{"id":"F2022L00793","name":"Superannuation (PSS) Maximum Benefits (2022-2023) Determination 2022","slug":"superannuation-pss-maximum-benefits-2022-2023-determination-2022","collection":"legislative_instrument","jurisdiction":"commonwealth","status":"in_force","isInForce":true,"actNumber":null,"makingDate":null,"administeringDepartment":null,"currentVersion":{"id":102461,"registerId":"commonwealth-F2022L00793-current","compilationNumber":null,"startDate":"2026-04-03","status":"InForce","reasons":null,"registeredAt":null},"sections":[{"sectionNumber":"1","sectionType":"section","heading":"Superannuation (PSS) Maximum Benefits (2022-2023) Determination 2022","content":"---\nmeta-content-style-type: text/css\nmeta-content-type: application/xhtml+xml; charset=utf-8\nmeta-generator: Aspose.Words for .NET 22.10.0\n---\n\n?xml version=\"1.0\" encoding=\"utf-8\" standalone=\"no\"?>\n\nSuperannuation (PSS)\n\nMaximum Benefits (2022-2023)\n\nDetermination 2022\n\n \n\n \n\n![](image.001.png) \n\nI, ABBEY BROWNE, Senior Manager, Knowledge and Technical Advice, and Delegate of Commonwealth Superannuation Corporation, pursuant to rules 5.6.5 and 5.7.7 of the PSS Rules, in the Schedule to the Deed in force under section 4 of the Superannuation Act 1990, DETERMINE as follows:\n\n \n\nDated   7 June 2022\n\n \n\n \n\n \n\n \n\n \n\n \n\n \n\n \n\nA BROWNE\n\nDelegate of Commonwealth Superannuation Corporation\n\n![](image.002.png) \n\n \n\n \n\n \n\n \n\n \n\n \n\n \n\n \n\n \n\n \n\n \n\n \n\n \n\n \n\n \n\n \n\n \n\n \n\n \n\n \n\n1 Name of Determination\n\n \n\nThis Determination is the Superannuation (PSS) Maximum Benefits\n\n(2022-2023) Determination 2022.\n\n \n\n \n\n2 Commencement\n\n \n\n  This determination takes effect on 1 July 2022.     \n\n \n\n \n\n3 Maximum Benefits – Lump Sums\n\n \n\nFor rule 5.6.5 of the PSS Rules, the table in rule 5.6.1 has effect, for the financial year starting on 1 July 2022, as if the amounts specified in the following table were substituted for the amounts specified in that table:\n\n \n\n- Table – Maximum Benefits\n- Average Salary Maximum Benefit\n- Less than $82,500.00 $825,000.00\n- $82,500.00 and over 10 times average salary\n\n\n \n\n \n\n4                    Maximum Benefits – AFP Lump Sums\n\n \n\nFor rule 5.7.7 of the PSS Rules, the table in rule 5.7.1 has effect, for the financial year starting on 1 July 2022, as if the amounts specified in the following table were substituted for the amounts specified in that table:\n\n \n\n- Table – AFP Preliminary Maximum Benefits – Lump Sums\n- Average Salary Preliminary Maximum Benefit\n- Less than $82,500.00 $825,000.00\n- $82,500.00 and over 10 times average salary\n\n\n5                     Maximum Benefits – AFP Pensions\n\n \n\nFor rule 5.7.7 of the PSS Rules, the table in rule 5.7.2 has effect, for the financial year starting on 1 July 2022, as if the amounts specified in the following table were substituted for the amounts specified in that table:\n\n \n\n- Table – AFP Preliminary Maximum Benefits – Pensions\n- Final Average Salary PreliminaryMaximum Benefit\n- Less than $82,500.00 $1,155,000.00\n- $82,500.00 and over 14 times average salary\n\n\n \n\n \n","sortOrder":0}],"analysis":{"flash_summary":{"complexity_score":2,"scope_assessment":{"changed":false,"description":"The Determination does not alter who is covered or the types of benefits; it only substitutes updated monetary limits into the existing PSS/AFP tables for the 2022–23 year (see sections 3–5) and commences 1 July 2022 (section 2)."},"complexity_factors":["Mechanism is numeric substitution into existing tables rather than new policy rules (sections 3–5).","Relies on cross‑reference to existing PSS Rules (rule 5.6.5 and rule 5.7.7) and the Deed under the Superannuation Act 1990 (preamble).","Two calculation methods: fixed dollar caps for lower average salary band and multiples of average salary for higher band (threshold $82,500) — requires computing 'average salary'.","Limited temporal scope: takes effect 1 July 2022 and applies for the financial year (section 2), implying annual administrative updates.","Decision is issued by a CSC delegate (preamble) — administrative discretion is limited to setting the amounts.","Operational impact on payroll/benefit systems and member communications to reflect updated caps."],"plain_english_summary":"This Determination replaces the numeric caps used in the PSS and AFP benefit tables for the 2022–23 year. It sets lump‑sum and pension limits either as fixed dollar amounts (eg. $825,000; $1,155,000) or as multiples of a member's average salary (10× or 14×), and takes effect 1 July 2022. It affects members whose entitlements are calculated under the PSS/AFP tables and the Commonwealth Superannuation Corporation as the paying authority because it limits the maximum amounts payable."},"flash_summary_failed":{"failed":true,"reason":"A positive credit balance is required for all requests, including BYOK, so fallback providers remain available. Add credits at https://vercel.com/d?to=%2F%5Bteam%5D%2F%7E%2Fai%3Fmodal%3Dtop-up to continue.","source":"analysis-cron"},"kimi_summary":{"content_quality":"ok","complexity_score":2,"scope_assessment":{"changed":false,"description":"This is an annual indexation instrument that performs exactly the function it was designed for — updating dollar thresholds in the PSS Rules. It has not expanded beyond its original purpose of maintaining the real value of maximum benefit caps through periodic adjustment."},"complexity_factors":["Very short document (5 sections, ~1 page)","No defined terms section — relies entirely on external references to 'PSS Rules' and the Superannuation Act 1990","Simple tabular substitution mechanism — just replaces dollar amounts in existing tables","Only two variables: average salary thresholds and multiplication factors","No conditional logic, exceptions, or nested provisions","Straightforward commencement date (single fixed date)"],"plain_english_summary":"This updates the dollar caps on benefits payable from the closed Public Sector Superannuation (PSS) scheme—including eligible Australian Federal Police members—for the 2022–23 year, effective 1 July 2022.\n\nLump‑sum caps are $825,000 if average salary is under $82,500, otherwise 10× average salary; AFP pensions are capped at $1,155,000 below the threshold or 14× average salary above it. Excess benefits are reduced or forfeited; thresholds are indexed."}},"importantCases":[],"_links":{"self":"/api/acts/superannuation-pss-maximum-benefits-2022-2023-determination-2022","history":"/api/acts/superannuation-pss-maximum-benefits-2022-2023-determination-2022/history","analysis":"/api/acts/superannuation-pss-maximum-benefits-2022-2023-determination-2022/analysis","conflicts":"/api/acts/superannuation-pss-maximum-benefits-2022-2023-determination-2022/conflicts","importantCases":"/api/acts/superannuation-pss-maximum-benefits-2022-2023-determination-2022/important-cases","documents":"/api/acts/superannuation-pss-maximum-benefits-2022-2023-determination-2022/documents"}}