QLDIn ForceAct
Disaster Management Act 2003
sec.130Extension of policy of insurance
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### sec.130 Extension of policy of insurance
This section applies to a policy of insurance for damage to property if—
damage is caused to the property because of the exercise of a power, or performance of a function, under this Act by a person, honestly and without negligence, in relation to a disaster or an emergency situation; and
the exercise of the power, or performance of the function, happens for the purpose of protecting—
the property from damage; or
a person or an animal from death or injury.
For the purposes of the policy of insurance, the damage is, by the operation of this section, taken to be damage caused by the happening of the event for which the policy provides insurance cover.
A term of a policy of insurance that purports to vary or exclude the operation of subsection (2) is void.
(sec.130-ssec.1) This section applies to a policy of insurance for damage to property if— damage is caused to the property because of the exercise of a power, or performance of a function, under this Act by a person, honestly and without negligence, in relation to a disaster or an emergency situation; and the exercise of the power, or performance of the function, happens for the purpose of protecting— the property from damage; or a person or an animal from death or injury.
(sec.130-ssec.2) For the purposes of the policy of insurance, the damage is, by the operation of this section, taken to be damage caused by the happening of the event for which the policy provides insurance cover.
(sec.130-ssec.3) A term of a policy of insurance that purports to vary or exclude the operation of subsection (2) is void.
- (a) damage is caused to the property because of the exercise of a power, or performance of a function, under this Act by a person, honestly and without negligence, in relation to a disaster or an emergency situation; and
- (b) the exercise of the power, or performance of the function, happens for the purpose of protecting— (i) the property from damage; or (ii) a person or an animal from death or injury.
- (i) the property from damage; or
- (ii) a person or an animal from death or injury.
- (i) the property from damage; or
- (ii) a person or an animal from death or injury.