8 Other than the question of the ability to make serious financial decisions regarding investment, what is said by Dr Phillips raises the question as to whether the plaintiff can properly make use of the proposed settlement monies towards appropriate future treatment. It is said that, contrary to the opinion of the psychiatrist, the plaintiff does not accept that her injuries are of a psychiatric, rather than of a physical, origin and that she has a belle indifference to her condition. The suggestion is she is poorly placed to apply any of the settlement monies towards appropriate treatment.
9 Dr Phillips is of the opinion that the plaintiff developed and continues to suffer from a very significant conversion disorder and has become entrenched in a long-term sick role that confines her to a reclining wheelchair. Dr Brown, a consultant forensic psychiatrist, agrees with the diagnosis of conversion disorder.
10 The plaintiff, however, says in her affidavit that while she may have some psychiatric issues her disabilities are largely, if not wholly, due to physical causes which the doctors are currently unable to identify. She believes that the doctors, including Drs Phillips and Brown, are wrong although she accepts that she may be wrong.
11 The first question for consideration is whether the plaintiff is not under a legal incapacity for the purposes of UCPR rule 7.14 and, in particular, for the purposes of settling the proceedings with the second and third defendants and carrying on the proceedings against the first defendant.
12 UCPR rule 7.14(1) provides:
" A person under legal incapacity may not commence or carry on proceedings except by his or her tutor."
13 UCPR rule 7.13 provides:
"In this Division person under legal incapacity includes a person who is incapable of managing his or her affairs."
14 A person under legal incapacity is defined under s 3 of the Civil Procedure Act to mean "any person who is under a legal incapacity in relation to the conduct of legal proceedings."
15 For the resolution of this question I refer to the test applied by Chadwick LJ in Masterman-Lister v Brutton & Co [2003] 3 All ER 162 where his Honour said at [75]:
"…the test to be applied, as it seems to me, is whether the party to legal proceedings is capable of understanding, with the assistance of such proper explanation from legal advisers and experts in other disciplines as the case may require, the issues on which his consent or decision is likely to be necessary in the course of those proceedings. If he has capacity to understand that which he needs to understand in order to pursue or defend a claim, I can see no reason why the law - whether substantive or procedural - should require the interposition of a next friend or guardian ad litem."
16 I am satisfied the plaintiff has the capacity to understand what is necessary to pursue her claim against the first defendant, to understand the precise details of the proposed settlement offer, the consequences of its acceptance or rejection, the advice proffered by counsel and has the ability to make decisions and give instructions based upon that advice for the following reasons: