Kathleen Lambert lives in Essendon North. She is married with three children aged between three and ten. The evidence is that they are financially comfortable. Maureen Suminar has been married twice. She has two young children. She lives at Airport West with her second husband in a house worth approximately $90,000. She and her husband owe approximately $71,000 secured by a mortgage. The debt is represented by $51,000 balance owing in respect of the house and $18,000 owed on a motor car. The house is a weatherboard house purchased in 1992. If they keep the $44,000 distributed to her by Raymond Coller their total debt would be about $27,000. Her husband was employed as a storeman at the date of the deceased's death at a salary of $370.00 per week. He has, however, been unemployed since April. The car that was purchased was a 1997 Commodore. It was purchased second hand in 1997 and they paid $22,000 for it. The repayments under the La Trobe Home Loan covering the money borrowed to purchase the house and the car are $200 per week. She has deposed that the family's living expenses comprise the following: food ($80 per week), gas and electricity ($20 per week), telephone ($40 per month), Council rates ($480 per year), water ($120 per quarter). Their income at present from Job Start is $570 per fortnight. Maureen Suminar has worked in a milk bar, in a green grocer's shop, has picked sprouts. She has worked as a receptionist and in property management and house cleaning. She enjoys working but is unable to at the moment because her children are not old enough to go to school. As noted above, Maureen Suminar has over the years enjoyed numerous holidays overseas in South East Asia.