{"id":"F2026L00293","name":"Terrorism and Cyclone Insurance (Declared Terrorist Incident—Perth CBD) Declaration 2026","slug":"terrorism-and-cyclone-insurance-declared-terrorist-incident-perth-cbd-declaration-2026","collection":"legislative_instrument","jurisdiction":"commonwealth","status":"in_force","isInForce":true,"actNumber":null,"makingDate":null,"administeringDepartment":null,"currentVersion":{"id":443209,"registerId":"F2026L00293-fast-fetch-1775958108073","compilationNumber":null,"startDate":"2026-04-12","status":"InForce","reasons":null,"registeredAt":null},"sections":[{"sectionNumber":"1","sectionType":"section","heading":"Terrorism and Cyclone Insurance (Declared Terrorist Incident—Perth CBD) Declaration 2026","content":"---\nmeta-content-style-type: text/css\nmeta-content-type: application/xhtml+xml; charset=utf-8\n---\n\n![Commonwealth Coat of Arms of Australia](image.001.jpeg)\n\n \n\nTerrorism and Cyclone Insurance (Declared Terrorist Incident—Perth CBD) Declaration 2026\n\nI, Daniel Mulino, Assistant Treasurer and Minister for Financial Services, being satisfied of the matters set out in subsection 6(1) of the Terrorism and Cyclone Insurance Act 2003, make the following declaration.\n\nDated   18 March 2026\n\n \n\nDr Daniel Mulino\n\nAssistant Treasurer  Minister for Financial Services\n\n \n\n \n\n \n\n \n\nContents\n\nPart 1—Preliminary\n\n1 Name\n\n2 Commencement\n\n3 Authority\n\n4 Definitions\n\nPart 2—Declaration of terrorist incident\n\n5 Declaration of terrorist incident\n\n \n\nPart 1—Preliminary\n\n \n\n1  Name\n\n  This instrument is the Terrorism and Cyclone Insurance (Declared Terrorist Incident—Perth CBD) Declaration 2026.\n\n2  Commencement\n\n (1) Each provision of this instrument specified in column 1 of the table commences, or is taken to have commenced, in accordance with column 2 of the table. Any other statement in column 2 has effect according to its terms.\n\n \n\n- Commencement information\n- Column 1 Column 2 Column 3\n- Provisions Commencement Date/Details\n- 1. The whole of this instrument The day after this instrument is registered.\n\n\nNote: This table relates only to the provisions of this instrument as originally made. It will not be amended to deal with any later amendments of this instrument.\n\n (2) Any information in column 3 of the table is not part of this instrument. Information may be inserted in this column, or information in it may be edited, in any published version of this instrument.\n\n3  Authority\n\n  This instrument is made under the Terrorism and Cyclone Insurance Act 2003.\n\n4  Definitions\n\nNote: Expressions have the same meaning in this instrument as in the Terrorism and Cyclone Insurance Act 2003 as in force from time to time—see paragraph 13(1)(b) of the Legislation Act 2003.\n\n  In this instrument:\n\nthe Act means the Terrorism and Cyclone Insurance Act 2003.\n\nPart 2—Declaration of terrorist incident\n\n5  Declaration of terrorist incident\n\n (1) Under subsection 6(1) of the Act, the terrorist act covered by subsection (2) constitutes a declared terrorist incident for the purposes of the Act.\n\n (2) For the purposes of subsection (1), this subsection covers the attempted bombing of a crowd of people which occurred in the suburb of Perth, Western Australia, on 26 January 2026.\n","sortOrder":0}],"analysis":{"kimi_summary":{"content_quality":"ok","complexity_score":2,"scope_assessment":{"changed":false,"description":"This instrument performs exactly the function intended by the parent Act — declaring specific terrorist acts to trigger the terrorism insurance scheme. It has not expanded beyond this narrow, specific purpose."},"complexity_factors":["Very short instrument (only 5 sections)","No defined terms in the instrument itself — relies entirely on definitions from the parent Act","Single operative provision (section 5) with straightforward factual description","No cross-references beyond the empowering provision (subsection 6(1) of the Act)","No conditional logic, exceptions, or nested provisions","Essentially a factual declaration with minimal legislative machinery"],"plain_english_summary":"The Assistant Treasurer declared the attempted bombing in Perth CBD on 26 January 2026 a \"declared terrorist incident\" under the Terrorism and Cyclone Insurance Act 2003. That declaration (made 18 March 2026 by Daniel Mulino) activates the federal Terrorism Insurance Scheme, affecting insurers, affected businesses/property owners and the ARPC by enabling claims and government-backed reinsurance for losses that ordinary policies might exclude."},"flash_summary_failed":{"failed":true,"reason":"A positive credit balance is required for all requests, including BYOK, so fallback providers remain available. Add credits at https://vercel.com/d?to=%2F%5Bteam%5D%2F%7E%2Fai%3Fmodal%3Dtop-up to continue.","source":"analysis-cron"},"flash_summary":{"complexity_score":2,"scope_assessment":{"changed":false,"description":"The declaration does not amend or extend the Terrorism and Cyclone Insurance Act 2003. It invokes the Act’s existing mechanism to designate the specified incident (26 January 2026, Perth) as a declared terrorist incident, thereby activating the Act’s insurance and compensation framework for that event."},"complexity_factors":["Single operative clause that makes a factual declaration (section 5) — low legislative branching.","Commencement rule sets effect as the day after registration (section 2) — simple temporal operation.","Definitions clause defers to the Act for meaning (section 4) — requires cross-reference to the primary statute for full effect.","No amendments to substantive law or procedural rules — scope limited to triggering existing scheme.","Outcome depends on external Act provisions (eligibility, insurer/Commonwealth liability), so practical complexity arises from that cross-reference rather than this instrument's text."],"plain_english_summary":"This instrument declares that the attempted bombing of a crowd in Perth on 26 January 2026 is a \"declared terrorist incident\" under the Terrorism and Cyclone Insurance Act 2003 (made under s6(1)); it takes effect the day after registration. Mechanically, the declaration activates the Act’s insurance and compensation arrangements for insurers, policyholders and the Commonwealth without changing the Act’s terms or creating new obligations."}},"importantCases":[],"_links":{"self":"/api/acts/terrorism-and-cyclone-insurance-declared-terrorist-incident-perth-cbd-declaration-2026","history":"/api/acts/terrorism-and-cyclone-insurance-declared-terrorist-incident-perth-cbd-declaration-2026/history","analysis":"/api/acts/terrorism-and-cyclone-insurance-declared-terrorist-incident-perth-cbd-declaration-2026/analysis","conflicts":"/api/acts/terrorism-and-cyclone-insurance-declared-terrorist-incident-perth-cbd-declaration-2026/conflicts","importantCases":"/api/acts/terrorism-and-cyclone-insurance-declared-terrorist-incident-perth-cbd-declaration-2026/important-cases","documents":"/api/acts/terrorism-and-cyclone-insurance-declared-terrorist-incident-perth-cbd-declaration-2026/documents"}}