Earlier, his Honour had said:
"In similar terms are the reports of Dr Peter Endrey-Walder of 5 June 1995, 3 February 1997 and 1 April 1997. It is sufficient for present purposes to refer to the last of those reports which sets out at pages 3 to 4 his opinion. He notes that the plaintiff has remained significantly symptomatic from a physical point of view and has remained under psychological and psychiatric care since she was first assessed by him some two years ago. In referring to recent radiological investigations of an MRI scan there is confirmation of a significant physical basis for her symptoms in the neck and at the right shoulder joint and to paraphrase, he is of the opinion that there has not been any improvement in the trigeminal neuralgia which is probably contributing a great deal both to her physical symptomatology and psychological state. He then refers to some soft tissue wasting in the palm of her right hand and suggests some further studies to be undertaken. He concludes that the plaintiff remains with a thirty per cent permanent impairment of the neck and a twenty-five per cent permanent impairment of the back. It is further likely that fear of aggravating herself would contribute to some extent to her display of quite marked functional impairment, he continues:
"She does have some quite significant rotator cuff symptomatology at the right shoulder to which some nerve route irritation from the neck may also contribute. I feel it would be more reasonable today to apportion a thirty per cent permanent loss of efficient use of the right arm at or above the elbow than the fifteen per cent which was previously found. She has remained with radiation of pain into her right leg and I believe that she remains with a ten percent permanent loss of efficient use of the right lower limb at or above the knee.""
21 In his discussion of other medical evidence, his Honour said:
" I now turn to the medical evidence. The medical evidence that find most useful and the medical evidence I prefer is that of the following doctors or psychologists. Dr Martino, including his medical records … ; Dr Griffith, the treating neurologist; Dr Endrey-Walder; Mr Garofali and Mr Taylor, consulting psychologists; and to a lesser extent Dr Giblin, the treating orthopaedist.
Perhaps I should indicate why I prefer their evidence to some of the other evidence given and I will attempt to do that briefly…."
22 The evidence of Dr Wilcox was rejected for a number of reasons, including his "… very adverse view of the [respondent] or her credit and that is not a view I share". His Honour said that he had "a similar view" as to [the] evidence" of Dr Mellick. However, other matters, unrelated to the respondent's credit, also influenced a more important role in his Honour's rejection of the evidence of Dr Wilcox and Dr Mellick.
23 His Honour "did derive some assistance from Dr Maguire". He accepted Dr Maguire's evidence that the respondent had some "initial depressive symptoms" after the presently material motor accident but rejected Dr Maguire's opinion "that this distress was greatly overshadowed by her emotional reaction to the death of her son in 1992".
24 The opinion of Dr J Kevin, an ophthalmologist, to the effect that the respondent's "… eye problems … do not appear to be related to the accident" was also rejected. His Honour said "I assume that one of the reasons that was provided was lack of complaint or lack of persisting symptoms. In the light of what is in other reports, including the GP Dr Martino, I do not put any weight on [Dr Kevin's] report in that respect. It merely confirms my view of the [respondent] that she tends to be a little stoic, at the risk of understatement, and perhaps to use an old-fashioned term, is a person who knows her place, and is rather passive in her own way. I suppose one could also take the view that if one goes to an eye doctor one is seeking treatment for glasses or for one's eyesight or something of that kind. Now that may not necessarily be a correct view of approach to take with a person such as Dr Kevin, but it may not be surprising that a person like the plaintiff would approach the matter in that way."
25 In his "survey" of the medical evidence (with interposed comments), the trial judge next turned to the opinions of two psychologists, Mr Garofali and Mr Taylor and said:
"I accept Mr Garofali's evidence that she is suffering from a significant pain complaint, that it is related to the accident and it may be that she was not referred for specific pain treatment of the kind offered by Mr Garofali until after the son's death. See for example, page 5.2 of his report of 15 August. He, of course, relates that to various matters including the trigeminal neuropathy and he does however mention heightened sensitivity predisposing her to the effects of prolonged bereavement following the death of her son, Santarno. I also note that in the [respondent's] medicals there is also a report from the same psychologist, I think a later one than the one I have just referred to, this one of 22 November 1995. In that he concludes that the loss of her son, Santarno, on 14 September 1994 (as said) has sensitised her to the effects of stress, depression and pain. In addition, failure to provide her with appropriate intervention earlier has contributed to the development of chronic pain syndrome. As I read his opinion he does indicate significant pain resulting from this motor vehicle accident but does go on to indicate that further sensitisation of some significance has resulted from the loss of her son and failure to provide her appropriate intervention earlier.
Mr Taylor, in his report of 4 October last year, finds that she is suffering from an anxiety disorder with some symptoms of depression also being present. I am looking at pages 7 and following of his report of that date. She is continuing to suffer from a grief reaction associated with the death of her son which is adding to the symptoms of depression which have arisen in response to the effects of her motor vehicle accident. He does however, find her emotional health has been affected by the significant grief reaction due to the death of her son but that as a result of the motor vehicle accident in 1991 she suffered from a considerably anxiety disorder and has also have symptoms of depression. The anxiety disorder is still present. He relates both matters to symptoms of anxiety but finds a prognosis favourable for the resolution of current emotional difficulties but partially dependant on her ability to resume her prior lifestyle. So we see here, and I accept the evidence of both Mr Garofali and Mr Taylor, that there is an interrelationship between her physical situation and her mental state but the mental state is itself complicated by the son's death. I do not really read, although I rely upon it, the reports of the psychiatrist Dr Elsa Bernadi as being to a significantly different effect. She does diagnose major depression and does refer significantly to the precipitant being the 1991 motor vehicle accident but does, of course, relate that in turn to the son's death.
In my view, as well as the physical disabilities suffered by the [respondent], there were some psychological distresses and pain occasioned by the 1991 incident. It is quite clear however that the son's death significantly complicated that matter but her capacity for healing in that psychological sense depends significantly on her ability physically to return to her previous life and lifestyle which is not seriously possible because of those physical disabilities. It seems to me that the effect of that is that in assessing damages I have got to exclude from consideration the significant further psychological stress and perhaps psychiatric stress suffered by the son's death and at least discount to some reasonable extent the complications of that upon her physical state but there is no difficulty in making a finding that her inability to do her domestic work and to return to her pre-injury employment was caused by this accident and I so find.
I should before I leave the medical material, refer to the report of Dr Siegal which was tendered by the [respondent] as exhibit 5. It seems clear from that report which was dated 20 July 1993, less than a year, as I recall it, after the son's death. It is regrettable that she did not advise Dr Siegal of this motor vehicle accident. In view of the significant tragedy that occurred to the plaintiff however by the son's death it may not in some respects be surprising that at this time the major matter in the plaintiff's life was that death and this accident had diminished is importance to her but having made findings as to the physical consequences of the present accident it is quite clear that one must discount the findings of Dr Siegal. He fund in the last paragraph:
"It is obvious that [the respondent's] psychological grief response is a direct result of the death of her son. Furthermore her inability to carry out her normal household duties and inability to work in the family business is a direct result of the loss of her son at the time of the accident."
Although I have to, and have indicated that I will, take into account the psychological or pathological grief response, to use Dr Segal's words, of the death of her son in assessing damages, I do not find that her inability to carry out normal household duties and inability to work in the family business is a direct result of the loss of her son but rather a direct result of this accident."
26 After reference to "the question of the costs of pain management or treatment for pain management provided by Mr Garofali", which he described as a "difficult and complicated area because of the interrelationship" between the presently material accident and the death of the respondent's son, Santarno, his Honour said:
"In my view a great deal, by far the majority of pain therapy, was required because of the physical consequences of this accident. There is no doubt however that the son's death was a complicating and interrelated factor. … doing the best I can I estimate something in the order of 80% of the requirement for such treatment was caused by this accident but I hasten to add that that is obviously a very round figure and approximate."
27 The "next complication" was "the question of the sale of the business", which his Honour considered "… overall … a minor component", despite amounts which he later awarded for economic loss. His Honour said:
"… I find that the sale was forced by the present accident, that the business depended upon the [respondent's] skill as a cook and food preparer and it is also relevant to note when one bears in mind the estimates of wages or profits she took out of the business, which depending on which view one takes varies between $164 and $200 per week, that the viability of the business depended upon having someone like a close family member doing this work. One could not have got a cook (in the sense of an employee) who keep even a small business going working six days a week for money or wages at that level. True it is her daughter filled the gap for a period of sixteen months but not surprisingly, and I must say this has the ring of not only truth but also what one would expect, that she was not as good a cook as her mother."
28 After mention of the respondent's daughter's youth and desire for "some kind of social life which was inconsistent with working the kind of hours required to fill her mother's place", his Honour continued:
"When one takes all those matters into account, it was only a matter of time, so long as the [respondent] could not return to her pre-injury work before the business would either fail or be sold. There seems little doubt that the timing of the sale, rather than the cause of the sale was affected by the son's death… the son's death was … the last straw. In my view the son's death only affected the timing of when the sale actually occurred. But for that it might not have occurred for a short time later but the real cause of the sale of the business at or about the time it occurred was the [respondent's] injuries…"
29 After noting conflicting reports between experts called by the respective parties, his Honour allowed $8000 "for … the loss on the sale of the business …". As stated earlier, the respondent does not seek to sustain that part of the judgment.
30 The next subject dealt with was "loss of wages and loss of earning capacity". His Honour observed that "the experts are not really far away on this issue. The [appellant's] expert puts the amount at between $164 to $196 per week net whereas the [respondent's] expert puts the figure at $200 per week". His Honour then expressed the opinion that he "should err on the conservative side", and that the appropriate amount to allow, both for loss of wages and for loss of earning capacity, was a figure in the order of $170 per week. That resulted in an award of $53,000 for past economic loss. On the basis of his acceptance of the respondent's evidence that "she intended to work until aged 65", and "his opinion that she may have some small but very small earning capacity on the open labour market", his Honour determined that it was "probably appropriate to make a greater estimate for contingencies", "particularly in the light of the son's death and the effect on her", and that "a figure in the order of $50,000 is appropriate". The appellant's submission that "only … a buffer should be allowed for future economic loss" was rejected because of the trial judge's "different approach … to questions of causation and the injuries of the [respondent]".
31 The respondent claimed $6,664 for medication for the next twenty years ($10 per week) and $4612 for visits to her general partitioner and physiotherapist "at say $30 per visit once a month …". His Honour again expressed the opinion that "some greater discount for contingencies and uncertainty should be allowed" and these matters should be valued on a conservative basis. Accordingly, he awarded $5000 for medication and $3000 for visits to the doctor, adding:
"Implicit in what I have said is also attempting to make some allowance as was conceded by the [respondent] in her counsel's calculation for depression tablets and the like related to the son's death"
32 When considering respondent's "Griffith v Kerekmeyer" claim, his Honour accepted her evidence that she was unable to do her normal household duties after the accident to which this proceeding relates and that she required assistance from her daughter and her husband. Because of the respondent's husband's heart problems, her daughter's assistance had had to increase. His Honour continued:
"Again I consider that I should take a conservative approach in relation to this matter because of questions of contingencies, the complications of the son's death and the effect on the [respondent] of that and the difficulty of people even doing their best to make an estimate of the amount of assistance actually being rendered or required. Notwithstanding my view that the amount has probably changed from time to time depending on the father's health I do not intend to vary the amount which is appropriate. I think it is also probably appropriate to allow for contingencies on a relatively generous basis. I find that the services required to be provided because of the injuries suffered in this accident. The claim here is on the basis of two hours a day, that is fourteen hours per week less the six hours where that was relevant, on the basis of $14 per hour so the claim for past damages under Griffiths v Kerkemeyer was $32,032 and for future, adopting a twenty years amount on a multiplier of 666.4, again on a figure of $112 is $74,636. … as I recall it there was a difference between the mother and the daughter's estimates. I think the mother was more likely to be accurate on this matter but it is also relevant to take into account that some of the work done by the daughter was done for the husband and other children in the house and that has to be taken into account. … I find that the amount of assistance required was in the order of one and a half to two hours per day, probably somewhere in that range, but for the various reasons I have given, including the work done for others, it is appropriate to adjust those figures downwards. The total claimed is $106,668. In my view the appropriate approach is to allow an overall figure on a reduced basis for the total Griffiths v Kerkemeyer claim and I allow $75,000."
33 Finally, his Honour dealt with the "question of non-economic loss under s79 of the Motor Vehicles Act". His Honour :
"The claims in this regard were … on the part of the [respondent] 55% something in the order of $135,850 and the [appellant] submitted that it should be in the order of 15-18% … something in the order of $16,000 to $22,000."