The learned Judges of the Full Court have all concurred in the view that the word "losses" in the exception in question must, on the context, refer to losses to property; and there is no doubt that primarily and generally, if not universally, the losses contemplated by the words "losses caused by sparks from railway engines" must be losses in the way of destruction of grass, crops, barns, fences, animals, hayricks, &c. But even if the meaning of "losses" is not so restricted - if, for instance, an action for the "loss of a hand" by the fire has to be referred to arbitration - it by no means follows that this action must be so referred. The only one who can bring an action for the loss of a hand is the possessor, the owner of the hand; whereas under Lord Campbell's Act an action is to be brought by or on behalf of dependants of the person who was directly affected by the negligence and not unless that person has been killed. Therefore I prefer to take the broader view which was suggested by the Chief Justice of Victoria, that the very nature of the action under Lord Campbell's Act excludes it from being treated as an action for a loss "caused by sparks from a railway engine." Mr. Ham urges that the loss of a husband or father is to be treated as coming under these words just as we should treat the loss of a hayrick. But this argument brings to light the essential differences between an action brought by the owner of the hayrick (or the hand) and an action brought by the dependants under Lord Campbell's Act: - In the first place, there is no ownership of human beings recognized by British law - even ownership of a husband or of a father. A husband is not yet to be treated as a hayrick. In the second place, under Lord Campbell's Act the damages are not given to the direct victim of the negligence. In the third place, the loss of the husband and father is not enough to justify the giving of damages - there must be actual damages proved - "damages ... proportioned to the injury resulting from" the "death." The damages are not given for injured feelings or on the grounds of sentiment, but must be for a pecuniary loss actual or prospective (per Lord Haldane L.C. in Taff Vale Railway Co. v. Jenkins[25]). It may be unpleasant to say so, but some families actually gain pecuniarily by the death of the husband and father; and if there is no actual loss by the death, no damages, even nominal, can be recovered (Duckworth v. Johnson[26]). In other words, the mere loss per se of a husband and father does not give any right to damages, even nominal, under Lord Campbell's Act. It is quite different if the hayrick be lost.