14Prescribed events

14 Prescribed events

The following, except in so far as they are excluded by regulation 15, are declared to be prescribed events in relation to a contract referred to in regulation 13: (a) destruction of, or damage occurring to, the contents of the residential building which is specified in the contract, at a time when they are in the residential building or on the site of the residential building, being destruction or damage that is caused by or results from: (i) fire or explosion; (ii) lightning or thunderbolt; (iii) earthquake; (iv) theft, burglary or housebreaking or an attempt to commit theft, burglary or housebreaking; (v) a deliberate or intentional act; (vi) bursting, leaking, discharging or overflowing of fixed apparatus, fixed tanks or fixed pipes used to hold or carry liquid of any kind; (vii) riot or civil commotion; (viii) an action of a person acting maliciously; (ix) impact by or arising out of the use of a vehicle (including an aircraft or water‑borne craft); (x) impact by: (A) space debris or debris from an aircraft, a rocket or a satellite; (B) an animal (other than an animal kept on the site or a domestic animal); (C) a falling tree or part of a tree; or (D) a television or radio aerial that has broken or collapsed; or (xi) storm, tempest, flood (within the meaning given by regulation 29D), the action of the sea, high water, tsunami, erosion or land slide or subsidence; (b) accidental damage that is breakage of glass forming part of an item of furniture (including fixed or unfixed glass table tops), at a time when it is in the residential building or on the site of the residential building; (c) loss by theft, burglary or housebreaking of contents while in the residential building on the site; (d) where: (i) the insured is a tenant or lessee of the residential building; or (ii) the residential building is a unit (however described) created by the subdivision of strata (however described) in a building and the insured is the owner of the unit; the insured or a member of the insured’s family ordinarily residing with the insured incurring a liability as occupier of the home building to pay compensation or damages to some other person.