CTHRepealedLegislation
Insurance Contracts Regulations 1985
10Prescribed events
Start here
Get a plain-English read of 10
Turn the raw legal text into a practical explanation grounded in Insurance Contracts Regulations 1985.
#### 10 Prescribed events
The following, except in so far as they are excluded by regulation 11, are declared to be prescribed events in relation to a contract referred to in regulation 9:
(a) the destruction of, or damage occurring to, the home building on the site, being destruction or damage that is caused by or results from:
(i) fire or explosion;
(ii) lightning or thunderbolt;
(iii) earthquake;
(iv) theft, burglary or housebreaking or an attempt to commit theft, burglary or housebreaking;
(v) a deliberate or intentional act;
(vi) bursting, leaking, discharging or overflowing of fixed apparatus, fixed tanks or fixed pipes used to hold or carry liquid of any kind;
(vii) riot or civil commotion;
(viii) an action of a person acting maliciously;
(ix) impact by or arising out of the use of a vehicle (including an aircraft or a water‑borne craft);
(x) impact by:
(A) space debris or debris from an aircraft, rocket or satellite;
(B) an animal (other than an animal kept on the site or a domestic animal);
(C) a falling tree or part of a tree; or
(D) a television or radio aerial that has broken or collapsed; or
(xi) storm, tempest, flood (within the meaning given by regulation 29D), (the action of the sea, high water, tsunami, erosion or land slide or subsidence;
(b) accidental damage that is breakage of any fixed glass, fixed shower base, fixed basin, fixed sink, fixed bath, fixed lavatory pan or fixed cistern;
(c) loss by theft, burglary or housebreaking;
(d) the insured or a member of the insured’s family ordinarily residing with the insured incurring a liability as owner or occupier of the home building to pay compensation or damages to some other person.