(viii) that the learned magistrate erred by failing to find that the defendant was not estopped from denying that he had entered into an agreement with the plaintiff.
31 I shall seek to deal with these grounds in order. However, during the course of the proceedings, a number of these grounds were either expressly or implicitly abandoned.
Ground (i): Denial of procedural fairness
32 The factual basis for this contention was that the plaintiff was not provided copies of certain diary entries prior to the hearing before her Honour. Firstly, while a denial of procedural fairness will generally involve a question of law, it is, necessarily, a question of mixed law and fact, because it depends upon an analysis of the proceedings. Nevertheless, I will deal with the ground as if it were an appeal only on a question of law.
33 During the course of the proceedings, there were a number of exchanges between the Court and Mr Bagumya. During the course of one of those exchanges (Transcript, 23 April 2010, at page 4 and following) the basis of the procedural fairness ground was explored. Ultimately, Mr Bagumya conceded, in this Court, that, in relation to the diary that was tendered, the complaint involved a complaint that Mr Bagumya was not provided with copies of the diary at the time it was tendered. Mr Bagumya now has copies and there is nothing in the diary upon which the learned magistrate relied and nothing in the diary which prejudiced Mr Bagumya's case. These aspects were also conceded by Mr Bagumya.
34 Further, another diary was referred to in a statutory declaration, but was not tendered. Complaint was made as to that fact. The second diary was not before the Local Court and was not relied upon by the learned magistrate. Nothing in that gives rise to a denial of procedural fairness to Mr Bagumya.
35 Most importantly, to the extent that the diaries were used for the purpose of proving that payments were made by Mr Bagumya (this being the purpose for which they were tendered), which payments were loans requiring repayment, the learned magistrate found in the plaintiff's favour.
36 A second aspect of the allegation of denial of procedural fairness was a complaint that Mr Bagumya's former solicitor, Mr Morrissey, was called without notice. Mr Bagumya described that course as "unethical".
37 Whatever one may consider is good practice, as to whether, as a matter of courtesy, parties should exchange witness lists, the calling of Mr Morrissey was not unethical, and the law does not require, absent a direction of the court, the exchange of witness lists. In any event, as Mr Bagumya concedes, Mr Bagumya did not complain about, or object to, the calling of Mr Morrissey, and the evidence adduced by the calling of Mr Morrissey neither prejudiced Mr Bagumya, nor was a basis for any finding of her Honour. Mr Morrissey's evidence was plainly not a basis for a finding by the learned magistrate against the interests of Mr Bagumya.
38 In those circumstances, there is no factual basis for the denial of procedural fairness, there is no prejudice to Mr Bagumya in what he says are procedural irregularities and, further, there was no denial of procedural fairness. This ground of appeal is rejected.
Ground (ii): The credibility of the defendant and the defendant's father
39 Quintessentially, questions of credibility are questions of fact. Her Honour was entitled to make findings as to the credibility of each of the witnesses, particularly where there were conflicting accounts of events. There was independent evidence, being documentation, which supported the evidence, or some of it, of these witnesses, and Mr Bagumya's inconsistency in versions, albeit some of which was given from the Bar table, were matters that her Honour was entitled to take into account.
40 Mr Bagumya, it will be recalled, initially asserted that he had not received certain payments, and then, during the course of closing submissions to her Honour, asserted that he had received the moneys from the defendant, or his father, but they were paid for purposes other than the repayment of the loan.
41 Notwithstanding the ex tempore nature of the judgment delivered by her Honour, her Honour was careful to consider the evidence of each of the witnesses, conflicting statements, and the probative supporting documentation in respect of each. The plaintiff has not established that her Honour erred in accepting the evidence. Even if the plaintiff had established error, the error would be an error of fact and would not give rise to a ground of appeal.
42 This ground of appeal is also rejected.
Ground (iii): The finding on the defendant's bankruptcy
43 During the course of the evidence before her Honour, there was passing reference of the bankruptcy of the defendant. The evidence was not significant. Further, any allegation that the defendant was bankrupt, or had been in the past bankrupt, did not form any part of her Honour's reasoning. There is no finding, in this regard, either to the prejudice of the plaintiff, or at all, and the issue does not give rise to an appeal. Her Honour made no finding as to the defendant's status in relation to bankruptcy. Even if her Honour had, mistakenly, come to the conclusion that the defendant was bankrupt, this, at best, would be a question of mixed law and fact, and, most probably, would be solely a question of fact.
44 If it were alleged that there was no evidence (as distinct from no evidence that should be believed) that the defendant was bankrupt, the question may involve a question of law, but it would not be only a question of law: see The Queen v Australian Stevedoring Industry Board; Ex Parte Melbourne Stevedoring Co. Pty. Ltd. [1953] HCA 22; (1953) 88 CLR 100 at 119, per Dixon, Williams, Webb and Fullagar JJ. It would, very much, depend upon an analysis of the evidence before her Honour.
45 As stated, her Honour made no finding as to this issue. If her Honour were to have made such a finding, it would, at its highest, involve a question of mixed law and fact. The ground of appeal is rejected and, to the extent necessary, leave to appeal on such a ground is not granted.
Ground (iv) and (v): Inadequacy of reasons, duress and Contracts Review Act
46 As stated, and restated, the judgment delivered by her Honour was ex tempore. Her Honour's judgment was, essentially, a judgment that, on the facts, Mr Bagumya had not proved, even on the balance of probabilities, that moneys were owing, under the agreement, and that there remained moneys to repay, being moneys advanced by Mr Bagumya for the defendant's student fees.
47 The basis of that finding of fact and conclusion as to onus are plainly and clearly set out by her Honour. Mr Bagumya criticises the reasons for judgment, because they do not deal with each and all of the questions of law. It was unnecessary, and probably inappropriate, for her Honour to deal with each and every question of law that was or had been raised.
48 In some respects, the inadequacy of reasons ground subsumes Ground (v). Plainly, her Honour did not find, and did not deal with, an argument that the contract was void due to duress or under the Contracts Review Act. Such a claim, if it were successful, would not have advantaged Mr Bagumya. It was unnecessary for her Honour to deal with those claims, because her Honour found, as a fact, that the moneys that had been advanced on behalf of the defendant, had been repaid.
49 The reasons for judgment, delivered by her Honour, were short and succinct, yet disclosed fully her Honour's reasoning process in coming to the conclusion that she did. This ground of appeal and Ground (v), complaining that her Honour did not deal with the argument that the contract was void either for duress or under the Contracts Review Act, are rejected.
Ground (vi): The limitation period
50 As I understand this ground, Mr Bagumya raises the criticism of her Honour that, in her judgment, her Honour did not deal with the limitation period argument and/or that her Honour did not allow an amendment to the Statement of Claim because the claims therein were time-barred. Even if all that Mr Bagumya submitted, on these issues, were correct, it could not advance Mr Bagumya's cause in any manner.
51 The basis of her Honour's judgment, to repeat, was that there was an agreement between the plaintiff and the defendant, the defendant was required to pay back moneys advanced on his behalf, and the moneys were paid back. Thereafter, no issue associated with limitation periods, the Contracts Review Act, and/or duress (each of which, if successful, would not assist Mr Bagumya) can or could be determinative, and it was unnecessary for her Honour to deal with any of those issues.
Ground (vii): Failure to address memoranda
52 During the course of the hearing before this Court, Mr Bagumya conceded that her Honour dealt, at length, with the nature of the agreement, which was initially oral and the nature of the "evolutionary documents", which were an acknowledgement of the fact that moneys had been outlaid and were required to be repaid.
53 Mr Bagumya conceded that the only issue with which her Honour was concerned, and the manner in which she concluded it, was that there existed an agreement between the plaintiff and the defendant. There were issues as to the terms of the agreement and there were issues as to how much, if anything, was repaid. At page 14 of the Transcript of 23 April 2010, the following exchange occurred:
"HIS HONOUR: … My understanding of her Honour's judgment was there was an agreement. There were payments made and the last lot of payments made were roughly equivalent - I am paraphrasing her Honour - roughly equivalent to what was left owing under the agreement and therefore you hadn't satisfied the onus on the balance of probabilities that there was still money owing under the agreement; is that not right?