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National Consumer Credit Protection Regulations 2010
Form 8—Disclosure about guaranteeForm 8—Disclosure about guarantee
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## Form 8—Disclosure about guarantee
section 55 of the Code
regulation 81 of the Regulations
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<table cellspacing="0" cellpadding="0" style="border:0.75pt solid #000000; border-collapse:collapse"><tbody><tr><td colspan="3" style="width:354.35pt; padding-right:5.03pt; padding-left:5.03pt; vertical-align:top"><p style="margin-top:6pt; margin-bottom:6pt; text-align:center"><span style="font-family:Arial, sans-serif; font-weight:bold">IMPORTANT</span></p></td></tr><tr><td style="width:157.65pt; padding-right:5.4pt; padding-left:5.03pt; vertical-align:top"><p style="margin-top:6pt; margin-bottom:6pt"><span style="font-family:Arial, sans-serif; font-size:10pt; font-weight:bold">BEFORE YOU SIGN</span></p><p style="margin-left:18.6pt; text-indent:-18.6pt"><span style="font-size:8pt; vertical-align:3pt">*</span><span style="width:14.6pt; text-indent:0pt; font-size:10pt; display:inline-block"> </span><span style="font-size:10pt">READ THIS GUARANTEE AND THE CREDIT CONTRACT DOCUMENT.</span></p><p style="margin-left:18pt; text-indent:-18pt"><span style="font-size:10pt"></span></p><p style="margin-left:18pt; text-indent:-18pt"><span style="font-size:10pt"></span></p><p style="margin-left:18.6pt; text-indent:-18.6pt"><span style="font-size:8pt; vertical-align:3pt">*</span><span style="width:14.6pt; text-indent:0pt; font-size:10pt; display:inline-block"> </span><span style="font-size:10pt">You should also read the information statement: ‘THINGS YOU SHOULD KNOW ABOUT GUARANTEES’.</span></p><p style="margin-left:18.6pt; text-indent:-18.6pt"><span style="font-size:10pt"></span></p><p style="margin-left:18.6pt; text-indent:-18.6pt"><span style="font-size:10pt"></span></p><p style="margin-left:18.6pt; text-indent:-18.6pt"><span style="font-size:8pt; vertical-align:3pt">*</span><span style="width:14.6pt; text-indent:0pt; font-size:10pt; display:inline-block"> </span><span style="font-size:10pt">You should obtain independent legal advice.</span></p><p style="margin-left:18.6pt; text-indent:-18.6pt"><span style="font-size:10pt"></span></p><p style="margin-left:18.6pt; text-indent:-18.6pt"><span style="font-size:10pt"></span></p><p style="margin-left:18.6pt; text-indent:-18.6pt"><span style="font-size:8pt; vertical-align:3pt">*</span><span style="width:14.6pt; text-indent:0pt; font-size:10pt; display:inline-block"> </span><span style="font-size:10pt">You should also consider obtaining independent financial advice.</span></p><p style="margin-left:18.6pt; text-indent:-18.6pt"><span style="font-size:10pt"></span></p><p style="margin-left:18.6pt; text-indent:-18.6pt"><span style="font-size:10pt"></span></p><p style="margin-left:18.6pt; text-indent:-18.6pt"><span style="font-size:8pt; vertical-align:3pt">*</span><span style="width:14.6pt; text-indent:0pt; font-size:10pt; display:inline-block"> </span><span style="font-size:10pt">You should make your own inquiries about the credit worthiness, financial position and honesty of the debtor.</span></p></td><td style="width:3.35pt; padding-right:5.4pt; padding-left:5.4pt; vertical-align:top"><p><span style="font-family:Arial, sans-serif; font-size:10pt; font-weight:bold"></span></p></td><td style="width:171.75pt; padding-right:5.03pt; padding-left:5.4pt; vertical-align:top"><p style="margin-top:6pt; margin-bottom:6pt"><span style="font-family:Arial, sans-serif; font-size:10pt; font-weight:bold">THINGS YOU MUST KNOW</span></p><p style="margin-left:18.6pt; text-indent:-18.6pt"><span style="font-size:8pt; vertical-align:3pt">*</span><span style="width:14.6pt; text-indent:0pt; font-size:10pt; display:inline-block"> </span><span style="font-size:10pt">Understand that, by signing this guarantee, you may become personally responsible instead of, or as well as, the debtor to pay the amounts which the debtor owes and the reasonable expenses of the credit provider in enforcing the guarantee.</span></p><p style="margin-left:18.6pt; text-indent:-18.6pt"><span style="font-size:10pt"></span></p><p style="margin-left:18.6pt; text-indent:-18.6pt"><span style="font-size:8pt; vertical-align:3pt">*</span><span style="width:14.6pt; text-indent:0pt; font-size:10pt; display:inline-block"> </span><span style="font-size:10pt">If the debtor does not pay you must pay. This could mean you lose everything you own including your home.</span></p><p style="margin-left:18.6pt; text-indent:-18.6pt"><span style="font-size:10pt"></span></p><p style="margin-left:18.6pt; text-indent:-18.6pt"><span style="font-size:8pt; vertical-align:3pt">*</span><span style="width:14.6pt; text-indent:0pt; font-size:10pt; display:inline-block"> </span><span style="font-size:10pt">You may be able to withdraw from this guarantee or limit your liability. Ask your legal adviser about this before you sign this guarantee.</span></p><p style="margin-left:18.6pt; text-indent:-18.6pt"><span style="font-size:10pt"></span></p><p style="margin-left:18.6pt; text-indent:-18.6pt"><span style="font-size:8pt; vertical-align:3pt">*</span><span style="width:14.6pt; text-indent:0pt; font-size:10pt; display:inline-block"> </span><span style="font-size:10pt">You are not bound by a change to the credit contract, or by a new credit contract, that increases your liabilities under the guarantee unless you have agreed in writing and have been given written particulars of the change or a copy of the new credit contract document.</span></p></td></tr></tbody></table>
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