austlii:nsw/NSWPICMP/2025/286
General information, not legal advice.
NSWPICMP
2025-04-28
Original judgment source is linked above.
AAI Limited t/as AAMI v Hamann [2025] NSWPICMP 286
MOTOR ACCIDENTS - Motor Accident Injuries Act 2017; review of Medical Assessment Certificate (MAC); dispute related to the assessment of whole person impairment (WPI) of facial scarring; mouth; misshaped bottom lip; injury to upper palate and bone structure; scarring to leg and ankle; Medical Assessor assessed 2% WPI for facial scarring and 5% WPI for impact on mastication; - 2% WPI for facial scarring; 2% WPI for leg and ankle scarring; alveolar fracture completely healed; as per clause 6.196 of the Motor Accident Guidelines no loss of structural integrity as a result of a dental injury and no assessable impairment; MAC revoked.
WHETHER THE DEGREE OF PERMANENT IMPAIRMENT OF THE INJURED PERSON AS A RESULT OF THE INJURY CAUSED BY THE MOTOR ACCIDENT IS GREATER THAN 10%
Certificate issued under s 7.23(1) of the Motor Accident Injuries Act 2017
Certificate of the Review Panel dated 28 April 2025
4% WPI: * alveolar fracture; * facial scarring; and * scarring of the right leg and ankle.
Certificate of Medical Assessor Bodel dated 15 April 2024
5% WPI: * leg - fracture of the right fibula, and * ankle - fracture of the right ankle resulting in three surgical operations.
Using the Combined Values Chart at page 322 of American Medical Association Guides to the Evaluation of Permanent Impairment, 4th edition, the combined permanent impairment is 9%.
(a) Medical Assessor Bodel
- leg - fracture of the right fibula, and
- ankle - fracture of the right ankle resulting in three surgical operations.
(b) Medical Assessor Vertoudakis
teeth - severe injury to several teeth which will require to be removed and replaced by crowns both in upper and lower jaw, mastication and deglutition.
(c) Medical Assessor McGlynn
- face - severe lacerations to chin resulting in permanent scarring;
- mouth - misshaped bottom lip;
- mouth - injury to the upper palate and bone structure, and
- post-surgical scarring over his right leg and ankle region.[2]
"6.6 Causation is defined in the Glossary at page 316 of the AMA4 Guides as follows:
'Causation means that a physical, chemical or biologic factor contributed to the occurrence of a medical condition. To decide that a factor alleged to have caused or contributed to the occurrence or worsening of a medical condition has, in fact, done so, it is necessary to verify both of the following:
1. The alleged factor could have caused or contributed to worsening of the impairment, which is a medical determination.
2. The alleged factor did cause or contribute to worsening of the impairment, which is a non-medical determination.'
This, therefore, involves a medical decision and a non-medical informed judgement.
6.7 There is no simple common test of causation that is applicable to all cases, but the accepted approach involves determining whether the injury (and the associated impairment) was caused or materially contributed to by the motor accident. The motor accident does not have to be a sole cause as long as it is a contributing cause, which is more than negligible. Considering the question 'Would this injury (or impairment) have occurred if not for the accident?' may be useful in some cases, although this is not a definitive test and may be inapplicable in circumstances where there are multiple contributing causes."
"I decline to make an assessment under s7.21(4) of the Act. The following injuries are not yet permanent:
Dispute to be assessed - severe injury to several teeth which will require to be removed and replaced by crowns both in upper and lower jaw.
I have redefined this as a dispute to be assessed - serve injury to several upper anterior teeth which required extraction and replacement by implant supported bridge work in the upper jaw with a focus on Mastication and Deglutition."[5]
'I have declined to make an assessment of Permanent Impairment under s7.21(4) of the act as the redefined injuries are not yet stable and have not reached maximum medical improvement in my opinion, "Severe injury to several teeth which required extraction and replacement by implant supported bridge work in the upper jaw with a focus on mastication and deglutition".
The injuries have not reached stability or maximum medical improvement as the upper anterior bridge has functionally and aesthetically failed from the day of insertion. The claimant cannot chew on the upper anterior bridge without eliciting pain (note pressure on incisal of 11 and 21 eliciting pain radiating upwards into the upper jaw above 11 implant with less pain elicited when placing pressure on the 21 incisal edge). It has aesthetically failed from time of insertion with the claimant having to cover his mouth when smiling because he is embarrassed by the aesthetics of the labial of the bridge tissue interface.
As Dr Nichols has stated an assessment by an independent non-treating prosthodontic specialist ... in conjunction with an oral surgeon ... would be needed "for assessment, for an opinion as to diagnosis and causation of the current condition and appropriate treatment".
This equally applies to the assessment and diagnosis of a) the failed upper anterior bridgework and b) the future appropriate treatment pathway to restore function and aesthetics.'
CERTIFICATE UNDER REVIEW - CERTIFICATE OF MEDICAL ASSESSOR McGLYNN
He found normal facial sensation and normal spontaneity of facial muscles. 6. Medical Assessor McGlynn noted cls 6.189 to 6.191 of the Guidelines (Version 9.1) provides facial scarring and disfigurement are assessed separately to scarring elsewhere on the body. Assessment of permanent impairment involving scarring of the face may be undertaken using chapter three, "The Skin" pages 279-280 of the AMA 4 Guides and/or s 9.2, "The Face" pages 229-230 of the AMA 4 Guides. 7. Medical Assessor McGlynn assessed the scaring according to the Table for Evaluation of Minor Skin Impairment (TEMSKI) as per page 59 of the Guidelines. He reported Mr Hamann was conscious of the facial scarring, there was noticeable colour contrast with the surrounding skin, he was able to easily locate the scarring, there are minimal trophic changes, some suture marks are barely visible, the anatomic location is visible with normal clothing/hairstyle, there is visible contour defect of the lower lip, the is minor limitation of ADL (activities of daily living) due to facial scarring, no treatment is required, there is no scar adherence. He concluded seven of the ten criteria fit 2% under the TEMSKI scale and in his opinion the best fit is 2% WPI. 8. In respect of the mastication - palate/alveolar injury he relied upon the following clauses of the Guidelines: * 6.195 - Damage to the teeth can only be assessed when there is a permanent impact on mastication and deglutition (page 231 AMA 4 Guides) and/or loss of structural integrity of the face (pages 229-230 AMA 4 Guides); * 6.196 - Where loss of structural integrity occurs as a result of a dental injury, the injury must be assessed for a loss of functional capacity (mastication) and a loss of structural integrity (cosmetic deformity) and an impairment combined, and * 6.197 - When using Table 6 Relationship of dietary restrictions to permanent impairment (page 231 AMA 4 Guides) the first category is to be 0-19%, not 5-19%. 9. Medical Assessor McGlynn reported Mr Hamann had a restriction of diet to soft food because eating hard and firm food causes pain in the anterior maxilla and alveolus. He concluded the mastication was mild and assessed a 5% WPI. 10. Using the Combined Values Chart Medical Assessor McGlynn assessed a total 7% WPI in respect of the following injuries caused by the accident: * face - severe lacerations to chin resulting in permanent scarring; * mouth - misshaped bottom lip; and * mouth - injury to the upper palate and bone structure.
car revered (sic) and ran over his fibular spiral fracture
fell forward sustained mouth dental trauma lip laceration
attended Sutherland hospital where his lip was sutured and was transferred to St George where he had internal fixation of ankle
saw dentist who did dental alignment...".[12]
"Westley was a patient that I had last seen in 2010 after some dental restoration on his broken front teeth. The upper right central incisor (tooth 11), upper left central incisor (tooth 21) and upper left lateral incisor (tooth 22) were first injured in 2008 with a traumatic injury that saw a moderate break of all these teeth and resulted in endodontic treatment (root canal treatment - RCT) on tooth 21 and 22. These large restorations were re-treated in 2009 after some restorative failures and a further breakage of the 22 saw it being treatment with a crown in late 2009. All was dentally stable until the accident in August 2020."
Assoc Prof Max Guazzato, specialist prosthodontist
Associate Professor Sam Adie, orthopaedic surgeon
"The maxillary antra showed no air fluid levels. There is no fracture of the maxillary sinus or zygomatic arch. No fracture of the orbits. CT of the facial bones is also degraded because of motion artefact. Conclusion: Images degraded by motion artefact."
"There are no missing teeth. Tooth 18 is partially erupted. Previous root canal implantation at teeth 21 and 22. There is mild alveolar resorption. No neurologically occult carious disease. No periodontal lucency. The TMJs are normally located. The maxillary antra are well aerated."
"Anterior maxilla: The maxillary incisors are missing. Implants have been placed in the 11 and 21 sites fitted with healing abutments.
The implants have been well-positioned within the alveolar ridge, placed midway between the labial and palatal plates of bone. There is no evidence of effacement of the labial and palatal plates of bone. The implants do not encroach upon the cortical borders of the incisive canal. Within the limitations of CBCT imaging, there is no evidence of loss of crestal bone height. Correlation with the soft tissue parameters is required to assess the peri-implant status.
There is no evidence of bony pathology surrounding the implants. The heterogeneous radiodensity of the bone in the 12 and 22 sites is consistent with the use of bone graft material for ridge augmentation. The graft material appears to be well integrated with the underlying alveolar ridge. The cortical floor of the nasal fossa is intact.
6cm at the ankle. 3. Dr Mitchell reviewed the claimant and provided a report dated 19 November 2024.[25] 4. He reported Mr Hamann sustained a Maisonneuve fracture with disruption of the distal tibio-fibular syndesmosis and a possible undisplaced posterior malleolus fracture which required syndesmotic fixation of his right ankle on 31 August 2020. Mr Hamann underwent a revision fixation of his right ankle Maisonneuve injury with removal of hardware, fixation of the displaced fibular shaft fracture and open reduction of the syndesmosis, with a tight rope syndesmosis reconstruction and revision of the syndesmosis screw on 19 September 2020. He underwent a further procedure to remove a broken syndesmosis screw, with insertion of an ankle right rope around the syndesmosis on 20 January 2021. 5. Dr Mitchell did not comment on the surgical scarring.
Professor David David, clinical professor craniomaxillofacial surgery
16 May 2023.[26] 2. Prof David reported Mr Hamann complained of pain in and around his restored teeth. He reported gum recession which caused mild irritation as food gets caught in the junction between his prosthetic teeth and his upper gum. He reported Mr Hamann cannot bite into and chew hard and tough food unless it is cut into very small pieces. Mr Hamann reported he is very self-conscious of his appearance and his smile, reporting asymmetry of his lower lip when he smiles. He also complained of grinding his teeth and bruxism when sleeping. Prof David reported Mr Hamann constantly tried to cover his mouth and repeatedly said it was ugly. 3. Prof David concluded the prognosis for the claimant's teeth was good as he had had proper restoration. He described his dental care as very good. 4. Prof David assessed mastication and deglutition using table 6 of the AMA 4 Guides
page 231. He noted the injury to Mr Hamann's teeth, even after full restoration caused him to have pain biting into and chewing hard and tough food. He assessed a 5% WPI. 5. Prof David assessed facial scarring in accordance with page 229 of the AMA 4 Guides. He considered Mr Hamann met Class 1 Facial abnormality limited to disorder of cutaneous structures such as visible scars with a range of 0% to 5%. He noted a 1cm visible scar on the left lower lip, a horizontal distorting scar on his lower lip which produces a slight bulging and a 5cm scar on the underside of his chin. He assessed 2% WPI for the facial scarring. 6. Prof David assessed a total 7% WPI.
Good Rehab, earning capacity assessment report
Dr Nichols was incorrect. 7. The claimant relies on the recent report of Assoc Prof Guazzatto dated 8 November 2024, and the report of Professor Louise Brown dated 17 November 2022 which confirms that the bridge has been stable since the date of insertion. 8. The claimant asserts he continues to experience pain whenever eating directly over the bone damage of the upper palate which affects mastication and degustation of most food types.
12mm. There were a few fine suture marks, no pigmentary changes and no adherence.
On the lower lip there was an irregular, pale, flat scar extending along and just below the vermilion border for about 20mm. There was some associated pigmentation but no suture marks and no adherence. There was no deformity of the lower lip at rest, but when he smiled, there was a very slight fullness of the central lip mucosa due to a small scar on the mucosal surface. On the undersurface of the chin there was a curved, flat, pale scar extending for 4cm, with no suture marks and no adherence. None of these scars were associated with any sensory loss or disturbance of facial movement. 3. On the lateral aspect of the right lower leg there were two vertical scars. At the level of the ankle joint, a flat, soft pale scar extended for 4cm. There were some fine suture marks, trophic changes but no contour deformity. Immediately above this scar there was another pale, soft, flat scar extending for 8cm. There were no visible suture marks but there was some associated loss of the normal contour of the lower leg. On the medial aspect of the ankle there were two further vertical scars. Overlying the medial malleolus there was a pale, flat, soft scar extending for 4cm with a few visible suture marks. Immediately adjacent to this was a further flat area of scarring extending for 1 square cm. Just above these scars was a further vertical scar extending for 6cm. This scar was also quite soft and flat but there was some associated darker pigmentation. None of these scars on the leg were adherent to deeper structures. 4. Examination of the mouth revealed a normal range of jaw opening with no evidence of temporomandibular joint dysfunction. He had a full dentition in good condition and in class I dental occlusion. The four upper incisor teeth (12, 11, 21, 22) were replaced by a four-unit bridge supported on two implants. The appearance of this bridge was satisfactory, and the upper dental arch appeared to be in good alignment. There was no mobility of the anterior alveolus although Mr Hamann complained of discomfort when the area was palpated. There were normal contours of the anterior palate and anterior vestibule. Gentle pressure on the incisal surfaces of the four-unit bridge produced inconsistent responses with regard to discomfort.
Mouth - injury to the upper palate and bone structure
Mr Hamann said that he agreed there was nothing wrong with his teeth, it was just the jaw that was painful. However, the Panel notes the alveolar fracture, is a minor injury of that small part of the maxilla which supports and invests the anterior teeth. Alveolar fractures normally heal quickly and do not require internal fixation. The fact that Mr Hamann had bone grafts prior to implant placement did not mean he had sustained a major injury causing bone loss. In fact, bone grafting prior to implant placement is a common procedure, and a requirement when teeth have been extracted recently. Very small amounts of bone graft material are required, and very often bone substitutes are used rather than autogenous bone. 3. The Panel notes that Mr Hamann was reviewed by Assoc Prof Guazzato on 7 July 2024. At that time, nine months after the bridge was put in place on the implants, he found that the bridge was symptom free and did not cause Mr Hamann pain or reduce his ability to chew or talk. The assessment of Assoc Prof Guazzato on 7 July 2024 was undertaken subsequent to the reports of Dr Nichols, Prof David, Medical Assessor Vertoudakis and Medical Assessor McGlynn. 4. Although Mr Hamann states that his anterior palate is painful when he eats, there is no objective evidence to support his claims. The original fracture of the maxilla was confined to the alveolar process and did not extend into the palate. Clinical examination indicated that the alveolar fracture was firmly united and the CT scan of the anterior maxilla of November 2022 taken by a specialist dental radiologist showed no evidence of any bony abnormality. The examination undertaken by Medical Assessor Curtin was consistent with the examination undertaken by Assoc Prof Guazzato and referred to in his report of 8 November 2024. 5. The Panel notes cl 6.21 of the Guidelines requires that the evaluation of permanent impairment should only consider the impairment as it is at the time of the assessment. 6. The Panel does not consider the injury to the upper alveolus of the maxilla has resulted in any permanent impairment. Clause 6.196 of the Guidelines governs assessment of permanent impairment where a loss of structural integrity occurs as a result of a dental injury. In that case the injury must be assessed for a loss of functional capacity (mastication) and a loss of structural integrity (cosmetic deformity) and any impairment combined. However, the Panel finds there has been no loss of structural integrity as a result of a dental injury and, therefore, there is no assessable impairment.
4% WPI arising out of the following injuries caused by the accident: * facial scarring; * scarring of the right leg and ankle, and * alveolar fracture.
[8] Section 7.26 of the MAI Act, Insurer's documents p 7
AAI Limited t/as AAMI
Hamann [2025] NSWPICMP 286