68Credit and accounts

68 Credit and accounts S. 68(1) def. of *cheque* amended by Nos 11/2001 s. 3(Sch. item 10.3), 28/2022 s. 6(a). ***cheque*** means a cheque (other than a traveller's cheque) that— (a) is drawn on an account of an ADI for a specific amount payable on demand; and (b) is dated but not post-dated. S. 68(2) amended by No. 36/1994 s. 20(k). (2) Except to the extent that this section otherwise allows, a casino operator must not, and an agent of the operator or a casino employee must not, in connection with any gaming or betting in the casino— (a) accept a wager made otherwise than by means of money or chips; or (b) lend money or any valuable thing; or (c) provide money or chips as part of a transaction involving a credit card or a debit card; or (d) extend any other form of credit; or S. 68(2)(e) amended by No. 114/2003 s. 12.1.2 (Sch. 5 item 83). (e) except with the approval of the Commission, wholly or partly release or discharge a debt. S. 68(2A) inserted by No. 40/2025 s. 12(2). (2A) A cashless gaming account must be credited with— (a) the amount of any deposit made to the account in the form of— (i) cash; or See also section 64A(1) which provides that a casino operator must not accept more than $1000 in cash from a person in a day for the purposes of gaming in the casino, including in exchange for the issue of non-cash gaming tokens or chips. Section 64A(1) applies on and after 1 December 2027 or an earlier day declared by the Minister. (ii) an electronic funds transfer from an account held in the name of the person for whom the cashless gaming account is established with an ADI or with a financial institution outside Australia; or (iii) a transfer of funds from a deposit account; and (b) the value of any non-cash gaming token or chip transferred or exchanged for credit to the cashless gaming account. S. 68(2B) inserted by No. 40/2025 s. 12(2). (2B) Despite subsection (2)(c), a casino operator may deposit to a cashless gaming account money as part of a transaction involving a debit card if— (a) the debit card is used to make a transfer referred to in subsection (2A)(a)(ii) via an application on a mobile device or a website; or (b) the transaction is processed in person by a member of staff. S. 68(3) amended by No. 42/2022 s. 39, substituted by No. 40/2025 s. 12(3). (3) A casino operator may establish for a person a deposit account to which is to be credited the amount of any deposit made to the account in the form of— (a) a transfer of funds from an account held in the name of the person for whom the deposit account is established with an ADI or with a financial institution outside Australia; or (b) a cheque payable to the operator; or (c) a traveller's cheque; or (d) a transfer of funds from a cashless gaming account; or (e) winnings in a form other than cash transferred or exchanged for credit to the deposit account. 1 Chips. 2 Chip purchase vouchers. 3 Non-cash gaming tokens. (4) The operator may issue to a person who establishes a deposit account and debit to the account chip purchase vouchers or money, not exceeding in total value the amount standing to the credit of the account at the time of issue of the vouchers or money. (5) The operator may, in exchange for a cheque payable to the operator or a traveller's cheque, issue to a person chip purchase vouchers of a value equivalent to the amount of the cheque or traveller's cheque. (6) A cheque accepted by the operator may, by agreement with the operator, be redeemed in exchange for the equivalent in value to the amount of the cheque of any one or more of the following— (a) money; (b) cheque payable to the operator; (c) chip purchase vouchers; (d) chips. (7) The casino operator— S. 68(7)(a) amended by Nos 11/2001 s. 3(Sch. item 10.4), 114/2003 s. 12.1.2 (Sch. 5 item 83), 28/2022 s. 6(b). (a) must, within the time specified by the Commission by notice in writing given to the operator for the purposes of this subsection, deposit a cheque with an ADI accepted by the operator under this section; and (b) must not agree to the redemption of such a cheque for the purpose of avoiding compliance with paragraph (a). S. 68(8) inserted by No. 73/1996 s. 10, amended by No. 114/2003 s. 12.1.2 (Sch. 5 item 83), substituted by No. 54/2021 s. 22. (8) Despite subsection (2), a casino operator may provide chips on credit to a person who is not ordinarily resident in Australia for use while participating in a premium player arrangement with the casino operator if the casino operator and the person satisfy the requirements of any relevant controls and procedures approved by the Commission under section 121 in respect of a premium player. S. 68A inserted by No. 42/2022 s. 40.