MRT's decision
3 The applicant applied to the MRT for review of the delegate's decision. He was represented by a registered migration agent. He appeared before the MRT with the assistance of a Mandarin interpreter.
4 According to the MRT's statement of decision and reasons, the applicant's visa was refused because he did not provide the evidence required to demonstrate that he was a genuine student as required by cl 573.223 of the Regulations.
5 The issue before the MRT, according to its reasons, was "whether the applicant is a 'genuine applicant for entry and stay as a student' having regard to the prescribed matters."
6 The MRT noted that, in order to meet this criterion, the applicant was required to give evidence in accordance with the requirements set out in Sch 5A to the Regulations for the highest assessment level for the applicant. The MRT stated that, as a holder of a Chinese passport, the relevant assessment level for Subclass 573 (the subclass for the applicant's principal course, being a Bachelor of Business) was assessment level 3. The evidentiary requirements for this assessment level are set out in Pt 5 of Sch 5A to the Regulations.
7 The MRT identified the pertinent requirement as cl 5A508 which provided at the relevant time:
(1) The applicant must give, in accordance with this clause:
(a) evidence that the applicant has funds from an acceptable source that are sufficient to meet the following expenses for the first 18 months:
(i) course fees;
(ii) living costs;
(iii) school costs; and
(aa) a declaration by the applicant stating that he or she has access to funds from an acceptable source that are sufficient to meet course fees, living costs and school costs for the remainder of the applicant's proposed stay in Australia after the first 18 months; and
(b) evidence that the applicant has funds from an acceptable source that are sufficient to meet travel costs; and
(c) evidence that the regular income of any individual (including the applicant) providing funds to the applicant was sufficient to accumulate the level of funding being provided by that individual.
…
(2) In this clause:
funds from an acceptable source means one or more of the following:
(a) if the applicant:
(i) has successfully completed at least 75% of the requirements for his or her principal course; and
(ii) has applied for the visa in order to complete the course; and
(iii) does not propose to undertake any further course;
a money deposit held by the applicant or an individual who is providing support to the applicant;
(b) if paragraph (a) does not apply - a money deposit that the applicant, or an individual who is providing support to the applicant, has held for at least the 3 months immediately before the date of the application;
(c) a loan from a financial institution made to, and held in the name of, the applicant or an individual who is providing support to the applicant;
(d) a loan from the government of the applicant's home country;
(e) financial support from:
(i) the applicant's proposed education provider; or
(ii) the Commonwealth Government, or the government of a State or Territory; or
(iii) the government of a foreign country; or
(iv) a corporation that:
(A) conducts commercial activities outside the country in which it is based; and
(B) employs the applicant in a role in relation to which the applicant's principal course is of direct relevance; or
(v) a multilateral agency; or
(vi) a provincial or state government in a foreign country, provided with the written support of the government of that country; or
(vii) an organisation specified by the Minister in an instrument in writing for this subparagraph; or
(viii) an acceptable non profit organisation.
8 The MRT reviewed the evidence provided by the applicant which comprised:
(a) two Westpac bank account statements, said by the applicant to relate to accounts held by a Mr Gang Fang. The statements covered the following periods:
i. 11 January 2013 to 30 September 2013 (Reward Saver account); and
ii. 11 January 2013 to 9 October 2013 (Esaver account);
(b) the applicant's Commonwealth bank account statements for:
i. periods in 2007;
ii. June to August 2012; and
iii. 1 September 2013 to 9 October 2013;
(c) property certificates relating to four separate properties in China, naming Gang Fang as the owner; and
(d) other evidence of funds including bank statements.
9 The MRT concluded that the evidence did not satisfy the requirements of cl 5A508(1)(a) because:
(a) sub-clause (a) of the definition of "funds from an acceptable source" did not apply, as it was not satisfied that the applicant had successfully completed 75% of the requirements for his principal course;
(b) the evidence did not disclose "a money deposit that an acceptable individual has held for at least the 3 months immediately before the date of the application", as required by sub-clause (b) of the definition of "funds from an acceptable source"; and
(c) the evidence did not disclose that the applicant had funds from an acceptable source that were sufficient to meet his course fees, living costs and travel costs for the first 18 months of his visa, if granted.
10 For these reasons, the MRT affirmed the decision under review.
11 The MRT decision referred to an English language ability requirement in Schedule 5A but there is nothing in the decision as to whether the applicant met or did not meet that requirement.