Banking Act 1945
Div 5Advances and Investments.
Start here
Get a plain-English read of Div 5
Turn the raw legal text into a practical explanation grounded in Banking Act 1945.
Division 5.—Advances and Investments.
Advance.
27.—(1.) Where the Commonwealth Bank is satisfied that it is necessary or expedient to do so in the public interest, the Commonwealth Bank may determine the policy in relation to advances to be followed by banks and each bank shall follow the policy so determined.
(2.) Without limiting the generality of the last preceding sub-section, the Commonwealth Bank may give directions as to the classes of purposes for which advances may or may not be made by banks and each bank shall comply with any directions so given.
(3.) Nothing in this section shall—
(a) authorize the Commonwealth Bank to make any determination or give any direction with respect to an advance made, or proposed to be made, to any particular person; or
(b) affect the validity of any transaction entered into in relation to an advance or affect the right of a bank to recover any advance or enforce any security given in respect of an advance.
Limitation on purchase of securities.
- A bank specified in Part I. of the First Schedule shall not, except with the consent in writing of the Commonwealth Bank, purchase or subscribe to—
(a) securities of the Commonwealth or of a State, or of any authority of the Commonwealth or of a State;
(b) securities of any local governing body in Australia; or
(c) securities listed on a Stock Exchange in Australia.
Part III.—Foreign Exchange.
Exchange control.
29.—(1.) Where the Governor-General is satisfied that it is expedient so to do, for the protection of the currency or of the public credit of the Commonwealth, or in order to conserve, in the national interest, the foreign exchange resources of the Commonwealth, he may make regulations, not inconsistent with this Act, making provision for and in relation to the control of foreign exchange and, in particular, but without limiting the generality of the foregoing, for or in relation to—
(a) the buying, borrowing, selling, lending or exchanging of foreign currency, including the fixing of rates of exchange;
(b) any dealing or transaction having the effect of a purchase, borrowing, sale, loan or exchange of foreign currency;
(c) the taking or sending out of Australia of gold, Australian currency or foreign currency;
(d) requiring any person who has power to sell, or to procure the sale of, any foreign currency to sell, or procure the sale of, that foreign currency as prescribed;
(e) the taking, sending or transfer of any securities to a place outside Australia, including the transfer of securities from a register in Australia to a register outside Australia;
<table cellspacing="0" cellpadding="0" style="width:100%; margin-bottom:0pt; border-collapse:collapse"><tbody><tr style="height:1pt"><td colspan="2" style="border-top:0.75pt solid #000000; border-right:1.5pt double #000000; padding-right:1.25pt; padding-left:2pt; vertical-align:top"><p style="margin-bottom:0pt; text-align:center; line-height:normal; font-size:9pt"><span style="font-family:'Times New Roman', serif; font-style:italic">Expenditure.</span></p></td><td colspan="2" style="border-top:0.75pt solid #000000; border-left:1.5pt double #000000; padding-right:2pt; padding-left:1.25pt; vertical-align:top"><p style="margin-bottom:0pt; text-align:center; line-height:normal; font-size:9pt"><span style="font-family:'Times New Roman', serif; font-style:italic">Income.</span></p></td></tr><tr style="height:1pt"><td style="width:40.6%; padding-right:2pt; padding-left:2pt; vertical-align:top"><p style="margin-bottom:0pt; text-align:justify; line-height:normal; font-size:9pt"><span style="font-family:'Times New Roman', serif"></span></p></td><td style="width:9.78%; border-right:1.5pt double #000000; padding-right:1.25pt; padding-left:2pt; vertical-align:top"><p style="margin-bottom:0pt; text-align:center; line-height:normal; font-size:9pt"><span style="font-family:'Times New Roman', serif">£</span></p></td><td style="width:39.12%; border-left:1.5pt double #000000; padding-right:2pt; padding-left:1.25pt; vertical-align:top"><p style="margin-bottom:0pt; text-align:justify; line-height:normal; font-size:9pt"><span style="font-family:'Times New Roman', serif"></span></p></td><td style="width:10.5%; padding-right:2pt; padding-left:2pt; vertical-align:top"><p style="margin-bottom:0pt; text-align:center; line-height:normal; font-size:9pt"><span style="font-family:'Times New Roman', serif">£</span></p></td></tr><tr style="height:1pt"><td style="width:40.6%; padding-right:2pt; padding-left:2pt; vertical-align:top"><p style="margin-top:6pt; margin-left:21.6pt; margin-bottom:6pt; text-indent:-21.6pt; text-align:justify; line-height:normal; font-size:9pt"><span style="font-family:'Times New Roman', serif">1. Interest on deposits or deposit stock</span><span style="width:41.77pt; text-indent:0pt; font-family:'Lucida Console', monospace; display:inline-block">.......</span></p><p style="margin:6pt 7.2pt 6pt 21.6pt; text-indent:-21.6pt; text-align:justify; line-height:normal; font-size:9pt"><span style="font-family:'Times New Roman', serif">2. Directors’ fees, salaries, wages and allowances</span><span style="width:1.82pt; text-indent:0pt; display:inline-block"></span></p><p style="margin-top:6pt; margin-left:21.6pt; margin-bottom:6pt; text-indent:-21.6pt; text-align:justify; line-height:normal; font-size:9pt"><span style="font-family:'Times New Roman', serif">3. Contributions to Staff Provident Funds and pensions paid by bank</span><span style="width:5.26pt; text-indent:0pt; display:inline-block"></span></p><p style="margin-top:6pt; margin-left:21.6pt; margin-bottom:6pt; text-indent:-21.6pt; text-align:justify; line-height:normal; font-size:9pt"><span style="font-family:'Times New Roman', serif">4. Maintenance and repairs to premises, and expenditure on furniture and fittings</span><span style="width:32.84pt; text-indent:0pt; display:inline-block"></span></p><p style="margin-top:6pt; margin-left:21.6pt; margin-bottom:6pt; text-indent:-21.6pt; text-align:justify; line-height:normal; font-size:9pt"><span style="font-family:'Times New Roman', serif">5. Rates of Local and Semi-Governmental Authorities</span><span style="width:21.3pt; text-indent:0pt; display:inline-block"></span></p><p style="margin-top:6pt; margin-left:21.6pt; margin-bottom:6pt; text-indent:-21.6pt; text-align:justify; line-height:normal; font-size:9pt"><span style="font-family:'Times New Roman', serif">6. Other expenses of management</span><span style="width:57.79pt; text-indent:0pt; font-family:'Lucida Console', monospace; display:inline-block">..........</span></p><p style="margin-top:6pt; margin-left:21.6pt; margin-bottom:6pt; text-indent:-21.6pt; text-align:justify; line-height:normal; font-size:9pt"><span style="font-family:'Times New Roman', serif">7. Land, pay-roll and other taxes allowable as deductions in ascertaining Commonwealth taxable income</span><span style="width:18.87pt; text-indent:0pt; display:inline-block"></span></p><p style="margin-top:6pt; margin-left:21.6pt; margin-bottom:6pt; text-indent:-21.6pt; text-align:justify; line-height:normal; font-size:9pt"><span style="font-family:'Times New Roman', serif">8. Bad debts and interest written off</span><span style="width:50.78pt; text-indent:0pt; font-family:'Lucida Console', monospace; display:inline-block">.........</span></p><p style="margin-top:6pt; margin-left:21.6pt; margin-bottom:6pt; text-indent:-21.6pt; text-align:justify; line-height:normal; font-size:9pt"><span style="font-family:'Times New Roman', serif">9. Depreciation</span><span style="width:124.52pt; text-indent:0pt; font-family:'Lucida Console', monospace; display:inline-block">......................</span></p><p style="margin-top:6pt; margin-left:21.6pt; margin-bottom:6pt; text-indent:-21.6pt; text-align:justify; line-height:normal; font-size:9pt"><span style="font-family:'Times New Roman', serif">10. Losses on realization of investments or other assets</span><span style="width:17.79pt; text-indent:0pt; display:inline-block"></span></p><p style="margin-top:6pt; margin-left:21.6pt; margin-bottom:6pt; text-indent:-21.6pt; text-align:justify; line-height:normal; font-size:9pt"><span style="font-family:'Times New Roman', serif">11. All other items</span><span style="width:112.51pt; text-indent:0pt; font-family:'Lucida Console', monospace; display:inline-block">....................</span></p><p style="margin-top:6pt; margin-left:21.6pt; margin-bottom:6pt; text-indent:-21.6pt; text-align:justify; line-height:normal; font-size:9pt"><span style="font-family:'Times New Roman', serif">12. Total Expenditure</span><span style="width:101.27pt; text-indent:0pt; font-family:'Lucida Console', monospace; display:inline-block">..................</span></p><p style="margin-top:6pt; margin-left:21.6pt; margin-bottom:6pt; text-indent:-21.6pt; text-align:justify; line-height:normal; font-size:9pt"><span style="font-family:'Times New Roman', serif">13. Australian Taxable Income for Commonwealth Purposes</span></p></td><td style="width:9.78%; border-right:1.5pt double #000000; border-bottom:0.75pt solid #000000; padding-right:1.25pt; padding-left:2pt; vertical-align:bottom"><p style="margin-bottom:30pt; text-align:right; line-height:normal; font-size:9pt"><span style="font-family:'Times New Roman', serif">_______</span></p><p style="margin-bottom:6pt; text-align:right; line-height:normal; font-size:9pt"><span style="font-family:'Times New Roman', serif">_______</span></p></td><td style="width:39.12%; border-left:1.5pt double #000000; border-bottom:0.75pt solid #000000; padding-right:2pt; padding-left:1.25pt; vertical-align:top"><p style="margin-top:3pt; margin-left:21.6pt; margin-bottom:3pt; text-indent:-21.6pt; text-align:justify; line-height:normal; font-size:9pt"><span style="font-family:'Times New Roman', serif">1. Discount and interest—</span></p><p style="margin:3pt 46.8pt 3pt 43.2pt; text-indent:-21.6pt; text-align:justify; line-height:normal; font-size:9pt"><span style="font-family:'Times New Roman', serif">(</span><span style="font-family:'Times New Roman', serif; font-style:italic">a</span><span style="font-family:'Times New Roman', serif">) on advances and bills discounted</span><span style="width:9.18pt; text-indent:0pt; font-family:'Lucida Console', monospace; display:inline-block">.</span></p><p style="margin:3pt 46.8pt 3pt 43.2pt; text-indent:-21.6pt; text-align:justify; line-height:normal; font-size:9pt"><span style="font-family:'Times New Roman', serif">(</span><span style="font-family:'Times New Roman', serif; font-style:italic">b</span><span style="font-family:'Times New Roman', serif">) on Australian Government securities (excluding Treasury Bills)</span></p><p style="margin:3pt 46.8pt 3pt 43.2pt; text-indent:-21.6pt; text-align:justify; line-height:normal; font-size:9pt"><span style="font-family:'Times New Roman', serif">(</span><span style="font-family:'Times New Roman', serif; font-style:italic">c</span><span style="font-family:'Times New Roman', serif">) on Australian Treasury Bills</span><span style="width:25.93pt; text-indent:0pt; font-family:'Lucida Console', monospace; display:inline-block">....</span></p><p style="margin:3pt 46.8pt 3pt 43.2pt; text-indent:-21.6pt; text-align:justify; line-height:normal; font-size:9pt"><span style="font-family:'Times New Roman', serif">(</span><span style="font-family:'Times New Roman', serif; font-style:italic">d</span><span style="font-family:'Times New Roman', serif">) on Special Account with Commonwealth Bank</span></p><p style="margin:3pt 46.8pt 3pt 43.2pt; text-indent:-21.6pt; text-align:justify; line-height:normal; font-size:9pt"><span style="font-family:'Times New Roman', serif">(</span><span style="font-family:'Times New Roman', serif; font-style:italic">e</span><span style="font-family:'Times New Roman', serif">) other</span><span style="width:109.67pt; text-indent:0pt; font-family:'Lucida Console', monospace; display:inline-block">....................</span></p><p style="margin:3pt 28.8pt 3pt 21.6pt; text-indent:-21.6pt; text-align:justify; line-height:normal; font-size:9pt"><span style="font-family:'Times New Roman', serif">2. Profit on overseas exchange transactions</span><span style="width:6.55pt; text-indent:0pt; font-family:'Lucida Console', monospace; display:inline-block">.</span></p><p style="margin-top:3pt; margin-left:21.6pt; margin-bottom:3pt; text-indent:-21.6pt; text-align:justify; line-height:normal; font-size:9pt"><span style="font-family:'Times New Roman', serif">3. Inland exchange</span><span style="width:93.78pt; text-indent:0pt; font-family:'Lucida Console', monospace; display:inline-block">.................</span></p><p style="margin-top:3pt; margin-left:21.6pt; margin-bottom:3pt; text-indent:-21.6pt; text-align:justify; line-height:normal; font-size:9pt"><span style="font-family:'Times New Roman', serif">4. Net earnings from commission, and charges for keeping current accounts</span><span style="width:15.59pt; text-indent:0pt; display:inline-block"></span></p><p style="margin-top:3pt; margin-left:21.6pt; margin-bottom:3pt; text-indent:-21.6pt; text-align:justify; line-height:normal; font-size:9pt"><span style="font-family:'Times New Roman', serif">5. Bad debt recoveries</span><span style="width:81.53pt; text-indent:0pt; font-family:'Lucida Console', monospace; display:inline-block">...............</span></p><p style="margin-top:3pt; margin-left:21.6pt; margin-bottom:3pt; text-indent:-21.6pt; text-align:justify; line-height:normal; font-size:9pt"><span style="font-family:'Times New Roman', serif">6. Interest recoveries</span><span style="width:86.79pt; text-indent:0pt; font-family:'Lucida Console', monospace; display:inline-block">................</span></p><p style="margin-top:3pt; margin-left:21.6pt; margin-bottom:3pt; text-indent:-21.6pt; text-align:justify; line-height:normal; font-size:9pt"><span style="font-family:'Times New Roman', serif">7. Profits on realization or redemption of investments or other assets</span><span style="width:5.81pt; text-indent:0pt; display:inline-block"></span></p><p style="margin-top:3pt; margin-left:21.6pt; margin-bottom:3pt; text-indent:-21.6pt; text-align:justify; line-height:normal; font-size:9pt"><span style="font-family:'Times New Roman', serif">8. Rents</span><span style="width:132.5pt; text-indent:0pt; font-family:'Lucida Console', monospace; display:inline-block">........................</span></p><p style="margin-top:3pt; margin-left:21.6pt; margin-bottom:3pt; text-indent:-21.6pt; text-align:justify; line-height:normal; font-size:9pt"><span style="font-family:'Times New Roman', serif">9. All other items</span><span style="width:99.01pt; text-indent:0pt; font-family:'Lucida Console', monospace; display:inline-block">..................</span></p></td><td style="width:10.5%; border-bottom:0.75pt solid #000000; padding-right:2pt; padding-left:2pt; vertical-align:bottom"><p style="margin-bottom:6pt; text-align:right; line-height:normal; font-size:9pt"><span style="font-family:'Times New Roman', serif">_______</span></p></td></tr><tr style="height:1pt"><td style="width:40.6%; border-bottom:0.75pt solid #000000; padding-right:2pt; padding-left:2pt; vertical-align:top"><p style="margin-top:3pt; margin-left:21.6pt; margin-bottom:3pt; text-indent:41.4pt; text-align:justify; line-height:normal; font-size:9pt"><span style="font-family:'Times New Roman', serif">Total</span><span style="width:80.01pt; text-indent:0pt; font-family:'Lucida Console', monospace; display:inline-block">..............</span></p></td><td style="width:9.78%; border-top:0.75pt solid #000000; border-right:1.5pt double #000000; border-bottom:0.75pt solid #000000; padding-right:1.25pt; padding-left:2pt; vertical-align:top"><p style="margin-bottom:0pt; text-align:justify; line-height:normal; font-size:9pt"><span style="font-family:'Times New Roman', serif"></span></p></td><td style="width:39.12%; border-top:0.75pt solid #000000; border-left:1.5pt double #000000; border-bottom:0.75pt solid #000000; padding-right:2pt; padding-left:1.25pt; vertical-align:top"><p style="margin-top:3pt; margin-left:21.6pt; margin-bottom:3pt; text-indent:41.4pt; text-align:justify; line-height:normal; font-size:9pt"><span style="font-family:'Times New Roman', serif">Total</span><span style="width:80.01pt; text-indent:0pt; font-family:'Lucida Console', monospace; display:inline-block">..............</span></p></td><td style="width:10.5%; border-top:0.75pt solid #000000; border-bottom:0.75pt solid #000000; padding-right:2pt; padding-left:2pt; vertical-align:top"><p style="margin-bottom:0pt; text-align:justify; line-height:normal; font-size:9pt"><span style="font-family:'Times New Roman', serif"></span></p></td></tr></tbody></table> ``` <table cellspacing="0" cellpadding="0" style="width:107.7%; margin-bottom:0pt; border-collapse:collapse"><tbody><tr style="height:1pt"><td rowspan="3" style="width:18.34%; border-top:0.75pt solid #000000; border-right:0.75pt solid #000000; border-bottom:0.75pt solid #000000; padding-right:1.62pt; padding-left:2pt; vertical-align:middle"><p style="margin-bottom:0pt; text-align:center; line-height:normal"><span style="font-family:'Times New Roman', serif">State or Territory.</span></p></td><td colspan="2" style="border:0.75pt solid #000000; padding-right:1.62pt; padding-left:1.62pt; vertical-align:middle"><p style="margin-bottom:0pt; text-align:center; line-height:normal"><span style="font-family:'Times New Roman', serif">Deposits not bearing interest.</span></p></td><td colspan="3" style="border:0.75pt solid #000000; padding-right:1.62pt; padding-left:1.62pt; vertical-align:middle"><p style="margin-bottom:0pt; text-align:center; line-height:normal"><span style="font-family:'Times New Roman', serif">Deposits bearing interest.</span></p></td><td rowspan="3" style="width:10.14%; border:0.75pt solid #000000; padding-right:1.62pt; padding-left:1.62pt; vertical-align:middle"><p style="margin-bottom:0pt; text-align:center; line-height:normal"><span style="font-family:'Times New Roman', serif">Total Deposits.</span></p></td><td colspan="2" style="border-top:0.75pt solid #000000; border-left:0.75pt solid #000000; border-bottom:0.75pt solid #000000; padding-right:2pt; padding-left:1.62pt; vertical-align:middle"><p style="margin-bottom:0pt; text-align:center; line-height:normal"><span style="font-family:'Times New Roman', serif">Loans, Advances and Bills discounted.</span></p></td></tr><tr style="height:1pt"><td rowspan="2" style="width:13.82%; border:0.75pt solid #000000; padding-right:1.62pt; padding-left:1.62pt; vertical-align:middle"><p style="margin-bottom:0pt; text-align:center; line-height:normal"><span style="font-family:'Times New Roman', serif">Australian Governments.</span></p></td><td rowspan="2" style="width:7.36%; border:0.75pt solid #000000; padding-right:1.62pt; padding-left:1.62pt; vertical-align:middle"><p style="margin-bottom:0pt; text-align:center; line-height:normal"><span style="font-family:'Times New Roman', serif">Other.</span></p></td><td rowspan="2" style="width:13.74%; border:0.75pt solid #000000; padding-right:1.62pt; padding-left:1.62pt; vertical-align:middle"><p style="margin-bottom:0pt; text-align:center; line-height:normal"><span style="font-family:'Times New Roman', serif">Australian Governments.</span></p></td><td colspan="2" style="border:0.75pt solid #000000; padding-right:1.62pt; padding-left:1.62pt; vertical-align:middle"><p style="margin-bottom:0pt; text-align:center; line-height:normal"><span style="font-family:'Times New Roman', serif">Other.</span></p></td><td rowspan="2" style="width:13.74%; border:0.75pt solid #000000; padding-right:1.62pt; padding-left:1.62pt; vertical-align:middle"><p style="margin-bottom:0pt; text-align:center; line-height:normal"><span style="font-family:'Times New Roman', serif">Australian Governments.</span></p></td><td rowspan="2" style="width:7.24%; border-top:0.75pt solid #000000; border-left:0.75pt solid #000000; border-bottom:0.75pt solid #000000; padding-right:2pt; padding-left:1.62pt; vertical-align:middle"><p style="margin-bottom:0pt; text-align:center; line-height:normal"><span style="font-family:'Times New Roman', serif">Other.</span></p></td></tr><tr style="height:1pt"><td style="width:8.26%; border:0.75pt solid #000000; padding-right:1.62pt; padding-left:1.62pt; vertical-align:middle"><p style="margin-bottom:0pt; text-align:center; line-height:normal"><span style="font-family:'Times New Roman', serif">Current.</span></p></td><td style="width:7.36%; border:0.75pt solid #000000; padding-right:1.62pt; padding-left:1.62pt; vertical-align:middle"><p style="margin-bottom:0pt; text-align:center; line-height:normal"><span style="font-family:'Times New Roman', serif">Fixed.</span></p></td></tr><tr style="height:1pt"><td style="width:18.34%; border-top:0.75pt solid #000000; border-right:0.75pt solid #000000; padding-right:1.62pt; padding-left:2pt; vertical-align:middle"><p style="margin-bottom:0pt; text-align:center; line-height:normal"><span style="font-family:'Times New Roman', serif"></span></p></td><td style="width:13.82%; border-top:0.75pt solid #000000; border-right:0.75pt solid #000000; border-left:0.75pt solid #000000; padding-right:1.62pt; padding-left:1.62pt; vertical-align:middle"><p style="margin-bottom:0pt; text-align:center; line-height:normal"><span style="font-family:'Times New Roman', serif">£</span></p></td><td style="width:7.36%; border-top:0.75pt solid #000000; border-right:0.75pt solid #000000; border-left:0.75pt solid #000000; padding-right:1.62pt; padding-left:1.62pt; vertical-align:middle"><p style="margin-bottom:0pt; text-align:center; line-height:normal"><span style="font-family:'Times New Roman', serif">£</span></p></td><td style="width:13.74%; border-top:0.75pt solid #000000; border-right:0.75pt solid #000000; border-left:0.75pt solid #000000; padding-right:1.62pt; padding-left:1.62pt; vertical-align:middle"><p style="margin-bottom:0pt; text-align:center; line-height:normal"><span style="font-family:'Times New Roman', serif">£</span></p></td><td style="width:8.26%; border-top:0.75pt solid #000000; border-right:0.75pt solid #000000; border-left:0.75pt solid #000000; padding-right:1.62pt; padding-left:1.62pt; vertical-align:middle"><p style="margin-bottom:0pt; text-align:center; line-height:normal"><span style="font-family:'Times New Roman', serif">£</span></p></td><td style="width:7.36%; border-top:0.75pt solid #000000; border-right:0.75pt solid #000000; border-left:0.75pt solid #000000; padding-right:1.62pt; padding-left:1.62pt; vertical-align:middle"><p style="margin-bottom:0pt; text-align:center; line-height:normal"><span style="font-family:'Times New Roman', serif">£</span></p></td><td style="width:10.14%; border-top:0.75pt solid #000000; border-right:0.75pt solid #000000; border-left:0.75pt solid #000000; padding-right:1.62pt; padding-left:1.62pt; vertical-align:middle"><p style="margin-bottom:0pt; text-align:center; line-height:normal"><span style="font-family:'Times New Roman', serif">£</span></p></td><td style="width:13.74%; border-top:0.75pt solid #000000; border-right:0.75pt solid #000000; border-left:0.75pt solid #000000; padding-right:1.62pt; padding-left:1.62pt; vertical-align:middle"><p style="margin-bottom:0pt; text-align:center; line-height:normal"><span style="font-family:'Times New Roman', serif">£</span></p></td><td style="width:7.24%; border-top:0.75pt solid #000000; border-left:0.75pt solid #000000; padding-right:2pt; padding-left:1.62pt; vertical-align:middle"><p style="margin-bottom:0pt; text-align:center; line-height:normal"><span style="font-family:'Times New Roman', serif">£</span></p></td></tr><tr style="height:7.5pt"><td style="width:18.34%; border-right:0.75pt solid #000000; padding-right:1.62pt; padding-left:2pt; vertical-align:top"><p style="margin-left:14.4pt; margin-bottom:0pt; text-indent:-14.4pt; text-align:justify; line-height:normal"><span style="font-family:'Times New Roman', serif">New South Wales</span></p></td><td rowspan="10" style="width:13.82%; border-right:0.75pt solid #000000; border-left:0.75pt solid #000000; border-bottom:0.75pt solid #000000; padding-right:1.62pt; padding-left:1.62pt; vertical-align:top"><p style="margin-bottom:0pt; text-align:justify; line-height:normal"><span style="font-family:'Times New Roman', serif"></span></p></td><td rowspan="10" style="width:7.36%; border-right:0.75pt solid #000000; border-left:0.75pt solid #000000; border-bottom:0.75pt solid #000000; padding-right:1.62pt; padding-left:1.62pt; vertical-align:top"><p style="margin-bottom:0pt; text-align:justify; line-height:normal"><span style="font-family:'Times New Roman', serif"></span></p></td><td rowspan="10" style="width:13.74%; border-right:0.75pt solid #000000; border-left:0.75pt solid #000000; border-bottom:0.75pt solid #000000; padding-right:1.62pt; padding-left:1.62pt; vertical-align:top"><p style="margin-bottom:0pt; text-align:justify; line-height:normal"><span style="font-family:'Times New Roman', serif"></span></p></td><td rowspan="10" style="width:8.26%; border-right:0.75pt solid #000000; border-left:0.75pt solid #000000; border-bottom:0.75pt solid #000000; padding-right:1.62pt; padding-left:1.62pt; vertical-align:top"><p style="margin-bottom:0pt; text-align:justify; line-height:normal"><span style="font-family:'Times New Roman', serif"></span></p></td><td rowspan="10" style="width:7.36%; border-right:0.75pt solid #000000; border-left:0.75pt solid #000000; border-bottom:0.75pt solid #000000; padding-right:1.62pt; padding-left:1.62pt; vertical-align:top"><p style="margin-bottom:0pt; text-align:justify; line-height:normal"><span style="font-family:'Times New Roman', serif"></span></p></td><td rowspan="10" style="width:10.14%; border-right:0.75pt solid #000000; border-left:0.75pt solid #000000; border-bottom:0.75pt solid #000000; padding-right:1.62pt; padding-left:1.62pt; vertical-align:top"><p style="margin-bottom:0pt; text-align:justify; line-height:normal"><span style="font-family:'Times New Roman', serif"></span></p></td><td rowspan="10" style="width:13.74%; border-right:0.75pt solid #000000; border-left:0.75pt solid #000000; border-bottom:0.75pt solid #000000; padding-right:1.62pt; padding-left:1.62pt; vertical-align:top"><p style="margin-bottom:0pt; text-align:justify; line-height:normal"><span style="font-family:'Times New Roman', serif"></span></p></td><td rowspan="10" style="width:7.24%; border-left:0.75pt solid #000000; border-bottom:0.75pt solid #000000; padding-right:2pt; padding-left:1.62pt; vertical-align:top"><p style="margin-bottom:0pt; text-align:justify; line-height:normal"><span style="font-family:'Times New Roman', serif"></span></p></td></tr><tr style="height:7.5pt"><td style="width:18.34%; border-right:0.75pt solid #000000; padding-right:1.62pt; padding-left:2pt; vertical-align:top"><p style="margin-left:14.4pt; margin-bottom:0pt; text-indent:-14.4pt; text-align:justify; line-height:normal"><span style="font-family:'Times New Roman', serif">Victoria</span><span style="width:47.46pt; text-indent:0pt; font-family:'Lucida Console', monospace; display:inline-block">.......</span></p></td></tr><tr style="height:1pt"><td style="width:18.34%; border-right:0.75pt solid #000000; padding-right:1.62pt; padding-left:2pt; vertical-align:top"><p style="margin-left:14.4pt; margin-bottom:0pt; text-indent:-14.4pt; text-align:justify; line-height:normal"><span style="font-family:'Times New Roman', serif">Queensland</span><span style="width:31.57pt; text-indent:0pt; font-family:'Lucida Console', monospace; display:inline-block">....</span></p></td></tr><tr style="height:1pt"><td style="width:18.34%; border-right:0.75pt solid #000000; padding-right:1.62pt; padding-left:2pt; vertical-align:top"><p style="margin-left:14.4pt; margin-bottom:0pt; text-indent:-14.4pt; text-align:justify; line-height:normal"><span style="font-family:'Times New Roman', serif">South Australia</span><span style="width:14.76pt; text-indent:0pt; font-family:'Lucida Console', monospace; display:inline-block">..</span></p></td></tr><tr style="height:7.5pt"><td style="width:18.34%; border-right:0.75pt solid #000000; padding-right:1.62pt; padding-left:2pt; vertical-align:top"><p style="margin-left:14.4pt; margin-bottom:0pt; text-indent:-14.4pt; text-align:justify; line-height:normal"><span style="font-family:'Times New Roman', serif">Western Australia</span></p></td></tr><tr style="height:7.5pt"><td style="width:18.34%; border-right:0.75pt solid #000000; padding-right:1.62pt; padding-left:2pt; vertical-align:top"><p style="margin-left:14.4pt; margin-bottom:0pt; text-indent:-14.4pt; text-align:justify; line-height:normal"><span style="font-family:'Times New Roman', serif">Tasmania</span><span style="width:40.74pt; text-indent:0pt; font-family:'Lucida Console', monospace; display:inline-block">......</span></p></td></tr><tr style="height:1pt"><td style="width:18.34%; border-right:0.75pt solid #000000; padding-right:1.62pt; padding-left:2pt; vertical-align:top"><p style="margin-left:14.4pt; margin-bottom:0pt; text-indent:-14.4pt; text-align:justify; line-height:normal"><span style="font-family:'Times New Roman', serif">Australian Capital Territory</span><span style="width:21.21pt; text-indent:0pt; display:inline-block"></span></p></td></tr><tr style="height:11.3pt"><td style="width:18.34%; border-right:0.75pt solid #000000; padding-right:1.62pt; padding-left:2pt; vertical-align:top"><p style="margin-left:14.4pt; margin-bottom:0pt; text-indent:-14.4pt; text-align:justify; line-height:normal"><span style="font-family:'Times New Roman', serif">Northern Territory</span></p></td></tr><tr style="height:11.25pt"><td style="width:18.34%; border-right:0.75pt solid #000000; padding-right:1.62pt; padding-left:2pt; vertical-align:top"><p style="margin-left:14.4pt; margin-bottom:0pt; text-indent:-14.4pt; text-align:justify; line-height:normal"><span style="font-family:'Times New Roman', serif">Papua and New Guinea</span><span style="width:4.45pt; text-indent:0pt; display:inline-block"></span></p></td></tr><tr style="height:1pt"><td style="width:18.34%; border-right:0.75pt solid #000000; padding-right:1.62pt; padding-left:2pt; vertical-align:top"><p style="margin-left:14.4pt; margin-bottom:0pt; text-indent:-14.4pt; text-align:justify; line-height:normal"><span style="font-family:'Times New Roman', serif">Other</span><span style="width:58.45pt; text-indent:0pt; font-family:'Lucida Console', monospace; display:inline-block">........</span></p></td></tr><tr style="height:1pt"><td style="width:18.34%; border-right:0.75pt solid #000000; border-bottom:0.75pt solid #000000; padding-right:1.62pt; padding-left:2pt; vertical-align:top"><p style="margin-left:28.8pt; margin-bottom:0pt; text-indent:-14.4pt; text-align:justify; line-height:normal"><span style="font-family:'Times New Roman', serif">Total</span><span style="width:45.89pt; text-indent:0pt; font-family:'Lucida Console', monospace; display:inline-block">......</span></p></td><td style="width:13.82%; border:0.75pt solid #000000; padding-right:1.62pt; padding-left:1.62pt; vertical-align:top"><p style="margin-bottom:0pt; text-align:justify; line-height:normal"><span style="font-family:'Times New Roman', serif"></span></p></td><td style="width:7.36%; border:0.75pt solid #000000; padding-right:1.62pt; padding-left:1.62pt; vertical-align:top"><p style="margin-bottom:0pt; text-align:justify; line-height:normal"><span style="font-family:'Times New Roman', serif"></span></p></td><td style="width:13.74%; border:0.75pt solid #000000; padding-right:1.62pt; padding-left:1.62pt; vertical-align:top"><p style="margin-bottom:0pt; text-align:justify; line-height:normal"><span style="font-family:'Times New Roman', serif"></span></p></td><td style="width:8.26%; border:0.75pt solid #000000; padding-right:1.62pt; padding-left:1.62pt; vertical-align:top"><p style="margin-bottom:0pt; text-align:justify; line-height:normal"><span style="font-family:'Times New Roman', serif"></span></p></td><td style="width:7.36%; border:0.75pt solid #000000; padding-right:1.62pt; padding-left:1.62pt; vertical-align:top"><p style="margin-bottom:0pt; text-align:justify; line-height:normal"><span style="font-family:'Times New Roman', serif"></span></p></td><td style="width:10.14%; border:0.75pt solid #000000; padding-right:1.62pt; padding-left:1.62pt; vertical-align:top"><p style="margin-bottom:0pt; text-align:justify; line-height:normal"><span style="font-family:'Times New Roman', serif"></span></p></td><td style="width:13.74%; border:0.75pt solid #000000; padding-right:1.62pt; padding-left:1.62pt; vertical-align:top"><p style="margin-bottom:0pt; text-align:justify; line-height:normal"><span style="font-family:'Times New Roman', serif"></span></p></td><td style="width:7.24%; border-top:0.75pt solid #000000; border-left:0.75pt solid #000000; border-bottom:0.75pt solid #000000; padding-right:2pt; padding-left:1.62pt; vertical-align:top"><p style="margin-bottom:0pt; text-align:justify; line-height:normal"><span style="font-family:'Times New Roman', serif"></span></p></td></tr></tbody></table> ``` <table cellspacing="0" cellpadding="0" style="width:100%; margin-bottom:0pt; border-collapse:collapse"><tbody><tr style="height:1pt"><td rowspan="2" style="width:43.92%; border-top:0.75pt solid #000000; border-right:0.75pt solid #000000; border-bottom:0.75pt solid #000000; padding-right:1.62pt; padding-left:2pt; vertical-align:middle"><p style="margin-bottom:0pt; text-align:center; line-height:normal"><span style="font-family:'Times New Roman', serif">State or Territory.</span></p></td><td colspan="2" style="border:0.75pt solid #000000; padding-right:1.62pt; padding-left:1.62pt; vertical-align:middle"><p style="margin-bottom:0pt; text-align:center; line-height:normal"><span style="font-family:'Times New Roman', serif">Metropolitan Area.*</span></p></td><td rowspan="2" style="width:15.88%; border:0.75pt solid #000000; padding-right:1.62pt; padding-left:1.62pt; vertical-align:middle"><p style="margin-bottom:0pt; text-align:center; line-height:normal"><span style="font-family:'Times New Roman', serif">Elsewhere.</span></p></td><td rowspan="2" style="width:11.06%; border-top:0.75pt solid #000000; border-left:0.75pt solid #000000; border-bottom:0.75pt solid #000000; padding-right:2pt; padding-left:1.62pt; vertical-align:middle"><p style="margin-bottom:0pt; text-align:center; line-height:normal"><span style="font-family:'Times New Roman', serif">Total.</span></p></td></tr><tr style="height:1pt"><td style="width:15.7%; border:0.75pt solid #000000; padding-right:1.62pt; padding-left:1.62pt; vertical-align:middle"><p style="margin-bottom:0pt; text-align:center; line-height:normal"><span style="font-family:'Times New Roman', serif">Australian Governments.†</span></p></td><td style="width:13.44%; border:0.75pt solid #000000; padding-right:1.62pt; padding-left:1.62pt; vertical-align:middle"><p style="margin-bottom:0pt; text-align:center; line-height:normal"><span style="font-family:'Times New Roman', serif">Other.</span></p></td></tr><tr style="height:1pt"><td style="width:43.92%; border-top:0.75pt solid #000000; border-right:0.75pt solid #000000; padding-right:1.62pt; padding-left:2pt; vertical-align:top"><p style="margin-bottom:0pt; text-align:center; line-height:normal"><span style="font-family:'Times New Roman', serif"></span></p></td><td style="width:15.7%; border-top:0.75pt solid #000000; border-right:0.75pt solid #000000; border-left:0.75pt solid #000000; padding-right:1.62pt; padding-left:1.62pt; vertical-align:top"><p style="margin-bottom:0pt; text-align:center; line-height:normal"><span style="font-family:'Times New Roman', serif">£</span></p></td><td style="width:13.44%; border-top:0.75pt solid #000000; border-right:0.75pt solid #000000; border-left:0.75pt solid #000000; padding-right:1.62pt; padding-left:1.62pt; vertical-align:top"><p style="margin-bottom:0pt; text-align:center; line-height:normal"><span style="font-family:'Times New Roman', serif">£</span></p></td><td style="width:15.88%; border-top:0.75pt solid #000000; border-right:0.75pt solid #000000; border-left:0.75pt solid #000000; padding-right:1.62pt; padding-left:1.62pt; vertical-align:top"><p style="margin-bottom:0pt; text-align:center; line-height:normal"><span style="font-family:'Times New Roman', serif">£</span></p></td><td style="width:11.06%; border-top:0.75pt solid #000000; border-left:0.75pt solid #000000; padding-right:2pt; padding-left:1.62pt; vertical-align:top"><p style="margin-bottom:0pt; text-align:center; line-height:normal"><span style="font-family:'Times New Roman', serif">£</span></p></td></tr><tr style="height:1pt"><td style="width:43.92%; border-right:0.75pt solid #000000; padding-right:1.62pt; padding-left:2pt; vertical-align:top"><p style="margin-bottom:0pt; text-align:justify; line-height:normal"><span style="font-family:'Times New Roman', serif">New South Wales</span><span style="width:109.57pt; font-family:'Lucida Console', monospace; display:inline-block">................</span></p></td><td rowspan="10" style="width:15.7%; border-right:0.75pt solid #000000; border-left:0.75pt solid #000000; border-bottom:0.75pt solid #000000; padding-right:1.62pt; padding-left:1.62pt; vertical-align:top"><p style="margin-bottom:0pt; text-align:justify; line-height:normal"><span style="font-family:'Times New Roman', serif"></span></p></td><td rowspan="10" style="width:13.44%; border-right:0.75pt solid #000000; border-left:0.75pt solid #000000; border-bottom:0.75pt solid #000000; padding-right:1.62pt; padding-left:1.62pt; vertical-align:top"><p style="margin-bottom:0pt; text-align:justify; line-height:normal"><span style="font-family:'Times New Roman', serif"></span></p></td><td rowspan="10" style="width:15.88%; border-right:0.75pt solid #000000; border-left:0.75pt solid #000000; border-bottom:0.75pt solid #000000; padding-right:1.62pt; padding-left:1.62pt; vertical-align:top"><p style="margin-bottom:0pt; text-align:justify; line-height:normal"><span style="font-family:'Times New Roman', serif"></span></p></td><td rowspan="10" style="width:11.06%; border-left:0.75pt solid #000000; border-bottom:0.75pt solid #000000; padding-right:2pt; padding-left:1.62pt; vertical-align:top"><p style="margin-bottom:0pt; text-align:justify; line-height:normal"><span style="font-family:'Times New Roman', serif"></span></p></td></tr><tr style="height:1pt"><td style="width:43.92%; border-right:0.75pt solid #000000; padding-right:1.62pt; padding-left:2pt; vertical-align:top"><p style="margin-bottom:0pt; text-align:justify; line-height:normal"><span style="font-family:'Times New Roman', serif">Victoria</span><span style="width:152.96pt; font-family:'Lucida Console', monospace; display:inline-block">.......................</span></p></td></tr><tr style="height:1pt"><td style="width:43.92%; border-right:0.75pt solid #000000; padding-right:1.62pt; padding-left:2pt; vertical-align:top"><p style="margin-bottom:0pt; text-align:justify; line-height:normal"><span style="font-family:'Times New Roman', serif">Queensland</span><span style="width:137.07pt; font-family:'Lucida Console', monospace; display:inline-block">....................</span></p></td></tr><tr style="height:1pt"><td style="width:43.92%; border-right:0.75pt solid #000000; padding-right:1.62pt; padding-left:2pt; vertical-align:top"><p style="margin-bottom:0pt; text-align:justify; line-height:normal"><span style="font-family:'Times New Roman', serif">South Australia</span><span style="width:120.26pt; font-family:'Lucida Console', monospace; display:inline-block">..................</span></p></td></tr><tr style="height:1pt"><td style="width:43.92%; border-right:0.75pt solid #000000; padding-right:1.62pt; padding-left:2pt; vertical-align:top"><p style="margin-bottom:0pt; text-align:justify; line-height:normal"><span style="font-family:'Times New Roman', serif">Western Australia</span><span style="width:109.28pt; font-family:'Lucida Console', monospace; display:inline-block">................</span></p></td></tr><tr style="height:1pt"><td style="width:43.92%; border-right:0.75pt solid #000000; padding-right:1.62pt; padding-left:2pt; vertical-align:top"><p style="margin-bottom:0pt; text-align:justify; line-height:normal"><span style="font-family:'Times New Roman', serif">Tasmania</span><span style="width:146.24pt; font-family:'Lucida Console', monospace; display:inline-block">......................</span></p></td></tr><tr style="height:1pt"><td style="width:43.92%; border-right:0.75pt solid #000000; padding-right:1.62pt; padding-left:2pt; vertical-align:top"><p style="margin-bottom:0pt; text-align:justify; line-height:normal"><span style="font-family:'Times New Roman', serif">Australian Capital Territory</span><span style="width:66.21pt; font-family:'Lucida Console', monospace; display:inline-block">.........</span></p></td></tr><tr style="height:1pt"><td style="width:43.92%; border-right:0.75pt solid #000000; padding-right:1.62pt; padding-left:2pt; vertical-align:top"><p style="margin-bottom:0pt; text-align:justify; line-height:normal"><span style="font-family:'Times New Roman', serif">Northern Territory</span><span style="width:106.84pt; font-family:'Lucida Console', monospace; display:inline-block">................</span></p></td></tr><tr style="height:1pt"><td style="width:43.92%; border-right:0.75pt solid #000000; padding-right:1.62pt; padding-left:2pt; vertical-align:top"><p style="margin-bottom:0pt; text-align:justify; line-height:normal"><span style="font-family:'Times New Roman', serif">Papua and New Guinea</span><span style="width:85.45pt; font-family:'Lucida Console', monospace; display:inline-block">............</span></p></td></tr><tr style="height:1pt"><td style="width:43.92%; border-right:0.75pt solid #000000; padding-right:1.62pt; padding-left:2pt; vertical-align:top"><p style="margin-bottom:0pt; text-align:justify; line-height:normal"><span style="font-family:'Times New Roman', serif">Other</span><span style="width:163.95pt; font-family:'Lucida Console', monospace; display:inline-block">........................</span></p></td></tr><tr style="height:1pt"><td style="width:43.92%; border-right:0.75pt solid #000000; border-bottom:0.75pt solid #000000; padding-right:1.62pt; padding-left:2pt; vertical-align:top"><p style="margin-bottom:0pt; text-indent:72pt; text-align:justify; line-height:normal"><span style="font-family:'Times New Roman', serif">Total</span><span style="width:93.79pt; text-indent:0pt; font-family:'Lucida Console', monospace; display:inline-block">..............</span></p></td><td style="width:15.7%; border:0.75pt solid #000000; padding-right:1.62pt; padding-left:1.62pt; vertical-align:top"><p style="margin-bottom:0pt; text-align:justify; line-height:normal"><span style="font-family:'Times New Roman', serif"></span></p></td><td style="width:13.44%; border:0.75pt solid #000000; padding-right:1.62pt; padding-left:1.62pt; vertical-align:top"><p style="margin-bottom:0pt; text-align:justify; line-height:normal"><span style="font-family:'Times New Roman', serif"></span></p></td><td style="width:15.88%; border:0.75pt solid #000000; padding-right:1.62pt; padding-left:1.62pt; vertical-align:top"><p style="margin-bottom:0pt; text-align:justify; line-height:normal"><span style="font-family:'Times New Roman', serif"></span></p></td><td style="width:11.06%; border-top:0.75pt solid #000000; border-left:0.75pt solid #000000; border-bottom:0.75pt solid #000000; padding-right:2pt; padding-left:1.62pt; vertical-align:top"><p style="margin-bottom:0pt; text-align:justify; line-height:normal"><span style="font-family:'Times New Roman', serif"></span></p></td></tr></tbody></table> ```