Credit Act 1984
1Repealed by the *Credit (Commonwealth Powers) (Transitional and Consequential Provisions) Act 2010*.
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1 Repealed by the Credit (Commonwealth Powers) (Transitional and Consequential Provisions) Act 2010.
2 The Credit (Commonwealth Powers) (Transitional and Consequential Provisions) Act 2010 was part of a legislative exercise in which the regulation of credit and certain other transactions was referred to the Commonwealth. As part of that exercise the National Consumer Credit Protection Act 2009 (Cwlth), which contains the National Credit Code, was adopted in WA on 1 July 2010.
3 Now see the Broadcasting Services Act 1992 of the Commonwealth.
4 Repealed by the State Administrative Tribunal (Conferral of Jurisdiction) Amendment and Repeal Act 2004.
5 The Acts Amendment (Credit) Act 1989 s. 5(2) reads as follows:
(2) Nothing in section 86A of the principal Act as enacted by subsection (1) —
(a) applies to any failure, error or misdescription in any regulated contract as defined in the principal Act that is the subject of an application made under section 85 or 86 of the principal Act before the day that this section comes into operation and that is pending on the day;
(b) affects any final order made under section 85 or 86 of the principal Act before the day that this section comes into operation.
6 The State Administrative Tribunal (Conferral of Jurisdiction) Amendment and Repeal Act 2004 Pt. 5, the State Administrative Tribunal Act 2004 s. 167 and 169, and the State Administrative Tribunal Regulations 2004 r. 28 and 42 deal with certain transitional issues some of which may be relevant for this Act.
7 The Machinery of Government (Miscellaneous Amendments) Act 2006 Pt. 4 Div. 23 has transitional provisions some of which may be relevant to this Act.
Defined terms
[This is a list of terms defined and the provisions where they are defined. The list is not part of the law.]
Defined term Provision(s)
acceptable rate of interest 5(1)
account charge 5(1)
accrued credit charge 5(1)
actuarial method 5(1)
advertisement 121(8)
amount financed 5(1)
annual percentage rate 5(1)
assignment 150(5)
bank 5(1)
billing cycle 5(1)
body corporate 5(1)
cash 5(1)
cash price 5(1), 13(5)
civil penalty 85B.(8)
commencement day 19A.(1)