{"id":"F2020L00717","name":"Superannuation (PSS) Maximum Benefits (2020-2021) Determination 2020","slug":"superannuation-pss-maximum-benefits-2020-2021-determination-2020","collection":"legislative_instrument","jurisdiction":"commonwealth","status":"in_force","isInForce":true,"actNumber":null,"makingDate":null,"administeringDepartment":null,"currentVersion":{"id":145318,"registerId":"commonwealth-F2020L00717-current","compilationNumber":null,"startDate":"2026-04-03","status":"InForce","reasons":null,"registeredAt":null},"sections":[{"sectionNumber":"1","sectionType":"section","heading":"Superannuation (PSS) Maximum Benefits (2020-2021) Determination 2020","content":"---\nmeta-content-style-type: text/css\nmeta-content-type: application/xhtml+xml; charset=utf-8\nmeta-generator: Aspose.Words for .NET 20.2\n---\n\n?xml version=\"1.0\" encoding=\"utf-8\" standalone=\"no\"?>\n\nSuperannuation (PSS)\n\nMaximum Benefits (2020-2021)\n\nDetermination 2020\n\n \n\n \n\n![](image.001.png) \n\nI, ADAM SCOTT NETTHEIM, Head of Customer Operations and Delegate of Commonwealth Superannuation Corporation, pursuant to rules 5.6.5 and 5.7.7 of the PSS Rules, in the Schedule to the Deed in force under section 4 of the Superannuation Act 1990, DETERMINE as follows:\n\n \n\nDated   5 June 2020\n\n \n\n \n\n \n\n \n\n \n\n \n\n \n\n \n\nA NETTHEIM\n\nDelegate of Commonwealth Superannuation Corporation\n\n![](image.002.png) \n\n \n\n \n\n \n\n \n\n \n\n \n\n \n\n \n\n \n\n \n\n \n\n \n\n \n\n \n\n \n\n \n\n \n\n \n\n \n\n \n\n1 Name of Determination\n\n \n\nThis Determination is the Superannuation (PSS) Maximum Benefits\n\n(2020-2021) Determination 2020.\n\n \n\n \n\n2 Commencement\n\n \n\n  This determination commences on 1 July 2020.     \n\n \n\n \n\n3 Maximum Benefits – Lump Sums\n\n \n\nFor rule 5.6.5 of the PSS Rules, the table in rule 5.6.1 has effect, for the financial year starting on 1 July 2020, as if the amounts specified in the following table were substituted for the amounts specified in that table:\n\n \n\n- Table – Maximum Benefits\n- Average Salary Maximum Benefit\n- Less than $78,000.00 $780,000.00\n- $78,000.00 and over 10 times average salary\n\n\n \n\n \n\n4                    Maximum Benefits – AFP Lump Sums\n\n \n\nFor rule 5.7.7 of the PSS Rules, the table in rule 5.7.1 has effect, for the financial year starting on 1 July 2020, as if the amounts specified in the following table were substituted for the amounts specified in that table:\n\n \n\n- Table – AFP Preliminary Maximum Benefits – Lump Sums\n- Average Salary Preliminary Maximum Benefit\n- Less than $78,000.00 $780,000.00\n- $78,000.00 and over 10 times average salary\n\n\n5                     Maximum Benefits – AFP Pensions\n\n \n\nFor rule 5.7.7 of the PSS Rules, the table in rule 5.7.2 has effect, for the financial year starting on 1 July 2020, as if the amounts specified in the following table were substituted for the amounts specified in that table:\n\n \n\n- Table – AFP Preliminary Maximum Benefits – Pensions\n- Final Average Salary PreliminaryMaximum Benefit\n- Less than $78,000.00 $1,092,000.00\n- $78,000.00 and over 14 times average salary\n\n\n \n\n \n","sortOrder":0}],"analysis":{"kimi_summary":{"content_quality":"ok","complexity_score":2,"scope_assessment":{"changed":false,"description":"This Determination performs exactly the function it was designed for: annually updating the maximum benefit caps for the PSS scheme for the 2020-2021 financial year. It does not expand beyond the original intent of the enabling rules (5.6.5 and 5.7.7 of the PSS Rules), which explicitly provide for annual determinations of these amounts."},"complexity_factors":["Extremely short: only 5 operative sections across 2 pages","No defined terms section — relies entirely on external definitions in the 'PSS Rules' and Superannuation Act 1990","Simple tabular substitution mechanism: replaces dollar amounts in existing tables","No conditional logic, exceptions, or nested provisions","Single mathematical formula (10x or 14x salary) with one threshold ($78,000)","Cross-references only to specific rule numbers (5.6.5, 5.7.7, etc.) without requiring interpretation of those rules"],"plain_english_summary":"This Determination sets the 2020–21 maximum benefit caps for the PSS defined‑benefit super scheme, affecting current and former APS and AFP PSS members. It fixes a $78,000 threshold: most members face a $780,000 cap if their average salary is under $78,000, or 10× average salary if not; AFP members have the same lump‑sum caps plus a pension cap of $1,092,000 or 14× average salary. It prevents uncapped government/taxpayer liabilities."},"flash_summary":{"complexity_score":2,"scope_assessment":{"changed":false,"description":"The Determination does not change who is covered or how benefits are calculated; it only substitutes updated maximum monetary limits into existing PSS rule tables for the 2020–21 year (see rules cited in sections 3–5)."},"complexity_factors":["Narrow, mechanical change: substitutes numeric caps into existing tables (sections 3–5).","Relies on external definitions in the PSS Rules (eg. the meaning and calculation of “average salary”), which are not restated here.","Different caps across instruments: lump sums and AFP pensions use different multipliers (10× and 14×) and a fixed $78,000 threshold.","Fixed commencement date (1 July 2020) and single‑year application reduce procedural complexity.","No new administrative discretion or compliance regime introduced; implementation is a straightforward update to benefit ceilings."],"plain_english_summary":"This Determination updates the Pension Scheme (PSS) maximum benefit caps for the 2020–21 financial year, commencing 1 July 2020. It substitutes numerical limits in existing PSS tables so lump‑sum caps are $780,000 where average salary is below $78,000 and otherwise set as multiples of average salary (10× for lump sums; 14× for AFP pensions).\n\nIt affects PSS members and AFP officers whose payouts are capped and alters the Corporation’s payout ceiling and liability calculations without changing eligibility rules."},"flash_summary_failed":{"failed":true,"reason":"A positive credit balance is required for all requests, including BYOK, so fallback providers remain available. Add credits at https://vercel.com/d?to=%2F%5Bteam%5D%2F%7E%2Fai%3Fmodal%3Dtop-up to continue.","source":"analysis-cron"}},"importantCases":[],"_links":{"self":"/api/acts/superannuation-pss-maximum-benefits-2020-2021-determination-2020","history":"/api/acts/superannuation-pss-maximum-benefits-2020-2021-determination-2020/history","analysis":"/api/acts/superannuation-pss-maximum-benefits-2020-2021-determination-2020/analysis","conflicts":"/api/acts/superannuation-pss-maximum-benefits-2020-2021-determination-2020/conflicts","importantCases":"/api/acts/superannuation-pss-maximum-benefits-2020-2021-determination-2020/important-cases","documents":"/api/acts/superannuation-pss-maximum-benefits-2020-2021-determination-2020/documents"}}