Savings - $15,647.50;
Furniture, furnishings and household effects in respect of the home unit at Brighton-le-Sands (to which an estimated value of about $10,000 was ascribed).
7 In addition, the Defendant was at that time the registered proprietor of a residential property situate at and known as 10-12 Knight Street, Arncliffe, and a home unit situate at and known as 1/22 Paine Street, Kogarah. According to the Plaintiff, when those properties were sold the Plaintiff contributed to the costs of such sale (for example, the advertising costs in respect to the Knight Street property).
8 It was the evidence of the Defendant that the foregoing residential properties at Arncliffe and Kogarah were not held beneficially by him, but were held for his parents. It emerged that the Defendant's mother had been involved in a number of real estate transactions. Those two properties were managed by her, and the Defendant received no benefit from the rent earned by those properties. The Plaintiff had no personal or financial involvement or interest in those properties.
9 Shortly after the commencement of the relationship the Defendant's Holden motor vehicle was seriously damaged in an accident. He received an amount of $18,000 from the insurer of that vehicle.
10 At the commencement of the de facto relationship between the parties the Defendant was, on account of his employment, residing at Moree. The Plaintiff joined him in that town, where they lived together in rented accommodation. The rent of that accommodation was subsidised, to the extent of 60 percent, by the Defendant's employer, Caltex. The Plaintiff obtained employment shortly after her arrival in Moree.
11 It was asserted by the Plaintiff that throughout the period in Moree (and, on later occasions, when the parties were residing in rented accommodation) she contributed to the rent of the accommodation in an amount of about $100 a week. The Plaintiff also said that she contributed to food and grocery expenses and to household utilities (such as telephone, gas and electricity). The Plaintiff said that she and the Defendant shared the cost of entertainment expenses, such as restaurants. Those contributions, according to the Plaintiff, were made by her in cash. She said that she had no documentary material to substantiate the making of those asserted cash contributions.
12 Apart from the asserted contributions for rent in an amount of about $100 a week, the Plaintiff was not able to quantify the cash contributions which she asserted she made towards food and grocery expenses and towards household utilities and outgoings, except to say that all those bills were split equally between herself and the Defendant. The Plaintiff agreed, however, that during the period whilst she and the Defendant were residing with the Defendant's parents at Arncliffe from February 1993 to November 1994 (a period of some twenty-one months) the Plaintiff made no contribution towards rent and made no contribution towards land and water rates. She said that she did pay for food during that period, as also did the Defendant.
13 In the course of his employment the Defendant was transferred to Tamworth in February 1991, and subsequently to Newcastle in November 1992. In each of those cities the parties resided in rented accommodation, and the Plaintiff obtained employment. According to the Plaintiff, she continued, whilst residing in those cities, to make contributions of a nature similar to those made by her whilst the parties were residing in Moree. According to the Plaintiff, when the Defendant was working in Newcastle the cost of the rented accommodation was subsidised by the Defendant's employer, and the Plaintiff paid one half of the balance of those rental expenses.
14 The parties in 1992 became engaged to be married, and the Defendant gave an engagement ring to the Plaintiff. However, they had not married before the relationship ended in 2000.
15 The parties returned to Sydney in February 1993, in the course of the Defendant's employment. From then until November 1994 the parties resided with the Defendant's parents in the home of the latter at 11 Stewart Street, Arncliffe. The Plaintiff obtained full-time employment within a month of her return to Sydney.
16 In August 1993 the Defendant purchased a house property at 5 Towers Place, Arncliffe. That property (to which I shall refer as "the Towers Place property"), which from September 1994 until the termination of the de facto relationship in August 2000, was the matrimonial home of the parties, is the subject of the present claim by the Plaintiff. The purchase price of the Towers Place property was $295,000. That purchase was funded by a mortgage of $300,000 from Atlas Truck Rentals Pty Limited. The Defendant paid the stamp duty of $8,819 on the purchase of the property, and also paid the legal costs associated therewith.
17 After the purchase of the Towers Place property the Defendant in November 1993 sold his home unit at Brighton-le-Sands for $241,500. That property had been rented throughout the period of the de facto relationship, and the Plaintiff did not assert she had made any contributions relating to it, by way of mortgage repayments or outgoings or otherwise. After discharging the mortgage and paying legal costs and commission in respect of the sale, the Defendant received $77,487, from the sale of that property. The Defendant used that amount in reducing the outstanding mortgage on the Towers Place property.
18 In early 1995 the Defendant was made redundant in his employment with Caltex Oil, and received a redundancy payment of $42,904. From that redundancy payment the Defendant made a lump sum payment of $23,805 in reduction of his indebtedness under the mortgage from Atlas Truck Rentals. In February 1996 the Defendant's parents (or his mother) advanced him the sum of $69,418, being part of the proceeds of the sale of their house property at 1 Ferry Street, Kogarah. The Defendant paid that sum also in reduction of the mortgage on Towers Place. The Defendant also made further lump sum payments in reduction of that mortgage debt, being $5,000 on 19 April 1996, $15,000 on 16 May 1996 and $10,986 on 23 June 1996.
19 In 1997 the Defendant discharged the mortgage from Atlas Truck Rentals. In March of the following year the Defendant rearranged his finances, and obtained a mortgage of $100,000 from Perpetual Trustees Limited in respect of the Towers Place property.
20 It was about six months after he ceased employment with Caltex that the Defendant obtained employment with Burmah Oil. During the intervening period the Defendant worked in consultancy positions. It was the assertion of the Plaintiff that throughout that period of six months it was she who was essentially paying for such household outgoings as groceries, gas, electricity and telephone (but not for municipal rates or for water rates).
21 Although it was the assertion of the Plaintiff that she paid the entirety of such household outgoings, when confronted by an electricity bill which had been paid by cheque written by the Defendant on 3 August 1995 for $138, the Plaintiff responded by saying that she "would have paid half the amount". She was not able to substantiate such an asserted contribution, nor a similar contribution which she stated was made by her in respect to an electricity account paid by the Defendant on 8 November 1995, or a gas account paid by him on 9 August 1995 for $176.76.
22 During the period of about six months throughout which the Defendant was partly unemployed, the Plaintiff originally said that she paid all the living and household expenses for the parties, whilst the Defendant still maintained the mortgage repayments from the small earnings which she received from casual and consulting work.
23 Despite her original assertion that during the period of six months between the termination of the Defendant's employment with Caltex and the commencement of his employment with Burmah Oil it was the Plaintiff who paid the totality of such household outgoings as gas and electricity, the Plaintiff under cross-examination said that she "would have paid half" of specific gas and electricity accounts with which she was then confronted. Indeed, the Plaintiff ultimately agreed that her statement that she had paid for all those items was not accurate.
24 The Defendant did not dispute that after the parties moved into residence in the Towers Place property the Plaintiff paid what he described as "her share" of food and living expenses, entertainment and some utilities.
25 At the commencement of the hearing it was noted that it was agreed between the parties that the present value of the Towers Place property was $800,000.
26 It was essentially the case for the Plaintiff that her cash contributions to the household expenses and outgoings of the parties throughout the relationship, especially after they entered into occupation of the Towers Place property, enabled the Defendant from his own income to meet the mortgage payments on that property. Those alleged contributions by the Plaintiff were denied by the Defendant.
27 The Defendant also denied the Plaintiff's allegations that she made significant non-financial contributions to the relationship, especially in the capacity of homemaker. It was the evidence of the Plaintiff that she performed a significant part of the maintenance, gardening and renovational activities at the Towers Place residence.
28 It was the evidence of the Defendant that it was he, and not the Plaintiff, who performed the major part of the culinary activities during the course of the relationship, and that he performed the entirety of the ironing of his clothing, as well as ironing some of the Plaintiff's clothing.
29 For some time whilst the parties were residing in the Towers Place property they shared that residence with two lodgers. Each of those lodgers paid $100 a week in cash to the Defendant.
30 The parties essentially kept their finances separate throughout the relationship. There were, however, exceptions to that practice.
31 The parties planned a holiday in Europe for 2000. Each of the parties agreed to contribute $10,000 towards that holiday. For the purpose of that holiday the parties conducted a joint Visa Travel Card with Thomas Cook, Hurstville. Despite the original agreement that each of the parties would contribute $10,000 to that holiday, the Plaintiff obtained from Westpac Banking Corporation a personal loan of $12,150 on 1 March 2000, and contributed that amount to the holiday account. Each of the Plaintiff and the Defendant also paid an amount of about $3,700 towards the cost of airfares and expenses preceding their departure. On 13 April 2000 the Defendant paid $6,276 into the joint Visa Travel Card account. That amount was sourced from the home loan in respect of the Towers Place property. So far as I can gather, the result of those various contributions was that the Plaintiff contributed a total of $12,150, whilst the Defendant contributed a total of $9,976 towards their holiday in 2000.
32 The Defendant also provided the Plaintiff with a credit card on his American Express account. It was the practice of the parties each month to peruse the American Express statement and each then to pay the amount which he or she respectively had incurred on that account.
33 At the termination of the relationship in August 2000 the Plaintiff owned various chattels and other personal items (to which she ascribed a total value of $10,205). The significant liability of the Plaintiff was the personal loan which she had obtained to fund the overseas holiday of herself and the Defendant in 2000. She has been repaying that loan, which was for a term of five years, at the rate of $70 a week. At the time of the commencement of the proceedings the outstanding balance owed by the Plaintiff in respect of that loan was about $6,500.
34 At the time of separation the Plaintiff was earning almost $827 gross a week. According to her calculations (based upon the several notices of assessment received by her in respect of income tax during the period of the relationship), her net disposable income for the totality of that period was about $234,000.
35 Among the chattels retained by the Plaintiff at the end of the relationship were various items of jewellery given to her by the Defendant, being a diamond engagement ring (for which he had paid $4,500), a gold necklace and bracelet (for which he had paid $500) and a white yellow [sic] and diamond ring (for which he had paid $1,000). In addition, the Plaintiff retained an eight piece designer dinner set, a cappuccino machine and a jewellery box.
36 At the termination of the relationship the Defendant's assets consisted of the Towers Place property (the value of which at that time is stated by Stuart Hunter, a registered valuer, to be $620,000), together with the contents thereof (to which the Defendant ascribed a value of $10,000). The Defendant also had a superannuation entitlement of about $66,000 gross. At the time of the termination of the relationship the Defendant's liability under the mortgage over the Towers Place property was about $100,000, and the Defendant had a credit card debt of about $3,460.
37 At the time of the Plaintiff's birthday on 11 October 1998 the Defendant gave to her his Ford Fairmont motor vehicle (1991 model), which was thereafter used by the Plaintiff and treated by her as if it were her own. However, in September 2000, about a month after separation, the Defendant retrieved possession of that motor vehicle from the Plaintiff. According to the Plaintiff, the Defendant subsequently sold that vehicle for about $5,000 and retained for himself the proceeds of that sale.
38 I have had the benefit of receiving chronologies from Counsel for the respective parties, together with a written outline of submissions from Counsel for the Plaintiff. That document will be retained in the Court file.
39 Section 20(1) of the Property (Relationships) Act provides, relevantly,
On an application by a party to a domestic relationship for an order under this Part to adjust interests with respect to the property of the parties to the relationship or either of them, a court may make such order adjusting the interests of the parties in the property as to it seems just and equitable having regard to: