233Types of general insurance

#### 233 Types of general insurance 233 Types of general insurance > > (1) For the purpose of charging duty, general insurance is divided into 3 types, Type A insurance, Type B insurance and Type C insurance. > > > (2) Type A insurance is general insurance other than Type B insurance or Type C insurance. > > > (2A) Type B insurance is— > > > > > (a) motor vehicle insurance, being insurance covering any one or more of the following— > > > > > > > (i) the loss (including the loss by theft) of a motor vehicle, > > > > > > > (ii) damage to a motor vehicle, > > > > > > > (iii) loss of or damage to property by a motor vehicle, > > > > > > being a motor vehicle within the meaning of the [Motor Accident Injuries Act 2017](/view/html/inforce/current/act-2017-010), or > > > > > (b) aviation insurance, being insurance covering any one or more of the following— > > > > > > > (i) the loss (including the loss by theft) of an aircraft, > > > > > > > (ii) damage to aircraft, > > > > > > > (iii) the death of or injury to a person by an aircraft or a thing falling from an aircraft, > > > > > > > (iv) the loss of or damage to property by an aircraft or a thing falling from an aircraft, or > > > > > (c) disability income insurance, being insurance effected by a contract of insurance under which an amount is payable in the event of disablement of the insured by accident or sickness, or > > > > > (d) occupational indemnity insurance, being insurance covering liability arising out of the provision by a person of professional services or other services, or > > > > > (e) hospital and ancillary health benefits insurance, being insurance covering liability incurred in respect of fees or charges for hospital treatment, or for health care ancillary to hospital treatment, if the liability is not covered by a private health insurer within the meaning of the [Private Health Insurance Act 2007](http://www.legislation.gov.au/) of the Commonwealth. > > > (3) Type C insurance is crop insurance or livestock insurance. > > > > Note. > > > > Crop insurance and livestock insurance are exempt from duty under Part 5, and are not types of general insurance, if the insurance is effected or renewed on or after 1 January 2018. > > **s 233:** Am 1998 No 54, Sch 2.10 \[14\]; 1999 No 41, Sch 4.4 \[1\]; 2000 No 51, Sch 2 \[45\]. Subst 2002 No 63, Sch 3 \[1\]. Am 2005 No 42, Sch 1 \[9\] \[10\]; 2005 No 111, Sch 1 \[16\]; 2009 No 51, Sch 1.5 \[27\]; 2017 No 10, Sch 5.4 \[1\]; 2017 No 33, Sch 4 \[2\].