{"id":"F2017L00608","name":"Superannuation (PSS) Maximum Benefits (2017-2018) Determination 2017","slug":"superannuation-pss-maximum-benefits-2017-2018-determination-2017","collection":"legislative_instrument","jurisdiction":"commonwealth","status":"in_force","isInForce":true,"actNumber":null,"makingDate":null,"administeringDepartment":null,"currentVersion":{"id":96379,"registerId":"commonwealth-F2017L00608-current","compilationNumber":null,"startDate":"2026-04-02","status":"InForce","reasons":null,"registeredAt":null},"sections":[{"sectionNumber":"1","sectionType":"section","heading":"Superannuation (PSS) Maximum Benefits (2017-2018) Determination 2017","content":"---\nmeta-content-style-type: text/css\nmeta-content-type: application/xhtml+xml; charset=utf-8\nmeta-generator: Aspose.Words for .NET 20.2\n---\n\n?xml version=\"1.0\" encoding=\"utf-8\" standalone=\"no\"?>\n\nSuperannuation (PSS)\n\nMaximum Benefits (2017-2018)\n\nDetermination 2017\n\n \n\n \n\n![](image.001.png) \n\nI, STEPHEN PAUL WHITTON, Senior Manager, Quality, Knowledge and Change, Delegate of Commonwealth Superannuation Corporation, pursuant to rules 5.6.5 and 5.7.7 of the PSS Rules, in the Schedule to the Deed in force under section 4 of the Superannuation Act 1990, DETERMINE as follows:\n\n \n\nDated   25 May 2017\n\n \n\n \n\n \n\n \n\n \n\n \n\n \n\n \n\nS WHITTON\n\nDelegate of Commonwealth Superannuation Corporation\n\n![](image.002.png) \n\n \n\n \n\n \n\n \n\n \n\n \n\n \n\n \n\n \n\n \n\n \n\n \n\n \n\n \n\n \n\n \n\n \n\n \n\n \n\n \n\n1 Name of Determination\n\n \n\nThis Determination is the Superannuation (PSS) Maximum Benefits\n\n(2017-2018) Determination 2017.\n\n \n\n \n\n2 Commencement\n\n \n\n  This determination takes effect on 1 July 2017.     \n\n \n\n \n\n3 Maximum Benefits – Lump Sums\n\n \n\nFor rule 5.6.5 of the PSS Rules, the table in rule 5.6.1 has effect, for the financial year starting on 1 July 2017, as if the amounts specified in the following table were substituted for the amounts specified in that table:\n\n \n\n- Table – Maximum Benefits\n- Average Salary Maximum Benefit\n- Less than $72,000.00 $720,000.00\n- $72,000.00 and over 10 times average salary\n\n\n \n\n \n\n4                    Maximum Benefits – AFP Lump Sums\n\n \n\nFor rule 5.7.7 of the PSS Rules, the table in rule 5.7.1 has effect, for the financial year starting on 1 July 2017, as if the amounts specified in the following table were substituted for the amounts specified in that table:\n\n \n\n- Table – AFP Preliminary Maximum Benefits – Lump Sums\n- Average Salary Preliminary Maximum Benefit\n- Less than $72,000.00 $720,000.00\n- $72,000.00 and over 10 times average salary\n\n\n5                     Maximum Benefits – AFP Pensions\n\n \n\nFor rule 5.7.7 of the PSS Rules, the table in rule 5.7.2 has effect, for the financial year starting on 1 July 2017, as if the amounts specified in the following table were substituted for the amounts specified in that table:\n\n \n\n- Table – AFP Preliminary Maximum Benefits – Pensions\n- Final Average Salary PreliminaryMaximum Benefit\n- Less than $72,000.00 $1,008,000.00\n- $72,000.00 and over 14 times average salary\n\n\n \n\n \n","sortOrder":0}],"analysis":{"flash_summary":{"complexity_score":3,"scope_assessment":{"changed":false,"description":"Does not change which benefits or classes of members are covered. The instrument substitutes numerical maximums into existing PSS Rules tables for the 2017–2018 financial year (see sections 3–5), leaving the scope and application criteria in those Rules unchanged."},"complexity_factors":["Narrow, formulaic change: replaces table values for one financial year (see sections 3–5).","Cross-references to the PSS Rules (rules 5.6.1, 5.7.1, 5.7.2 and enabling rules 5.6.5, 5.7.7) require administrators to apply definitions and calculation methods from those Rules (administrative dependency).","Two-tier threshold ($72,000) plus multiplicative formulas (10× and 14×) require computing average salary and final average salary for affected members (calculation work for administrators).","Year-limited effect (commencement 1 July 2017) means records and system parameters must be updated for the specified year only.","Separate treatment for AFP lump sums and AFP pensions increases itemisation in administration but not substantive policy complexity.","Issued by a delegated official (signature of CSC delegate) — procedural formality rather than discretionary rulemaking."],"plain_english_summary":"This Determination sets the numerical caps on maximum superannuation benefits payable under the PSS and AFP arrangements for the 2017–2018 year: a $720,000 cap where average salary is under $72,000, and multiples of average (10×) or final average salary (14×) above that threshold. It affects PSS/AFP members, the Commonwealth Superannuation Corporation and employers because it fixes the upper limits administrators must use when calculating lump sums and pensions for that financial year."},"flash_summary_failed":{"failed":true,"reason":"Unauthenticated. Configure AI_GATEWAY_API_KEY or use a provider module. Learn more: https://ai-sdk.dev/unauthenticated-ai-gateway","source":"analysis-cron"},"kimi_summary":{"content_quality":"ok","complexity_score":2,"scope_assessment":{"changed":false,"description":"This determination performs exactly its intended function: annually updating the maximum benefit caps for the PSS scheme. It has not expanded beyond its original purpose of setting indexed dollar limits."},"complexity_factors":["Very short document (5 sections, ~300 words)","Only 2 defined terms implicitly used ('PSS Rules' and 'average salary')","No cross-references to other legislation beyond naming the parent Act and Rules","Simple conditional logic: two-tier threshold test based on $72,000 salary floor","No exceptions, exemptions, or nested conditions","Purely mechanical update of monetary thresholds"],"plain_english_summary":"This instrument sets 2017–18 dollar caps on Public Sector Superannuation (PSS) benefits: a $720,000 lump-sum cap (or 10× average salary for those earning ≥$72,000) and a $1,008,000 pension cap for AFP members (or 14× average salary for higher earners). \n\nIt applies to current and former PSS members (APS employees and AFP officers) and limits large defined‑benefit payouts to curb very high superannuation entitlements."}},"importantCases":[],"_links":{"self":"/api/acts/superannuation-pss-maximum-benefits-2017-2018-determination-2017","history":"/api/acts/superannuation-pss-maximum-benefits-2017-2018-determination-2017/history","analysis":"/api/acts/superannuation-pss-maximum-benefits-2017-2018-determination-2017/analysis","conflicts":"/api/acts/superannuation-pss-maximum-benefits-2017-2018-determination-2017/conflicts","importantCases":"/api/acts/superannuation-pss-maximum-benefits-2017-2018-determination-2017/important-cases","documents":"/api/acts/superannuation-pss-maximum-benefits-2017-2018-determination-2017/documents"}}