sch.21-sec.7Eligibility criteria

### sch.21-sec.7 Eligibility criteria An applicant is eligible for assistance under the scheme for an eligible disaster if the authority is satisfied— the applicant is a non-profit organisation; and immediately before the eligible disaster, the applicant carried on operations as a non-profit organisation in the defined disaster area; and the applicant has suffered direct damage to essential premises, plant, equipment or stock for carrying on its operations as a non-profit organisation as a result of the eligible disaster; and the applicant has not taken excessive risks in carrying on operations as a non-profit organisation; and The authority is satisfied the applicant’s capital expenditure for the non-profit organisation has not been excessive. the applicant has taken reasonable precautions to avoid or minimise loss or damage from the eligible disaster; and The authority is satisfied the applicant has adequate insurance against loss or damage from the eligible disaster. the applicant is responsible for the cost of repairing or replacing the damaged assets; and the applicant has used all liquid assets and normal credit sources up to normal credit limits; and the applicant can not, from the applicant’s own resources and without assistance under the scheme— repair or replace assets directly damaged as a result of the eligible disaster; or return to operations at a similar level as before the eligible disaster; and before applying for the assistance, the applicant has used any other available assistance from the Commonwealth or State or insurance to repair or replace damaged assets or to try to return the non-profit organisation to operations at a similar level as before the eligible disaster; and the applicant demonstrates the ability to repay the loan applied for. sch 21 s 7 prev sch 21 s 7 ins 2012 SL No. 176 s 6 amd 2013 SL No. 19 s 6 om 2014 SL No. 51 s 7 pres sch 21 s 7 ins 2018 SL No. 172 s 28 (sch.21-sec.7-ssec) An applicant is eligible for assistance under the scheme for an eligible disaster if the authority is satisfied— the applicant is a non-profit organisation; and immediately before the eligible disaster, the applicant carried on operations as a non-profit organisation in the defined disaster area; and the applicant has suffered direct damage to essential premises, plant, equipment or stock for carrying on its operations as a non-profit organisation as a result of the eligible disaster; and the applicant has not taken excessive risks in carrying on operations as a non-profit organisation; and The authority is satisfied the applicant’s capital expenditure for the non-profit organisation has not been excessive. the applicant has taken reasonable precautions to avoid or minimise loss or damage from the eligible disaster; and The authority is satisfied the applicant has adequate insurance against loss or damage from the eligible disaster. the applicant is responsible for the cost of repairing or replacing the damaged assets; and the applicant has used all liquid assets and normal credit sources up to normal credit limits; and the applicant can not, from the applicant’s own resources and without assistance under the scheme— repair or replace assets directly damaged as a result of the eligible disaster; or return to operations at a similar level as before the eligible disaster; and before applying for the assistance, the applicant has used any other available assistance from the Commonwealth or State or insurance to repair or replace damaged assets or to try to return the non-profit organisation to operations at a similar level as before the eligible disaster; and the applicant demonstrates the ability to repay the loan applied for. - (a) the applicant is a non-profit organisation; and - (b) immediately before the eligible disaster, the applicant carried on operations as a non-profit organisation in the defined disaster area; and - (c) the applicant has suffered direct damage to essential premises, plant, equipment or stock for carrying on its operations as a non-profit organisation as a result of the eligible disaster; and - (d) the applicant has not taken excessive risks in carrying on operations as a non-profit organisation; and Example for paragraph (d) — The authority is satisfied the applicant’s capital expenditure for the non-profit organisation has not been excessive. - (e) the applicant has taken reasonable precautions to avoid or minimise loss or damage from the eligible disaster; and Example for paragraph (e) — The authority is satisfied the applicant has adequate insurance against loss or damage from the eligible disaster. - (f) the applicant is responsible for the cost of repairing or replacing the damaged assets; and - (g) the applicant has used all liquid assets and normal credit sources up to normal credit limits; and - (h) the applicant can not, from the applicant’s own resources and without assistance under the scheme— (i) repair or replace assets directly damaged as a result of the eligible disaster; or (ii) return to operations at a similar level as before the eligible disaster; and - (i) repair or replace assets directly damaged as a result of the eligible disaster; or - (ii) return to operations at a similar level as before the eligible disaster; and - (i) before applying for the assistance, the applicant has used any other available assistance from the Commonwealth or State or insurance to repair or replace damaged assets or to try to return the non-profit organisation to operations at a similar level as before the eligible disaster; and - (j) the applicant demonstrates the ability to repay the loan applied for. - (i) repair or replace assets directly damaged as a result of the eligible disaster; or - (ii) return to operations at a similar level as before the eligible disaster; and