17 Based upon those facts, in September 2015 the Administrative Appeals Tribunal (the "Tribunal") affirmed a decision by the Social Security Appeals Tribunal refusing Mr and Mrs Charan's application for the aged pension: Re Charan and Secretary, Department of Social Services [2015] AATA 760. An appeal from that decision to this Court was dismissed: Charan v Secretary, Department of Social Services [2016] FCA 486. A further appeal was dismissed by the Full Court: Charan [2016] FCAFC 175, (2016) 247 FCR 422.
18 The difficulty then confronting Mr and Mrs Charan in their bid to obtain the age pension was that s 43 of the Social Security Act relevantly provided that to be qualified for an age pension a claimant must (inter alia) have "10 years qualifying Australian residence". Neither had been so resident. In order to confront this impediment, reliance was then also placed upon the International Agreements Act and the Agreement.
19 The Full Court in Charan [2016] FCAFC 175, (2016) 247 FCR 422 at 424, constituted by Collier, Katzmann and Farrell JJ, summarised this position as follows:
[8] Considering the Social Security Act alone, the appellants do not satisfy s 43(1) as they did not have 10 years "qualifying Australian residence" within the meaning of s 7(5) of that Act nor are they "Australian residents" within the meaning of s 7(2) as they are not Australian citizens, holders of permanent visas or holders of protected SCV visas.
[9] Section 6 of the International Agreements Act operates to modify the operation of the Social Security Act to enable people like the appellants who would not otherwise qualify for social security benefits to do so where they are covered by certain international agreements. Where a provision of an international agreement is in force and affects provisions of the Social Security Act, the provisions of the agreement override the provisions of the Act …
Their Honours referred to the facts, the terms of the legislation and the Agreement and concluded as follows (at 437 to 438):
[54] A person to whom the Agreement applies must have reached the age of 65: Art 12(5). The appellants satisfy that criterion. However, there is nothing in Art 12(5) which addresses the residence criterion. It would be an absurd interpretation of Art 12(5) to take the fact that there is no reference to a period of residence to mean that none is required. The fact that a period of residence is specified in relation to disability support benefits under Art 12(4) could not justify such an interpretation.
[55] Article 12(1) applies to a person who has claimed an Australian benefit under the Agreement. The age pension is a "benefit": see Art 2(1) of the Agreement.
[56] Article 12(1)(a) applies to the appellants because they cannot satisfy s 43(1)(a) even though the definitions of "Australian resident" in s 7(2) and "10 years qualifying Australian residence" in s 7(5) are affected by the definition of "Australian resident" by virtue of s 6 of the International Agreements Act and Art 5(1) of the Agreement. They cannot satisfy s 43(1)(a) because, at the time they applied for the age pension in October 2014, they had been lawfully resident in Australia for less than 10 years. At that date Mrs Charan had resided in Australia for eight months and Mr Charan for six months.
[57] Article 12(1)(b) has no application because there is now no minimum period of "working age residence" in Australia required as a precondition to the operation of Art 12(1). Article 12(3) was amended in March 2001; Art 12(3)(b) now provides that "for the purposes of an Australian benefit payable to an Australian resident, there will be no minimum period".
[58] The appellants have periods of "working age residence" in New Zealand as mentioned in Art 12(1)(c). As found by the AAT, at the time of their claims in October 2014, Mrs Charan had approximately 73 months of working age residence in New Zealand and Mr Charan 32 months.
[59] The words after "then" in Art 12(1) deem "working age residence" in New Zealand to be a period in which each of the appellants was an "Australian resident" for the purpose of meeting the minimum qualifying period for the age pension under s 43(1)(a).
[60] There is no period in which the appellants had "working age residence" in both Australia and New Zealand, so Art 12(2) has no work to do to avoid double counting under Art 12(1).
[61] The "totalisation" performed by Art 12(1) is to combine the period in which the appellants were actually and lawfully resident in Australia (deemed to be "Australian residence" under ss 7(2) and (5) having regard to Art 5(1)) together with the period of their "working age residence" in New Zealand to see if that amounts to the "10 years qualifying Australian residence" required by s 43(1)(a). The AAT and the primary judge were not in error in their interpretation of Arts 5 and 12 or their approach to the impact of those articles of the Agreement on ss 7(2), (5) and 43(1)(a) of the Social Security Act by reason of s 6 of the International Agreements Act. A period of residence in New Zealand after attaining the age of 65 is not included in that calculation.
[62] That interpretation of Arts 5 and 12 is consistent with the purpose of the Agreement. The Secretary correctly conceded that, if the appellants remain legally resident in Australia, when the appellants' period of "residence in Australia" taken with their periods of "working age residence" in New Zealand reaches 120 months, they will be entitled to claim an age pension, even if at that time they do not satisfy s 7(2)(b) or s 43(1)(a) (having regard to s 7(5)) "directly", assuming the law remains the same.
20 But time has moved on since those earlier claims made by Mr and Mrs Charan were resolved. Although the quantifications of the "working age residence" in New Zealand remain the same, the periods of residence in Australia have obviously increased. So much was recognised by the Authorised Review Officer in his letter to Mr Charan dated 28 September 2017 where he set forth part of the factual basis upon which he proceeded as follows:
You began residing in New Zealand in June 2005 and left for Australia in April 2014. You turned 65 years of age on 22 February 2008. While you were in New Zealand for approximately 8 years and 10 months only the period until 22 February 2008 can be counted. This means you have approximately 32 months of working age residence in New Zealand.
As at your Age Pension claim date of 16 March 2017 you had approximately 35 months as an Australian resident meaning your total residence was 67 months which is less than the 120 months required to qualify for the Age Pension.
A letter of the same date addressed to Mrs Charan quantified her periods of residence as follows:
You began residing in New Zealand in January 2005 and left for Australia in February 2014. You turned 65 years of age on 27 January 2011. While you were in New Zealand for approximately 9 years and 1 month only the period until 27 January 2011 can be counted. This means you have approximately 73 months of working age residence in New Zealand.
As at your Age Pension claim date of 16 March 2017 you had approximately 37 months as an Australian resident meaning your total residence was 110 months which is less than the 120 months required to qualify for the Age Pension.
21 According to the Authorised Review Officer, the requirement that a claimant for an age pension have "10 years qualifying Australia residence" was not satisfied because:
Mr Charan had a total of 67 months qualifying Australian residence, comprised of 35 months as an "Australian resident" and 32 months of "working age residence" in New Zealand; and
Mrs Charan had a total of 110 months qualifying Australian residence, comprised of 37 months as an "Australian resident" and 73 months of "working age residence" in New Zealand.
22 Applying the reasons of the Full Court in Charan, it necessarily follows that:
the quantification of the periods of "working age residence" in New Zealand were correctly quantified in the case of Mr Charan as 32 months and 73 months for Mrs Charan: [2016] FCAFC 175 at [58], (2016) 247 FCR at 438. There has been no relevant change in the facts between 2016 and the time of Mr and Mrs Charan's applications to reach any different calculation;
the "totalisation" performed by Art 12 of the Agreement continues to operate so as "to combine the period in which [Mr and Mrs Charan] were actually and lawfully resident in Australia (deemed to be 'Australian residence' under s 7(2) and (5) having regard to Art 5(1)) together with the period of their 'working age residence' in New Zealand to see if that amounts to the '10 years qualifying Australian residence' required by s 43(1)(a)": [2016] FCAFC 175 at [61], (2016) 247 FCR at 438. Those calculations in respect to Mr and Mrs Charan continue to expose both as falling short of that 10 year requirement.
It is not open to a single Judge of this Court to depart from the manner in which the Full Court in Charan construed the terms of the Social Security Act or the Agreement. Concurrence, in any event, is nevertheless expressed with the reasoning and conclusions of the Full Court. The submission advanced by Mr Charan that the Court should depart from the reasoning and the conclusions of the Full Court - particularly in respect to paras [58] and [61] of those reasons - is rejected.
23 It follows that the decisions of the Authorised Review Officer made on 28 September 2017 are correct and those decisions should not be set aside.
24 The fate of a further application apparently more recently made by Mrs Charan for an age pension remains a matter for the Secretary.