Damages
40At the time of his accident Mr Ryan was a director of Reliance Pools. He had started the business in 1996. He was a leader in the pool design and construction industry. He was a published author in the area and had just recently attained an MBA.
41Mr Ryan's financial affairs were complicated, in that he acted as a director of Reliance Pools, as well as being a beneficiary of the Reliance Trust. After adjustments, taking account of the trust arrangement, Mr Ryan's income for the period 30 June 2006 to 30 June 2009 varies from $195,000 down to $155,000. The plaintiff's economic loss is summarised at page 6, table 7 of his accountants' Stephen Crouch & Associates report (29/11/10). If he has no capacity his economic loss is estimated at $1,645,735 and if he has a reduced capacity it is estimated at $1,269,495. The economic loss that Mr Ryan might recover is limited by virtue of s12 of the Civil Liability Act 2002.
42Reliance Pools acted as Trustee for the Reliance Trust. Various estimates are made as to the loss suffered by Reliance Trust. Dr Stephen Crouch, expert financial accountant, summarised the economic loss suffered in total by Reliance Pools and Mr Ryan at between $1.9M and $4.1M. The loss claimed by Reliance Pools is not limited by s 12 of the Civil Liability Act.
43As at the time of the accident, Mr Ryan estimates that the business had a $2.6M turnover. Reliance Pools had just employed a full time Production Manager, Mr Christian, with a view to allowing Mr Ryan to spend more time marketing and developing the business. Reliance Pools had been established for the purposes of a joint venture with a Qatar based construction company. An information memorandum had been supplied and a consultant engaged. Mr Ryan saw significant potential in the Qatar and Middle Eastern market.
44While the amounts of economic loss set out in the accountants' reports are substantial, in the end the amount the plaintiff would recover depends upon Mr Ryan's capacity to work. One quantification is dependant upon the plaintiff being totally incapacitated for work. This situation does not seem to be borne out by all the medical reports, however, I accept that to a large extent it will depend on the trial judge's view of the evidence of Mr Ryan and that of his wife.
45As a result of the accident Mr Ryan suffered alkaline burns, shrapnel wounds and injury to his eyes. The shrapnel was gradually removed over a period of one to two months. There remains some scarring to his face. The injury to his eyes does seem to have been resolved, although there are scattered lumpy areas consistent with impregnation of concrete and gravel still present in his right upper eye. So far as his left shoulder is concerned it seems to cause him to experience some periods of discomfort. He was diagnosed with a mild traumatic brain injury and this is the current main cause of his disabilities. Initially, Mr Ryan was off work for three months. He was not able to return to his former work in any meaningful way as a result of fatigue, anxiety, lack of concentration and inability to make decisions. Neither the Qatar venture nor the contracted work proceeded. Reliance Pools was placed into liquidation. The family home was sold and he and his wife were rendered bankrupt.
46Mr Ryan says that he has suffered considerably physically, mentally and emotionally. Prior to the accident he perceived himself to be an extremely busy and active man engaged in a wide range of activities other than just his work. He is now in receipt of workers compensation payments totalling $392 net per week. He works part time for the Misfit Group Pty Ltd a few hours a week but he has not been paid since April 2011. He and his wife live in a two bedroom rented house.
47Mr Ryan says that he has ongoing psychological difficulties. While initially he suffered from Post Traumatic Stress Syndrome the doctors says that this condition has largely resolved. Whatever the full nature and extent of his injuries and disabilities, he portrays himself as having gone from an active, confident, very successful businessman to a person suffering from considerable stress and anxiety and psychological symptoms, without a business and with limited capacity to earn.
48Dr Hutton (Mr Ryan's treating general practitioner) and Drs Assem and Rowe's reports support the plaintiff's position. Dr Rowe, consultant neurologist (Report 15/9/09), reported that he had previously administered neuropsychological testing which identified severe impairments in the area of sustained attention, discrimination and vigilance within the first thirty minutes of testing consistent with findings of other brain injured patients. On later testing he also began to show significant executive function impairments consistent with his reported difficulties with planning, organisation and problem solving. Neurophysiological testing also identified an abnormal increase in theta and alpha EEG activity consistent with brain injury and PCS.
49Mr Ryan reported to Dr Rowe that he felt as though he has not made any significant improvement in his functioning over the past six months. Rather he said he has had to reduce his workload, which he said has been frustrating. Mr Ryan said that he continues to suffer from fatigue and cognitive difficulties particularly when trying to complete multiple tasks during the day. He told Dr Rowe that even when he is required to complete a number of simple tasks such as cooking plus organise children plus get some shopping done he has difficulty. He said that he has to complete only one task per day if he is to feel well. He said that it does not take much for him to be completely overwhelmed by the tasks even though they are minor.
50Mr Ryan said to Dr Rowe that following the removal of his company responsibilities in May-June 2009 he said that he thought that much of his fatigue and cognitive difficulties would resolve. Mr Ryan said that he thought that his problems were due to not being able to complete the high level business work and transactions, which he performed efficiently prior to his head injury. However, he said that he has noticed that the symptoms have continued in simple day to day tasks despite being better rested and despite the activities being easy and uncomplicated.
51Mr Ryan reported that he is "ok" with completing physical activities such as surfing but has difficulty with problem solving activities. For example, he was not able to resolve a simple computing and internet problem he was having at home. Nor was he able to call their internet service provider to explain the nature of the problem.
52Mr Ryan also told Dr Rowe that he has abandoned more complicated hobbies such as his intellectual interests and research. He said that he will not read anything of an intellectual nature anymore and has difficulty completing an interest book. He said he has stopped attending his martial arts classes but has been advised to persevere. He said that he had an interest in learning German and Guitar but has had "massive" difficulty, can be easily overwhelmed and can only manage once per week at best, otherwise he becomes overloaded, forgets what he has done, and loses motivation.
53With regards to activities of daily living the first plaintiff says that he is reasonably capable but can only perform one activity per day otherwise he becomes overwhelmed, tired and unmotivated. He can learn a new activity but has to proceed at an extraordinary slow rate, for example studying a new activity on only one or two sessions per week. He appears to be limited to approximately thirty minute to one hour work sessions at a time with a maximum of eight hours per week depending on the complexity of the task.
54In terms of social activities, Mr Ryan also told Dr Rowe that he has suffered in the area of socialisation. He said that now he is either unable to put in the effort or if he does he needs to have his wife to accompany him if he is to function in a manner slightly resembling his premorbid state. He said that at home things are more difficult as he has trouble reading his wife and children with respect to their needs and at times can be unintentionally unsympathetic or lack awareness.
55Counsel for A F Concrete Pumping submitted that Mr Ryan's damages would not be substantial and referred to Dr Smith's report to support this proposition. He also submitted that Mr Ryan would not exceed the threshold of 15 percent, s 151Z of the Workers Compensation Act 1987 would come into play and there would be a reduction of the plaintiff's damages due to his contributory negligence.
56Dr Selwyn Smith, a psychiatrist, is of the view that there was no clinical evidence to support a traumatic closed head injury nor a post concussive syndrome nor a cognitive injury. Dr Smith says that Mr Ryan retained an excellent memory and was cognitively intact and that his symptoms were more likely related to heightened levels of anxiety and in particular an adjustment disorder with anxious mood and that Mr Ryan did not reveal diagnostic criteria for a depressive disorder but has developed marked avoidant, and to a degree, dependent behaviour. It was Dr Smith's opinion that Mr Ryan's prognosis was relatively good. So far as future employment is concerned, Dr Smith says that Mr Ryan is fit to engage in employment and has capacity to increase his hours. Dr Smith opined that Mr Ryan's present condition would not preclude him from engaging in full time work. This view is not reflected in the other doctors' reports.
57The first defendant has pleaded that Mr Ryan contributed to his injury, loss and damage by firstly, having observed an unidentified worker untie a previously tied pipe, failed to ensure that the pipe was secured again before allowing any further concreting activity to be undertaken; and secondly, having observed an unidentified worker untie a previously tied pipe, failed to take sufficient care and precaution for his own safety by moving away from the area where the unsecured pipe was located.
58While it is possible there may be a small reduction for contributory negligence, the damages the plaintiff would be awarded will be substantial. They will well exceed $100,000, being the amount the plaintiff is seeking to be paid.
59I am satisfied that if these proceedings went to trial the plaintiff would obtain judgment for substantial damages against the first defendant A F Concrete Pumping Pty Ltd. I make an order that the first defendant is to the plaintiff the sum of $100,000 by way of interim payment pursuant to s 82 of the Civil Procedure Act within 14 days.
60Costs are reserved.