{"id":"F2016L00329","name":"Veterans’ Entitlements (Exempt Lump Sum – Life Insurance Payouts) Determination 2016","slug":"veterans-entitlements-exempt-lump-sum-life-insurance-payouts-determination-2016","collection":"legislative_instrument","jurisdiction":"commonwealth","status":"repealed","isInForce":false,"actNumber":null,"makingDate":null,"administeringDepartment":null,"currentVersion":{"id":94298,"registerId":"commonwealth-F2016L00329-current","compilationNumber":null,"startDate":"2026-04-02","status":"Repealed","reasons":null,"registeredAt":null},"sections":[{"sectionNumber":"1","sectionType":"section","heading":"Veterans’ Entitlements (Exempt Lump Sum – Life Insurance Payouts) Determination 2016","content":"---\nmeta-content-style-type: text/css\nmeta-content-type: application/xhtml+xml; charset=utf-8\nmeta-generator: Aspose.Words for .NET 20.2\ntitle: _\n---\n\n?xml version=\"1.0\" encoding=\"utf-8\" standalone=\"no\"?>\n\n \n\n![](image.001.png)\n\n \n\nVeterans’ Entitlements Act 1986\n\n \n\nVeterans’ Entitlements (Exempt Lump Sum – Life Insurance Payouts) Determination 2016\n\n \n\nInstrument 2016 No. R15\n\n \n\nI, MARK HARRIGAN, delegate of the Repatriation Commission, under paragraph 5H(12)(c) of the Veterans’ Entitlements Act 1986 (VEA), determine an amount specified in Part 2 of this instrument to be exempt lump sum for the purposes of the definition of “ordinary income” in subsection 5H(1) of the VEA. \n\n \n\n \n\n \n\n \n\n \n\nDated this  15th  day of   March   2016\n\n \n\n \n\n \n\n \n\n \n\n \n\n \n\n \n\n \n\n \n\n \n\nMark Harrigan\n\n…………………………………………………………\n\nMARK HARRIGAN\n\n\nPart 1: Preliminary and Interpretation\n\n1 Name of determination\n\n This determination is the Veterans’ Entitlements (Exempt Lump Sum – Life Insurance Payouts) Determination 2016.\n\n2 Commencement\n\nThis determination is taken to have commenced on 1 July 2015.\n\n3 Definition\n\n In this determination:\n\n \n\n“income support supplement” means the payment called the income support supplement payable under Part IIIA of the VEA;\n\n \n\n“life insurance payout” means a payment made to a person upon death or terminal illness of another person pursuant to a policy of insurance held by the first person;\n\n“service pension” has the meaning given to service pension in subsection 5Q(1) of the VEA.\n\n \n\n## Part 2: Exempt Lump Sum\n\n4       Life Insurance Payouts – exempt lump sums\n\nIf a person or a person’s partner receives a life insurance payout and the person is eligible for, or in receipt of a service pension or income support supplement, then the amount of the life insurance payout received by the person or the person’s partner is an exempt lump sum.\n\n \n\n \n","sortOrder":0}],"analysis":{"kimi_summary":{"_metrics":{"model":"kimi-k2.5","source":"moonshot-batch","completionTokens":1754},"content_quality":"ok","complexity_score":2,"scope_assessment":{"changed":false,"description":"The instrument remains tightly scoped to its original purpose of exempting life insurance payouts from the ordinary income test for veterans' pensions. It has not expanded beyond this specific exemption."},"complexity_factors":["Only 3 defined terms in the interpretation section","Single operational provision (section 4) containing the entire substantive rule","Simple binary conditional logic (if person receives payout AND is eligible for pension, then exempt)","No nested exceptions, schedules, or complex cross-references beyond basic citations to the Veterans' Entitlements Act","Document length is less than one page"],"plain_english_summary":"This instrument protects veterans’ pensions by treating life‑insurance payouts received after a death or terminal illness as exempt lump sums. That means the Department of Veterans’ Affairs ignores those payments when assessing Service Pension or Income Support Supplement entitlements, preventing bereavement payouts from reducing a veteran’s or their partner’s ongoing pension. The exemption applies whether the policy was held by the veteran or their partner."}},"importantCases":[],"_links":{"self":"/api/acts/veterans-entitlements-exempt-lump-sum-life-insurance-payouts-determination-2016","history":"/api/acts/veterans-entitlements-exempt-lump-sum-life-insurance-payouts-determination-2016/history","analysis":"/api/acts/veterans-entitlements-exempt-lump-sum-life-insurance-payouts-determination-2016/analysis","conflicts":"/api/acts/veterans-entitlements-exempt-lump-sum-life-insurance-payouts-determination-2016/conflicts","importantCases":"/api/acts/veterans-entitlements-exempt-lump-sum-life-insurance-payouts-determination-2016/important-cases","documents":"/api/acts/veterans-entitlements-exempt-lump-sum-life-insurance-payouts-determination-2016/documents"}}