10Prescribed events

10 Prescribed events

The following, except in so far as they are excluded by regulation 11, are declared to be prescribed events in relation to a contract referred to in regulation 9: (a) the destruction of, or damage occurring to, the home building on the site, being destruction or damage that is caused by or results from: (i) fire or explosion; (ii) lightning or thunderbolt; (iii) earthquake; (iv) theft, burglary or housebreaking or an attempt to commit theft, burglary or housebreaking; (v) a deliberate or intentional act; (vi) bursting, leaking, discharging or overflowing of fixed apparatus, fixed tanks or fixed pipes used to hold or carry liquid of any kind; (vii) riot or civil commotion; (viii) an action of a person acting maliciously; (ix) impact by or arising out of the use of a vehicle (including an aircraft or a water‑borne craft); (x) impact by: (A) space debris or debris from an aircraft, rocket or satellite; (B) an animal (other than an animal kept on the site or a domestic animal); (C) a falling tree or part of a tree; or (D) a television or radio aerial that has broken or collapsed; or (xi) storm, tempest, flood (within the meaning given by regulation 29D), (the action of the sea, high water, tsunami, erosion or land slide or subsidence; (b) accidental damage that is breakage of any fixed glass, fixed shower base, fixed basin, fixed sink, fixed bath, fixed lavatory pan or fixed cistern; (c) loss by theft, burglary or housebreaking; (d) the insured or a member of the insured’s family ordinarily residing with the insured incurring a liability as owner or occupier of the home building to pay compensation or damages to some other person.