4 I make the following findings of fact by way of background. Zagar was born on 27th September 1966 and is thus 38 years of age. He is a single man who lives with his parents on their small property. He lived independently and worked as a maintenance fitter prior to the accident. Shortly prior to the accident he had purchased a block at Dookie, near Shepparton, and was having a house built. He has not been in gainful employment since the accident and is now a disability pensioner. Whilst he had been involved in a previous motor vehicle accident, there is no relevant medical history.
5 The accident was a single vehicle accident, the vehicle in which he was travelling having struck a tree. In the accident Zagar suffered a multitude of injuries. He sustained a closed head injury with post traumatic amnesia; a fracture of the second cervical vertebra; facial fractures including a comminuted mandibular fracture and avulsed and fractured teeth; a fractured right ulna and radius; a fractured fibula; various fractured metatarsals; and facial scarring. Other impairments have since become manifest. The extent or existence of these is, in some instances, more contentious. They include a psychiatric or psychological injury; impairment of the digestive system; cognitive impairment; visual disturbance; and impairment of the trigeminal nerve.
6 In terms of progress following the accident, Zagar remained in hospital at Bendigo until 24th March 1997, when he was transferred to Bethesda, where he remained until 6th May 1997. He has had subsequent treatment for such matters as the removal of plates and screws. In July, 1997, at the Austin Medical Centre, he underwent the insertion of an odontoid screw. He had further admissions to the Austin Medical Centre in relation to management of his arm fractures and his jaw fracture. He has been examined by a large number of medical practitioners, and has been on a variety of medications. As stated, he is now in receipt of a disability pension.
7 Before turning to the various assessments of impairment which are to be made, I shall record my impressions and findings in relation to Zagar. I find him to be a witness of truth. He certainly gave the clear impression of having mental slowness, and it was equally clear to me that he was having some difficulty in presenting his evidence in a clear and orderly manner. This impression coincides with the views formed by some medical practitioners. I note that, for example, Dr Walton found that "Mr. Zagar did appear to be attempting to be co-operative but at times he was rather vague and perplexed. He did seem to have difficulty adequately expressing himself, of which he is aware". Dr Walton went on to report that Zagar struggled to maintain adequate concentration. Dr Ingram found Zagar to be preoccupied with the fact that he did not seem to be able to think clearly, and on several occasions there was repetition of the same phrases. Mr Jensen noted an appearance of frustration in Zagar's attempting to communicate his difficulties with concentration. Dr John King, Neurologist, whose report was tendered, stated that Zagar's mental state was quite abnormal. All of these views coincide with my impression of Zagar. I am of the opinion that he was honest, and was doing his best, but quite patently struggled with the process of giving evidence.
8 Against that background, I will now turn to the individual areas of impairment.