimant was referred to Thrive psychology by Dr Saldevar on 27 June 2019. The referral records that the claimant had been involved in a fatal collision two weeks earlier. Fluoxetine had been prescribed. On 4 February 2021 there was a referral to Wagga Community Health to address the claimant's binge drinking. The 2021 referrals to psychologists have been considered. 6. There are a number of Allied Health Recovery Requests (AHRR) relating to psychological treatment for post-traumatic stress disorder, each of which has been considered. 7. The clinical records of Skye Anderson, of Thrive Psychology, have been evaluated. Some of the clinical notes are handwritten and are difficult to read in part. There is reference to the accident and the claimant having difficulty sleeping. Matters relating to the claimant's daughter and his alcohol consumption are recorded. There are references to flashbacks of the accident. Typed notes commence on 14 July 2020 and include references to the claimant drinking too much. 8. There are a series of reports from Ms Anderson. The reports record that the claimant reported experiencing trauma-like symptoms following the accident. On 30 August 2019 she reported that, based on his presentation, the claimant was not able to return to his pre-injury duties of driving trucks. Gradual exposure to the workplace, trucks, and ultimately "getting back behind the wheel is the goal. Therefore having him return to work in some capacity is going to be imperative". A report dated 8 April 2020 records the claimant reported his mental health continued to be significantly decreased since the accident. He advised he was excessively consuming alcohol to manage his emotional distress. He reported trauma symptoms including upsetting memories of the accident, difficulty initiating and sustaining sleep, irritability and mood variability, difficulty concentrating and flashbacks. 9. In a report dated 12 November 2020 Ms Anderson stated that the claimant had been diagnosed with post-traumatic stress disorder. He reported mood variability, and ongoing trauma symptoms. Returning to work in some capacity "would be useful", as it would help him manage his trauma symptoms. He required ongoing treatment. The last report is dated 25 March 2021. Treatment with Ms Anderson was due to cease for the reasons explained in the report. The claimant continued to experience trauma symptoms. 10. The reports from Dr Adesanya, psychiatrist, have all been considered by the Panel. The doctor diagnosed post-traumatic stress disorder as a result of the accident. There is also reference to the claimant using large amounts of alcohol. Higher doses of Fluoxetine were to be trialled. In a report dated 21 May 2021 the doctor recorded that while the claimant reported some reduction in his symptoms, he still experienced occasional flashbacks, nightmares, and alcohol consumption. He planned to attend an alcohol rehabilitation program. Improvement was also reported on 15 July 2021. 11. Documents from Wagga Wagga Hospital record that the claimant presented to the emergency department on 12 June 2019 following a head on motor vehicle accident. An ambulance report of the same date records details of the accident. 12. An inpatient discharge summary from Calvary Health Care records that the claimant was admitted on 5 August 2021 and discharged on 20 August 2021. The following presenting problems were recorded:
"Admitted with a year long history of worsening mood, following an accident...Since then [the claimant] reported struggling with his mental state, with insomnia, nightmares, flashbacks, low mood, anhedonia, poor memory and concentration..."
26 November 2022 are addressed. Mr Watt diagnosed a number of conditions, including moderate post-traumatic stress disorder, adjustment disorder, and alcohol use disorder. In his opinion, when the offence occurred, the claimant was likely experiencing post-traumatic stress reactions and self-medicating with alcohol. He likely experienced a disruptive, impulse-control reaction, a momentary loss of self-control, which resorted to aggressive behaviours during the incident that led to the offending. A management plan was suggested. 7. Records from the Department of Communities and Justice include various court documents, forms, orders, a sentencing assessment report, pre-sentence reports, and other records, all of which have been considered.
10 June 2021, mainly by Dr Saldevar. This is a total of 3,192 tablets which should last almost 10 years at one daily. Only 140 tablets were dispensed between February and June 2021. It is unlikely the claimant has been utilising the prescriptions. He explained he did not use psychotropic medication while in Junee Correctional Facility. He was provided with two prescriptions for clonidine, 100 tablets x 5 repeats, on 19 November 2020 and
20 March 2021, a total of 1,200 tablets, to control nightmares. He acknowledged he does not use this medication. 2. The certificates of capacity contained in the joint bundle have all been considered. The most recent certificate, dated 9 April 2024, records that the claimant had no capacity for employment between 2 April 2023 and 2 May 2024.
in this report Dr Teoh did not include an assessment of permanent impairment. 2. The claimant's case is that his permanent impairment as a result of the accident caused psychological injury is greater than 10%.
"Criminal history commenced at the age of 19 years with various traffic offences as well as resist and assault police which resulted in a 30 hour community service order. From 1993 he had been convicted on a number of occasions for malicious damage, assaulting police, assault, assault occasioning actual and bodily harm, and property damage through to 2006. In 2006 he received a suspended sentence with a 12-month good behaviour bond for assaulting and resisting police in the execution of duty. He was ordered to participate in counselling and treatment including drug and alcohol rehabilitation and anger management. He was also convicted of driving under the influence of an illicit drug on various occasions from 2014, and driving with middle range PCA in 2020."
Criterion A. The claimant directly experienced the accident in which the other driver died as a result of decapitation.
Criterion B. He described involuntary and intrusive distressing memories of the event every day, distressing dreams every night, and flashbacks all the time. He did not describe psychological distress or marked physiological reactions at exposure to reminders of the traumatic event. His description of these symptoms is not consistent with the experience of other patients with this condition
Criterion C. He did not describe persistence avoidance of stimuli or avoidance of external reminders. He does not meet criterion C.
Criterion D. He did describe diminished interest and participation in significant activities. He did not describe the other 6 criteria required in this area. He does not meet criterion D.
Criterion E. He did describe sleep disturbance. He did not describe the other 5 criteria required in this area. He does not meet criterion E.
Criterion F. Duration has been more than one month.
Criterion G. The disturbance has caused distress and impairment in social functioning. Criterion H. The disturbance is most likely attributable to the physiological effects of alcohol.
Criterion A. He described a problematic pattern of alcohol use. He consumes between 10 and 20 standard drinks of alcohol per day. He has demonstrated inability to cut down. This has resulted in inability to function as a partner and to earn a living. He has used alcohol in situations such as driving which has resulted in loss of license and the assault of his partner. He continues to use alcohol despite knowledge that it is harmful and despite efforts by his GP and participation in alcohol treatment programs to get him to stop. When questioned about this he did not acknowledge either tolerance or withdrawal symptoms. There was no evidence he was experiencing intoxication or withdrawal symptoms during the interview. If his description of his level of alcohol intake is accurate the condition is serious and should result in disordered liver function tests; however, the clinical record indicates the highest gamma GT level was 59 in 2009. No recent figures were available to confirm the claimed level of alcohol consumption. 5. The claimant also had a pre-existing amphetamine use disorder and satisfied the DSM-5-TR criteria for that condition. Amphetamine use disorder was diagnosed because of repeated loss of licence for testing positive to amphetamines. The claimant acknowledged use to support his long-distance truck driving activities, and his use of amphetamines is documented in the evidence before the Panel, including records from treatment providers. 6. The claimant also met DSM-5-TR criteria for antisocial personality disorder prior to the motor accident and continues to do so as follows:
Criterion A. He has displayed a pervasive pattern of disregard for and violation of the rights of others since 15 years of age as follows: He has repeatedly performed acts that are grounds for arrest. His behaviour has been characterised by impulsivity and failure to plan ahead. He has displayed irritability and aggressiveness as indicated by repeated physical fights and assaults. He has shown reckless disregard for safety of self and others. He has displayed consistent irresponsibility as indicated by repeated failure to sustain consistent work behaviour or honour financial obligations. He has displayed lack of remorse.
Criterion C. It is not clear if there was a conduct disorder with onset before 15 years of age.
Criterion D. The condition is not due to schizophrenia or bipolar disorder. 7. The Medical Assessors note the claimant's recurrent history of loss of driving licence, loss of jobs, problems with police, and loss of interpersonal relationships. He frequently presented to his GP with the symptoms of anxiety and depression subsequent to these events. This occurred most recently in 2017 prior to the death of his daughter. These symptoms resolved when he was able to resume work. The Medical Assessors consider he developed intermittent adjustment disorders with mixed anxiety and depressed mood.
Psychiatric Impairment Rating Scale - Current Impairment
The claimant said he showers and changes his clothes once weekly or once every 10 days. His mother does the laundry and cooking. He does not help with house or yard work. His brother looks after the garden and the outside of the house. He said sometimes his mother cooks and sometimes she gets take away food. He does not eat if she does not provide food. He is moderately impaired.
The claimant said he does not have any fun. He said he does not go out to clubs, hotels or entertainment venues. He said a mate visited him for a beer in the past, but he moved away 9 months ago, and he no longer sees anybody. Following the accident he was able to travel to the South Coast for fishing holidays with friends for periods of 1 week and 3 weeks which he reported to his GP he had enjoyed. He is capable of social interaction. He said he does watch the news but does not watch football. He does not tinker in the garage. He does not attend family events. He is mildly impaired.
The claimant holds a driver's licence but said he does not drive because he is usually drunk. He reported that he had sold his motorcycle, but he still owns a utility; he gets his brother or his mother to drive it. He said he either walks or gets someone to take him. He is able to travel by train but would not use a bus. He denied being able to travel by air. He is mildly impaired.
The claimant said he is not in a relationship and does not meet up with women. He gets along okay with his mother and brother but has no friends. He then said he does talk to friends on the phone. He does not see his sister because she had a falling out with his mother, but he does speak to her on the phone. He described the loss of his "on-again off-again" relationship as a consequence of the alcohol fuelled assault. He said he does have a Facebook account, but he does not post anything. He is moderately impaired.
The claimant said concentration is "not real good" because he has no interest. He said he had never liked reading and only liked watching the news on television. He is able to do his own online banking. He acknowledged he did complete a chemical and grain handling course at Gundagai 3 or 4 years ago. He was able to undertake a basic retraining course. In the clinical judgement of the Medical Assessors the claimant is mildly impaired in his ability to sustain focused attention long enough to permit the timely completion of tasks commonly found in work settings.
The claimant is not able to work in his pre-accident employment as a truck driver. He reported that his GP will not allow him to work. The Medical Assessors do not agree with his treating GP that he is incapable of work due to post-traumatic stress disorder. They note he has been able to work subsequent to the accident and his presentation at the re-examination indicated competence. They do agree that with his reported level of alcohol consumption he should not work. It is noted that he does not contribute to the household. He denied doing any voluntary or community work. He is moderately impaired.
Psychiatric Impairment Rating Scale - Pre-existing Impairment
2. Intermittent adjustment disorders with mixed anxiety and depressed mood
The claimant stated he showered regularly, wore clean clothing and attended to his nutrition adequately. He was unimpaired.
The claimant enjoyed getting together with friends at a local hotel. He was unimpaired.
The claimant stated his ability to travel was unimpaired. However, he intermittently lost his licence for testing positive to prohibited substances (alcohol and amphetamines). He was able to use public transport and travel by air. He was mildly impaired.
The claimant was involved in an "on-again off-again" relationship. The documentation indicates this relationship was intermittent and that there were extensive periods of separation. It also appears the claimant's relationship with his daughter had been strained prior to her death. These interpersonal difficulties were consistent with the diagnosed pre-existing personality disorder.
Additionally, the alcohol use disorder gave rise to difficulties in the claimant's relationships including tension and arguments.
The claimant said he had no difficulties with concentration, persistence and pace. He was unimpaired.
The claimant was working full-time as a long-distance heavy vehicle driver at the time of the accident. However, there was a history of intermittent loss of driving licence and therefore inability to work due to substance use issues. This indicates a repeated failure over time to adapt to the stresses of being a long-distance truck driver. He was mildly impaired.
Apportionment - pre-existing/subsequent impairment
Degree of permanent impairment caused by the accident
(a) the history given by the claimant that he would binge drink on weekends prior to the accident, consuming up to 10 standard drinks a day;
(b) the claimant's report that prior to the accident his relationships had been adversely affected by excessive use of alcohol;
(c) the pre-accident records of treatment providers that describe the level of the claimant's alcohol consumption, such as the KRS Health Family Practice notes dated 22 September 2015 in which it was recorded that the claimant "binge drinks on weekends 10-15 schooners no alcohol on weekdays";
(d) the evidence that prior to the accident the claimant lost his licence for driving under the influence of alcohol, and
(e) the opinion formed by its medical members that the diagnostic criteria for alcohol use disorder was satisfied.
(a) the claimant's reports that he experiences involuntary and intrusive distressing memories of the accident, distressing dreams, and flashbacks;
(b) the claimant's reports that following the accident he increased his alcohol consumption to manage his emotional distress as a result of the accident. The Panel notes that this explanation was provided to the medical members of the Panel, treatment providers and medico-legal specialists;[1]
(c) Medical Assessor Samuell's opinion that the claimant had an alcohol use disorder as a result of the accident;
(d) Dr Dayalan's opinion that the claimant presented with a history indicative of alcohol use disorder that was caused or materially contributed to by the accident;
(e) Dr Teoh's opinion that the claimant's presentation is consistent with alcohol use disorder as a result of the accident;
(f) the reports of increased alcohol consumption contained in the records of the claimant's treatment providers (including but not limited to the records of KRS Practice and Skye Anderson, psychologist) and records from Corrective Services NSW, and
(g) the opinion of its medical members that the alcohol use disorder has been made worse by the accident.
4 August 2023 and issues a new certificate certifying that the degree of permanent impairment of the claimant that has resulted from the post-traumatic stress disorder and alcohol use disorder caused by the accident is greater than 10%.
[1] See for example Ms Anderson's reports dated 8 April 2020 and 12 November 2020. See also report of
Dr Dayalan dated 15 December 2021: "He resorted to drinking beer to calm himself."
BXA
Insurance Australia Limited t/as NRMA Insurance [2025] NSWPICMP 398
(2014) 86 NSWLR 214