144Fees, indirect remuneration etc. relating to consumer leases

144  Fees, indirect remuneration etc. relating to consumer leases Requirement for disclosure  (1) A licensee must, at the same time as providing credit assistance to a consumer by:  (a) suggesting that the consumer apply, or assisting the consumer to apply, for a particular consumer lease with a particular lessor; or  (b) suggesting that the consumer remain in a particular consumer lease with a particular lessor; give the consumer a lease proposal disclosure document in accordance with subsection (2).  (2) The lease proposal disclosure document must contain the following:  (a) the total amount of any fees or charges that the consumer is liable to pay to the licensee in relation to the consumer lease and the method used for working out that amount;  (b) a reasonable estimate of the total amount of any indirect remuneration that the licensee, or an employee, director or credit representative of the licensee, is likely to receive in relation to the consumer lease and the method used for working out that amount;  (c) a reasonable estimate of the total amount of any fees or charges that the consumer is likely to be liable to pay to the lessor in relation to applying for the consumer lease;  (d) a reasonable estimate of the total amount of any fees or charges that the consumer is likely to be liable to pay to another person in relation to applying for the consumer lease.  (3) For the purposes of paragraph (2)(b), the regulations may prescribe:  (a) the method for working out amounts of indirect remuneration; and  (b) how amounts of indirect remuneration must be described. Manner of giving lease proposal disclosure document  (4) The licensee must give the lease proposal disclosure document to the consumer in the manner (if any) prescribed by the regulations.